USDA Vs. FHA Pro and Con comparison in Grafton, Lorain County, OH
During 2025, the USDA loan ceilings for properties in Grafton, specifically in Lorain county, OH, reach $336,500, whereas the FHA cap for a single-family home is set at $472,030.
To make informed decisions, it is advisable to use the Lendersa® USDA loan calculator. This tool allows you to analyze the latest USDA versus FHA rates and identify the necessary income, credit criteria, reserves, and documentation to qualify. Our advanced mortgage calculator provides a comparative view of USDA, FHA, Conforming, and VA metrics, all visible side by side, so you can choose the most suitable option for your financial context in .
2025 Loan Limits and Down Payment Guidelines in Grafton, Lorain County, OH
Loan Type
Loan Cap
Down Payment Requirement
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Grafton, OH
The mission of Lendersa® is to facilitate rapidly securing the most favorable USDA or FHA loan without unnecessary complications. Select from three initiating paths to connect with lenders that offer suitable USDA loan programs.
The USDA home loan, endorsed by the United States Department of Agriculture, also known as a USDA rural development loan or mortgage, is designed to support those living in rural communities. In contrast to FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage option does not necessitate any down payment, making it an attractive choice for eligible borrowers.
169 West 2710 S Circle, Suite 202A, Saint George, UT, 84790
We are dedicated to making the loan process a satisfying experience. We use up-to-date technology to provide you with the tools necessary to research the loan right for you, find answers to mortgage questions, and complete the mortgage application process.Our goal is to help the you find a loan that fits your unique needs.
1150 E Riverside Dr, Suite 911598, Saint George, UT, 84791
We are a hard money lender focused on funding projects in Utah, Southern Idaho, and Southern Nevada. We offer funding programs for Fix and Flips, Residential and Commercial Bridges, and Land Development. UT
Providing funding throughout Utah
Great Projects Are Not Funded, They're BILT
4570 North 1st Avenue, Suite 110, Tucson, AZ, 85718
At Elite Lending Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for you.
4511 North Campbell Avenue, Suite 205, Tucson, AZ, 85718
At All American, we are able to compete with all banks and savings institutions. With our excellent reputation and strict code of ethics, you can be sure we're the right choice. We are a family owned and operated Tucson based company with more than 25 years of industry experience.
USAVA Lending is comprised of an expert team of lending professionals specializing in providing exceptional home financing options. We are dedicated to providing exemplary customer service, educating our customers on their VA loan benefits and offering unbeatable VA loan programs directly to the military personnel who bravely serve our country.
16626 E Avenue Of The Fountains, Suite 103, Fountain Hills, AZ, 85268
With mortgage financing as very complex as it is, Integrity Home Mortgage LLC aims to ensure that your home financing is made as easy as possible. Whether you are purchasing a new home, refinancing an existing home to a lower rate, consolidating debt, we at Integrity Home Mortgage LLC
16810 East Ave Of The Fountains, Fountain Hills, AZ, 85268
At Discount Mortgage Advisors, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
16114 East Powderhorn Drive, Fountain Hills, AZ, 85268
Top Funding specializes in purchase, refinance and investor loans. We provide loans for home purchases and refinances while supporting all residential property types. Whether it’s your primary residence, a secondary residence or an investment property we have you covered. Top Funding utilizes industry-leading technology to maximize
16810 E. Avenue of the Fountains, Suite 214, Fountain Hills, AZ, 85268
Bill McKellips and Dan Fann have been in the mortgage industry for over 15 years. They combined efforts and began Desert Creek Mortgage in 2004. They are committed t dealing openly and honestly with their customers. Getting a mortgage can be confusing and overwhelming. Desert Creek wants to make it as easy and painless as possible.
16810 Avenue of the Fountains, Suite 104, Fountain Hills, AZ, 85268
At Goldwater Mortgage Financial Company Inc., professional mortgage company specializing in residential mortgages. At Goldwater Mortgage Financial Company Inc., we will find a loan that fits each borrower. Unlike big banks that have order taker helping you with your loan, we have highly skilled loan consultants.
antage West is a $2.5 billion financial institution in Arizona, which serves a growing membership of nearly 150, 000 via online channels and branches across Arizona, offering consumer and business banking services including retirement accounts. Some products and services subject to approval. Certain restrictions and fees may apply.
