USDA and FHA Pro and Con in Grove-City, Franklin County, OH
In 2026, the USDA loan limit for Grove-City in Franklin county, OH, is $318,300, whereas the FHA limit for a single-family home stands at $397,900.
Use Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Determine the required income, credit score, reserves, and necessary documents to qualify. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA programs are compared side by side, assisting you in selecting the most suitable option in for your financial needs.
Loan Limits and Downpayment Requirements for 2026 in Grove-City, County of Franklin, OH
Loan Type
Loan Limit
Down Payment
USDA
$318,300
0%
FHA
$397,900
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Grove-City, OH
Lendersa® aims to connect you with the optimal USDA or FHA loan quickly and effortlessly. Choose one of three starting points to match you with lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage, and is available solely in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans demand no down payment, offering a more accessible option.
At Central Ohio Mortgage, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.
Justus Sharp has over 19 years of mortgage experience having worked for Finance of America, Wells Fargo, Household Mortgage, Chase Home Finance, Fifth Third Bank, and First Federal Lakewood. For three consecutive years (2008-2010), at Fifth Third Bank, he was recognized in the “Top 3” for all the Loan Officers in the Columbus, Ohio
Bridge was founded on the values of people helping people. We understand our members, their needs, goals and dreams – not only for themselves, but for their families as well. How do we understand them? We listen to them and we interact with them one on one, as people – not numbers. We are owned by our members and operate for our members.
New City Ohio was created out of a desire to focus on improving urban neighborhoods through rehab, new construction, and providing support to the surrounding community. We are a real estate investment partner with a long term focus on improving communities by providing desirable, safe, and affordable housing solutions.
Telhio Credit Union has been a strong and stable financial institution in central Ohio since 1934. We are a not-for-profit, full-service financial institution cooperative, meaning our members are owners and can expect to receive high-quality financial services to meet all of their needs. Telhio is strong and safe, and has been serving central Ohio.
Education First Credit Union was established in 1936 by five Columbus City School teachers as a credit union for teachers and their families. From these humble beginnings, the original five employees have grown to nearly 50 with three locations but we have never strayed from our goal of serving Ohio’s educational community.
CME Federal Credit Union was established in 1935 by the City of Columbus Firefighters. A fews years later, CME FCU began serving employees of the City of Columbus Division of Police. Gradually, CME FCU expanded over the years to serve city, county, and municipal employees within Franklin County.
Huntington Bancshares Incorporated is a $174 billion asset regional bank holding company headquartered in Columbus, Ohio. Founded in 1866, The Huntington National Bank and its affiliates provide consumers, small and middle-market businesses, corporations, municipalities, and other organizations with a comprehensive suite of banking, payments.
Our vision is to create an exceeding mortgage experience for our customers. Every business decision we make is centered around our biggest asset, our customers To become a winning brand in the mortgage industry by driving a culture of customer-centricity through every phase of the mortgage process.
