USDA and FHA Pro and Con in Jackson, Jackson County, OH

For 2025, the USDA loan limit applicable in Jackson, situated in Jackson County, OH, is $336,500. Conversely, the FHA limit for a single-family home reaches $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's leading USDA versus FHA rates and to assess the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Jackson, Jackson County, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Jackson, OH

The primary objective of Lendersa® is to smoothly arrange an ideal USDA or FHA loan for you, and promptly. Choose one of three pathways that align you with relevant lenders offering USDA loan schemes.

Lendersa USDA loan request and matching results

What Are USDA Loans in OH?

The USDA home loan is backed by the Department of Agriculture and often called the USDA rural development loan or USDA mortgage. This type of loan is exclusively for rural neighborhoods. While FHA loans need a minimum down payment of 3.5%, the USDA loan demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • BBC Financial Group
  • 768 Crown Mountain Dr., Dahlonega, GA, 30533
  • BBC Financial Group has been in business since 2004. We were able to survive the worst housing market in history due to providing our clients sound advise and unparalleled service during a challenging time. We have consistently been able to provide our clients a level personal service .
  • Flora Savings Bank
  • 128 West Second Street, Flora, IL, 62839
  • Our Banking Team understands the value that local ownership brings to the community. We support community organizations, partner with projects, and remain sensitive to community needs. At Flora Savings Bank, you will receive the "personal touch" that is missing in many financial institutions.
  • Flora Bank and Trust
  • 1478 N. Worthey St, Flora, IL, 62839
  • In 1977, a group of area business people noticed that Flora, Illinois had limited choices when it came to financial institutions. These business leaders from Flora and the surrounding communities came together and, on January 19, 1978, Flora Bank & Trust opened for business in a temporary banking facility located at 1010 West North Avenue in Flora.
  • The Bank of Southside Virginia
  • 17208 Halligan Park Rd., Carson, VA, 23830
  • BSV has a long and proud history of serving the community. While we operate over 15 locations today, we have very humble beginnings and strong roots. The Bank of Southside Virginia has origins that begin in 1905 when the Bank of Stony Creek was chartered. In 1911, the Bank of Carson opened for business
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  • NCPA Federal Credit Union has been open since 1984. The credit union has assets totaling $12.17 Million and provides banking services to more than 1, 000 members. The credit union is religious, or fraternal, or low-income associational credit union. Membership is also open to immediate family of current members.
  • Local Government Federal Credit Union
  • 323 West Jones Street, Suite 600, Raleigh, NC, 27603
  • Local Government Federal Credit Union (LGFCU) is a not-for-profit, member-owned financial cooperative established to serve the financial needs of local government employees, elected and appointed officials, volunteers and their families. Our full range of financial services are created specifically to improve the lives of our members.
  • Simple Commercial Capital
  • 223 South West Street, Raleigh, NC, 27603
  • Simple Commercial Capital is a boutique capital advisory firm founded in NYC, now headquartered in Raleigh, NC. We provide bespoke lending solutions to commercial real estate owners, investors and developers nationwide. Our 26 years of experience and extensive lender relationships allow us to structure out-of-the-box debt
  • Sherwin-Williams Credit Union
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  • Sherwin-Williams Credit Union We are a full service credit union that offers various deposit accounts including savings, checking, CDs, IRAs, and money markets. We also offer all kinds of loans such as mortgages, home equity loans, vehicle loans, signature loans, share secured loans, credit cards, and pay day lending for quick cash