As of 2025, the USDA loan limit in West-Jefferson, situated in Madison county, OH, is $318,300. In comparison, the FHA limit for a single-family home stands at $397,900.
Take advantage of Lendersa®'s USDA loan calculator to evaluate the current USDA versus FHA rate options and identify the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in West-Jefferson, County of Madison, OH
Loan Type
Loan Limit
Down Payment
USDA
$318,300
0%
FHA
$397,900
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Opportunities in West-Jefferson, OH
The intention of Lendersa® is to secure the best USDA or FHA loans for you with minimum hassle. Start with any of the three paths that lead to compatible lenders and USDA loan choices.
A USDA home loan is a government-backed loan offered by the Department of Agriculture, also known as a USDA rural development loan or mortgage. It is exclusively available in rural regions, and unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.
The right loan, for the right home. How do you know what mortgage loan is the best for your unique situation? Our team is built to review 100’s of mortgage options match you with the financing that you’ll be comfortable with now and ensure you have the right loan to fit your financial needs.
Rocket Federal Credit Union has been open since 1954. The credit union has assets totaling $29.97 Million and provides banking services to more than 3, 000 members as of March 2022.
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The First National Bank of McGregor in 1889, TFNB is the oldest bank in McLennan County and the seventh oldest national bank in Texas still operating under its original charter. In 1957, we moved from our original location at 217 S. Main in McGregor, Texas to a more modern building across
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710 North Post Oak Road, Suite 208, Houston, TX, 77024
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12848 Queensbury Lane, Suite 208, Houston, TX, 77024
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