USDA VS FHA in South-Point, Lawrence County, OH

For 2025, the USDA loan limit in South-Point, within Lawrence county, OH, is $285,000. In contrast, the FHA limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to compare today's USDA and FHA top rates. Determine the requisite income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you choose the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in South-Point, Lawrence, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in South-Point, OH

The goal of Lendersa® is to promptly secure the best USDA or FHA loan for you. Choose from three starting points to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in OH

A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan, is exclusive to rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Wah Investment Group have loan products for an array of lending needs such as Construction, Mixed-use, Raw Land, Retail, Energy, Oil, Diamonds, LBO's, International loan lending, Private and Hard Money, Equity and Commercial and all your property needs let us be your last resort.
  • IRCO Community Federal Credit Union
  • 450 Hillcrest Boulevard, Phillipsburg, NJ, 08865
  • IRCO Community Federal Credit Union was formed on April 21, 1966, to strictly serve the employees of Ingersoll Rand Company in Phillipsburg, NJ. In 1986, we officially became a community credit union with a new name – IRCO Community Federal Credit Union. This change allowed us to open our doors to many more people in our community.
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  • 220 E. Main St, Amboy, IL, 61310
  • Based on the cornerstones of honesty, loyalty, teamwork, and longevity The First National Bank in Amboy has maintained a financially sound bank, earning adequate returns for stockholders while providing for its employees and giving back to the communities where they live and work.
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  • ABCO Federal Credit Union is a member-owned, not-for-profit full-service financial institution headquartered in Willingboro, New Jersey. With over 33, 000 members and over $205, 000, 000.00 in assets, we are one of the largest credit unions in New Jersey. ABCO FCU was founded in 1958 as the Burlington County Teachers Federal Credit Union.
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