USDA VS FHA in Bedford-Heights, Cuyahoga County, OH

In 2025, the USDA loan limit for Bedford-Heights in Cuyahoga County, OH, stands at $0. In contrast, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare the best rates today between USDA and FHA loans. This tool helps ascertain the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, supporting your decision on the ideal program in for your financial scenario.

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2025 Loan Limits and Downpayment Requirements in Bedford-Heights, Cuyahoga County, OH

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Bedford-Heights, OH

Lendersa® aims to quickly get you the best USDA or FHA loan, minimizing hassle. Choose from three pathways to connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

The USDA home loan, supported by the Department of Agriculture, also known as the USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans, which need a minimum down payment of 3.5%, the USDA requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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