In 2026, the USDA loan limit for Ironton, situated within Lawrence County, OH, stands at $336,500, whereas the FHA loan limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to assess today's leading USDA against FHA rates and determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you decide which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to efficiently arrange the most suitable USDA or FHA loan hassle-free. Choose one of three pathways to connect with matching lenders and USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture and also known as the USDA rural development loan or mortgage, is intended solely for rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, the USDA mortgage needs no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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