USDA Vs. FHA your options comparison in Grafton, Lorain County, OH
During 2025, the USDA loan ceilings for properties in Grafton, specifically in Lorain county, OH, reach $336,500, whereas the FHA cap for a single-family home is set at $472,030.
To make informed decisions, it is advisable to use the Lendersa® USDA loan calculator. This tool allows you to analyze the latest USDA versus FHA rates and identify the necessary income, credit criteria, reserves, and documentation to qualify. Our advanced mortgage calculator provides a comparative view of USDA, FHA, Conforming, and VA metrics, all visible side by side, so you can choose the most suitable option for your financial context in .
2025 Loan Limits and Down Payment Guidelines in Grafton, Lorain County, OH
Loan Type
Loan Cap
Down Payment Requirement
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Grafton, OH
The mission of Lendersa® is to facilitate rapidly securing the most favorable USDA or FHA loan without unnecessary complications. Select from three initiating paths to connect with lenders that offer suitable USDA loan programs.
The USDA home loan, endorsed by the United States Department of Agriculture, also known as a USDA rural development loan or mortgage, is designed to support those living in rural communities. In contrast to FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage option does not necessitate any down payment, making it an attractive choice for eligible borrowers.
During the deepest months of the Great Depression, in February of 1932, seven Knoxville City Schools teachers each decided to pool their resources to start a credit union and deposited $5 into it. The purpose of the credit union was to provide a resource for teachers to call on in times of need.
4495 Crossings Boulevard, Prince George, VA, 23875
Fort Lee Federal Credit Union is a community-chartered credit union headquartered in Prince George, VA. Since 1952, the credit union has provided affordable financial services to the community through checking, savings, and loan products. The credit union currently serves almost 17, 000 members.
"We are mortgage broker company. We are here to find the best mortgage rate for our local clients.
Build Your LEGACY through Home ownership; We are here for YOU! We can help refinance your existing mortgage or get a loan to purchase a new home. Jason Lin Mortgage Broker/Owner at Legacy Mortgage Company."
American Bank & Trust We offer many home financing options, such as: conventional mortgage loans, VA mortgage loans, FHA mortgage loans, Rural Housing Development Loans, Construction loans and Home Equity Lines of Credit. To get started and apply online, visit our mortgage loans site.
Meyer Mortgage is one of the oldest, on-going lenders in Bowling Green. The key to our success is having established relationships within the industry and extensive knowledge of the market. Meyer Mortgage is proud to have remained steadfast to our principals during the most recent subprime mortgage crisis.
"America’s Preferred Mortgage Lenders has over 50 years of combined experience in all aspects of residential mortgage lending. We are a licensed mortgage banker in New Jersey, Pennsylvania, Delaware, Maryland, California, and Florida.
Our independence as a mortgage banker means we can offer rates, terms, and flexibility other lenders can’t."
"TAM Lending Center, Inc., (TAM) has over 50 years of combined experience in all aspects of residential mortgage lending. TAM is a licensed mortgage banker in New Jersey, Pennsylvania, Delaware and Florida.
Our independence as a mortgage banker means we have the ability to offer rates, terms and flexibility other lenders can't."
Traditional banks are very conservative about who they will lend money to and the process usually takes a very long time. At Approved Business Lending, we have access to over 100 lenders nationwide, with virtually unlimited capital. Let our specialists go to work for you in finding the cheapest and fastest loans to meet your specific needs. Like ou
1 Neshaminy Interplex Dr, Suite 310, Feasterville Trevose, PA, 19053
AmRes is a multi-state mortgage services company, providing loan solutions for borrowers seeking financing. Our company is committed to offering our clients the most competitive rates on the market and unrivaled customer support and retention.
Our fully licensed mortgage professionals have vast experience in the financial services industry
221 West Street Road, Feasterville Trevose, PA, 19053
Ukrainian Selfreliance Federal Credit Union (UKRFCU) is a full service financial institution with over $380, 000, 000 in assets and more than 12, 000 members that offers a wide variety of products including auto and personal loans, mortgages, residential and mixed-use investment property loans, multiple savings products, credit cards.
At Fifth Federal Mortgage Corporation. We are a full-service mortgage company based in Feasterville Trevose, PA. We specialize in Home Purchase Loans and Refinance in Feasterville Trevose. We also serve the surrounding cities in Bucks County. Whether you are buying a home or refinancing in the zip code 19053.
