USDA Vs. FHA Pro and Con comparison in Oberlin, Lorain County, OH
In the year 2025, the USDA loan limit for Oberlin, in the county of Lorain, OH, is established at $336,500. In comparison, the FHA limit for a single-family home is $472,030.
Take advantage of the Lendersa® USDA loan calculator to thoroughly compare today’s optimal USDA and FHA rates, determining factors such as income, credit requirement, reserves, and necessary documentation for qualification. By utilizing our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans together, enabling you to choose the best financial program in regions like .
2025 Loan Limits and Down Payment Requirements in Oberlin, Lorain County, OH
Type of Loan
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Exploring USDA and FHA Loan Options in Oberlin, OH
The mission of Lendersa® is to quickly secure the best USDA or FHA loan opportunities for you without difficulties. Commence with one of three pathways leading to matched lenders and the USDA loan offerings that best suit your needs.
A USDA home loan, assured by the Department of Agriculture, is often termed as a USDA rural development loan or USDA mortgage, and is exclusively available in rural neighborhoods. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans require no down payment, making them an attractive option for qualifying individuals.
Let Southern Heritage Bank help celebrate one of the most exciting times of your life by choosing us for your mortgage needs!
While buying a home is one of the biggest decisions you'll ever make, selecting the right mortgage loan can be just as important. Your lifestyle. Your budget. Your comfort level.
6710 Embassy Blvd, Suite 202, Port Richey, FL, 34668
C2 Financial Corporation is one of the nation’s largest mortgage brokers, home to over 700 loan originators. We have been ranked a Top 50 Mortgage Lender in the Scotsman Guide and employ several of Scotsman’s Top 500 loan originators in the country. In addition, we were recently ranked in the Top 20 Best Companies to Work
The principle of this company has been in the Mortgage Industry for over 40 Years. We specialize in placing mortgages for self employed and people with minimal credit. Flagler Mortgages is a Full service mortgage broker. Programs available to suit all needs and profiles including FHA and VA. When the bank says no, call us.
1440 Canal Street, Suite 101, New Orleans, LA, 70112
Tulane-Loyola Federal Credit Union is federally chartered and regulated by the National Credit Union Administration. Like all credit unions, we are a financial cooperative institution, and operate not for profit, but for service to our member-owners.
Our Credit Union was chartered on September 9, 1979 to serve the employees of Tulane University.
1615 Poydras St, Suite 940, New Orleans, LA, 70112
Simple Lending is comprised of several loan experts with over 60 years of combined Mortgage and Real Estate experience. We provide a variety of loan products from loans for primary residences purchase, refinances, investment properties, Fix and Flip loans, commercial and construction loans.
1615 Poydras Street, Suite 900, New Orleans, LA, 70112
We've been helping customers afford the home of their dreams for many years and we love what we do. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
215 Celebration Place, Suite 520, Celebration, FL, 34747
At American Residential Mortgage we offer a variety of loan programs that can help you achieve your goals whether you are looking to buy, build, or refinance your home. This gives us the advantage of being able to provide a great rate and a program that fits each of our clients individual requirements.
As your full-service mortgage brokerage company, Sunland Capital Mortgage Corporation works one-on-one with you to get your borrowers' loans approved and closed on-time. Sunland Capital Mortgage Corporation is a mortgage brokerage with ultra-competitive rates and in-depth knowledge of the regional mortgage scene.
