For 2026, the USDA loan limit in South-Point, within Lawrence county, OH, is $285,000. In contrast, the FHA limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to compare today's USDA and FHA top rates. Determine the requisite income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you choose the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The goal of Lendersa® is to promptly secure the best USDA or FHA loan for you. Choose from three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan, is exclusive to rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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