FHA Vs. USDA loan program for Garfield-Heights, Cuyahoga County, Ohio

In 2025, the USDA loan cap for Garfield-Heights, within Cuyahoga county, OH, is $0. The FHA limit for a single-family house is $356,362.

Utilize the Lendersa® USDA loan calculator to measure the best available rates between USDA and FHA today. Assess the income, credit requirements, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans to help determine which program in is best suited for your unique financial situation.

Explore USDA and FHA Loan Options in Garfield-Heights, OH

Lendersa® aims to provide you with the best USDA or FHA loan options quickly, with no complexity. Start with one of the three paths that lead to connecting with matching lenders and USDA loan programs.

Lendersa USDA loan request matching results

Understanding USDA Loans in OH

A USDA home loan is guaranteed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is available exclusively in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.

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(302) 684-3932 Lender's profile and map Reviews Atlantic Prime Mortgage 19269 Coastal Highway, Suite 1, Rehoboth Beach, DE, 19971 We are a small business located in Annapolis, MD. Our founders, David Jones and Wes Tower, are Annapolis residents and active in the local community. We had a desire to help the community that we love so much, so we started a mortgage company aimed at providing great service and rates to our customers.
(973) 589-7199 Lender's profile and map Reviews Newark Firemen Federal Credit Union 106 Fleming Avenue, Newark, NJ, 07105 NFFCU was chartered in 1940 to service the financial needs of the members & their families, of the Fire Department of the City of Newark. Over the past 79 years the credit union has grown to a $18 million financial organization with 5 employees serving over 3, 000 members. NFFCU is headquartered at Newark in a credit union-built-and-owned building.
(973) 344-4000 Lender's profile and map Reviews American Fidelity Mortgage, LLC 146 Delancy st, Newark, NJ, 07105 At American Fidelity Mortgage, we provide lending services and approve our clients into their next home. - Family owned and operated - Direct FHA Lender - Products available include but are not limited to - FHA, Conventional, 203k, Reverse Mortgages, Jumbo’s, USDA, Streamline Refi’s, Full Harp -program.
(973) 276-1226 Lender's profile and map Reviews AMS Mortgage Services Inc. 375 Chestnut St 3C, Newark, NJ, 07105 AMS Mortgage Services, Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual homebuyers. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending
(920) 788-4141 Lender's profile and map Reviews BLC Community Bank 206 East Main Avenue, Little Chute, WI, 54140 BLC Community Bank is a strong, independent community bank, locally owned and dedicated to our customers and the communities we serve. We have a genuine desire to meet all of your banking needs and are diligent in our efforts to provide the latest in banking services with a friendly and personal, home-town touch.
(865) 582-2700 Lender's profile and map Reviews Knoxville Teachers Federal Credit Union 711 N Hall of Fame Drive, Knoxville, TN, 37917 During the deepest months of the Great Depression, in February of 1932, seven Knoxville City Schools teachers each decided to pool their resources to start a credit union and deposited $5 into it. The purpose of the credit union was to provide a resource for teachers to call on in times of need.
(201) 998-9050 Lender's profile and map Reviews Keypoint Mortgage 125 Bathurst Avenue, North Arlington, NJ, 07031 At Keypoint Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
(201) 955-0045 Lender's profile and map Reviews Crosstate Mortgage 211 Ridge Road, North Arlington, NJ, 07031 Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest customer service level and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage.
(920) 232-2260 Lender's profile and map Reviews West Pointe Bank 1750 Witzel Avenue, Oshkosh, WI, 54901 West Pointe Bank is Oshkosh's oldest locally owned, independent, full-service bank. West Pointe opened its doors on April 22, 1996 & has been in the community for over 26 years. All together our employees have over 500 years of diversified banking experience in our community & can provide you with the highest level of personalized customer service.
(920) 233-1952 Lender's profile and map Reviews Oshkosh Community Credit Union 250 Pearl Avenue, Oshkosh, WI, 54901 Oshkosh Community Credit Union combines the expertise of a large financial institution with the personal decision-making and personalized service you would expect from a locally-based credit union and Oshkosh Community Credit Union offers a broad array of individual finance products and services. OCCU is a recognized leader in personal finance
(920) 233-9096 Lender's profile and map Reviews Winnebago Community Credit Union 567 E. Snell Road, Oshkosh, WI, 54901 Winnebago Community Credit Union is a not-for-profit financial cooperative helping with financial services, including lending, to those who live or work in Winnebago, Fond du Lac or Outagamie counties in Wisconsin. We work in the best interest of members by providing higher deposit rates, lower loan rates and less fees.