In the year 2025, the USDA loan cap in Lincoln-Village, located in Franklin County, OH, is $318,300. For a single-family home, the FHA limit is $397,900.
Use the Lendersa® USDA loan calculator to compare the top USDA versus FHA rate options available today. It helps identify the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, facilitating your decision on the best option in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $318,300 | 0% |
| FHA | $397,900 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® strives to offer you the best USDA or FHA loan solution rapidly and effortlessly. Choose one of three pathways to find matching lenders and USDA loan offerings.
The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA loan requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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