USDA and FHA Pro and Con in Ironton, Lawrence County, OH

In 2025, USDA loan limit in Ironton, county of Lawrence, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Ironton, county of Lawrence, OH

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Ironton, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lending Hand Inc
  • 1007 N 6th St, Monticello, IN, 47960
  • "We are the friend you can turn to in a time of need. We at Lending Hand believe that payday loans are the better solution for the underbanked. We hope that people living in our Indiana communities see us as a helpful solution during times of financial troubles. We can prove to you time"
  • Mountain Valley Bank
  • 17114 Rankin Ave, Dunlap, TN, 37327
  • Mountain Valley Bank has a rich history within our community of the Sequatchie Valley, a history which began over 100 years ago. We opened in a corner of the Moore Hotel as a home-owned independent bank in the heart of Dunlap, Tennessee in 1905, originally known in town as Sequatchie County Bank.
  • First Independence Bank
  • 7310 Woodward Ave, Suite 101, Detroit, MI, 48202
  • First Independence Bank’s mission is to be a beacon for capital accumulation for individuals and business entities by delivering financial services with an affinity for under-served and minority communities. First Independence Bank, a state‐chartered commercial bank, complies with all applicable laws, rules, regulations, and ordinances.
  • Elevation One Group
  • 15001 Kercheval Ave, Suite 171, Grosse Pointe Park, MI, 48230
  • At Elevation One Group, we have a simple goal - helping people solve their money problems. We listen carefully to your story so that we develop the best options for you. We understand that your time is valuable, so we have developed a streamlined application process that can have you funded in as little as a week.
  • Iris Mortgage LLC
  • 1405 Bishop Rd, Grosse Pointe, MI, 48230
  • A 100% female owned and operated mortgage broker serving the state of Michigan. A vast selection of mortgage refinance and purchase products combined with industry leading experience, technology, communication, speed, and service set apart Iris Mortgage from other competitors. Low overhead and small
  • LendingintheD Mortgage Broker
  • 7741 Dexter Ave, Detroit, MI, 48206
  • LendingInTheD Mortgage Broker is connecting real people to real resources. We are honored to employ our expertise to secure loans for buyers and owners of residential property. We make it our duty to serve our clients by offering competitive products based on the extent of our relationships with Lenders and Banks represented locally, regionally.
  • PennCrest BANK
  • 1201 12th Street, Altoona, PA, 16601
  • PennCrest BANK® has been a part of your community for more than a century. We've been here through good times and bad, but at no time has the need for a local, independent community bank like ours been greater than it is now. For financing a new home, saving for retirement, or just accessing your money quickly
  • AB Federal Credit Union
  • 871 30th Street, Altoona, PA, 16601
  • A B Federal Credit Union was chartered in 1962 under the name of Altoona Butterick Federal Credit Union in Altoona, PA. Today A B Federal Credit Union has expanded its field of membership to serve the employees and family of numerous local companies. A B Federal Credit Union is here to serve its members.
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  • Diamond Valley Federal Credit Union is a full-service financial institution and deposits are insured by the NCUA up to $250,000. Our members own Diamond Valley Federal Credit Union so we have no outside stockholders and our Board of Directors are volunteers. Diamond Valley is not-for-profit so we can return profit back to the members
  • Heritage United Mortgage Services
  • 1420 N Weinbach Ave, Evansville, IN, 47711
  • We are a family owned mortgage lender dedicated to making the home loan process simple and fast. Dan Phillips has been in the mortgage industry for the past 30 years and strives to offer excellent service, low competitive rates and mortgage loan programs that meets your specific need.
  • 167th TFR Federal Credit Union
  • 1945 Edwin Miller Boulevard, Martinsburg, WV, 25404
  • Working together towards a common goal is an idea familiar to us as citizens, as employees, and as family members. Working together, we succeed in building a better future for all. That spirit of cooperation inspired the formation of the 167th TFR Federal Credit Union in 1959. As a credit union, we're a non-profit financial cooperative
  • Mortgage Financing.com
  • 115 Aikens Center, Suite 20B, Martinsburg, WV, 25404
  • The MortgageFinancing.com Team is your premier mortgage team located in Martinsburg, West Virginia. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Martinsburg area