USDA Vs. FHA your options comparison in West-Jefferson, Madison County, OH
As of 2026, the USDA loan limit in West-Jefferson, situated in Madison county, OH, is $318,300. In comparison, the FHA limit for a single-family home stands at $397,900.
Take advantage of Lendersa®'s USDA loan calculator to evaluate the current USDA versus FHA rate options and identify the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program for your financial circumstances in .
2026 Loan Limits and Down Payment Requirements in West-Jefferson, County of Madison, OH
Loan Type
Loan Limit
Down Payment
USDA
$318,300
0%
FHA
$397,900
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Opportunities in West-Jefferson, OH
The intention of Lendersa® is to secure the best USDA or FHA loans for you with minimum hassle. Start with any of the three paths that lead to compatible lenders and USDA loan choices.
A USDA home loan is a government-backed loan offered by the Department of Agriculture, also known as a USDA rural development loan or mortgage. It is exclusively available in rural regions, and unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.
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