USDA Vs. FHA Pro and Con comparison in LaGrange, Lorain County, OH
In 2025, the USDA loan limit for LaGrange, within Lorain, OH, is established at $336,500, whereas the FHA limit for a single-family residence is $472,030.
Utilize Lendersa® USDA loan calculator to evaluate and compare today's leading USDA against FHA rates. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you to choose the most suitable program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in LaGrange, County of Lorain, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in LaGrange, OH
The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you. Select one of three initial options that lead to matching lenders and loan programs.
The USDA home loan, backed by the government Department of Agriculture known as a USDA rural development loan, is available exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require none.
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