In the year 2025, the USDA loan limit for Oberlin, in the county of Lorain, OH, is established at $336,500. In comparison, the FHA limit for a single-family home is $472,030.
Take advantage of the Lendersa® USDA loan calculator to thoroughly compare today’s optimal USDA and FHA rates, determining factors such as income, credit requirement, reserves, and necessary documentation for qualification. By utilizing our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans together, enabling you to choose the best financial program in regions like .
2025 Loan Limits and Down Payment Requirements in Oberlin, Lorain County, OH
Type of Loan
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Exploring USDA and FHA Loan Options in Oberlin, OH
The mission of Lendersa® is to quickly secure the best USDA or FHA loan opportunities for you without difficulties. Commence with one of three pathways leading to matched lenders and the USDA loan offerings that best suit your needs.
A USDA home loan, assured by the Department of Agriculture, is often termed as a USDA rural development loan or USDA mortgage, and is exclusively available in rural neighborhoods. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans require no down payment, making them an attractive option for qualifying individuals.
770 Lake Cook Road, Suite 145, Deerfield, IL, 60015
Prism Mortgage has 30 years of experience in the residential and commercial real-estate industry. Prism Mortgage LLC, Chicago's leading group of financial advisors here to serve your entire mortgage lending needs. Strict, new federal and state regulations have imposed dramatic changes upon the mortgage lending process.
1020 Milwaukee Avenue, Suite 232, Deerfield, IL, 60015
Cambridge Lending Group has established itself as a trusted resource and respected mortgage leader in the Chicago’s North Shore community. we have helped thousands of clients find the optimal mortgage plan tailored to their needs, and provided successful solutions for those who have previously been turned down by other lenders.
1020 Milwaukee Avenue, Suite 230, Deerfield, IL, 60015
Our mortgage brokers know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We take pride in treating our clients with honesty and integrity. We have many very happy costumers.
420 Lake Cook Road, Suite 104, Deerfield, IL, 60015
Home Loan Solutions was founded by Victor and Olga Bolotnikov as a family business with intentions of delivering the absolute best rate and customer service in the industry. As the next generation joins the company, Mike Bolotnikov plans to continue delivering excellent customer service and even better products.
Town & Country Bank and Trust Co., headquartered in Bardstown, KY, has been serving the Central Kentucky community for over 100 years. We are a locally owned and operated, full-service, community bank offering exceptional products and services to consumer and business customers. We also offer wealth management services through our Trust division.
Wilson & Muir Bank & Trust Company is dedicated to professional and reliable service, delivered with integrity, to fulfill the banking needs of its clients.
With our rich history and generations of experience, WMB continues to guide our clients toward their financial objectives.
"JPMortgage Company is committed to providing you with the best and lowest mortgage rates and closing costs available.
Our experienced JP Mortgage Company Professionals can help you make an informed, educated decision on your mortgage anywhere in the State of Kentucky or Indiana."
Glatco Credit Union was originally started on March 22, 1977 to serve employees of the P.H. Glatfelter Company. Today, membership in GLATCO Credit Union has expanded to include graduates or students of the Spring Grove Area School District, as well as any employee, family member.
