FHA Vs. USDA loan program for Lincoln-Village, Franklin County, Ohio

In 2025, USDA loan limit in Lincoln-Village, county of Franklin, OH is $318,300 while FHA limit is $397,900 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lincoln-Village, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(417) 895-2770 Lender's profile and map Reviews Foundation Credit Union 1726 W Elfindale, Springfield, MO, 65807 Since 1933, Foundation Credit Union has been operating within the Springfield community. During our first 80 years, we were Springfield Teachers Credit Union, serving the employees of Springfield Public Schools. Throughout the 2000’s we began to grow, adding new counties eligible for membership each
(417) 447-0535 Lender's profile and map Reviews Oakstar Bank 1020 E Battlefield, Springfield, MO, 65807 OakStar has an engaging, inviting environment that feels less like banking and more like catching up with old friends. All of our guests are encouraged to enjoy a cup of coffee (the good stuff, we promise), a freshly baked cookie, and the opportunity to unwind. We believe that the community is at its best when its citizens thrive.
(417) 818-5057 Lender's profile and map Reviews Travis Bell Home Loans 3100 S. National, Suite 201, Springfield, MO, 65807 With nearly 20 years of helping thousands of new and existing homeowners in the mortgage industry, Travis finds himself ranked as one of the top Mortgage Bankers in Southwest Missouri. Travis continues to focus on his number one priority – the customer. Travis derives his business from local business partners such as Realtors.
(833) 514-4191 Lender's profile and map Reviews Paddio 1930 W Bennett St, Suite 100, Springfield, MO, 65807 Paddio Home Loans is brought to you by the same incredible team behind Veterans United Home Loans. A commitment to service has fueled our work with Veterans and military families nationwide the past 18 years. Now we’re excited to deliver those same high-quality customer experiences across the country to non-military homebuyers.
(417) 887-1983 Lender's profile and map Reviews BluCurrent Credit Union 1770 W Sunset, Springfield, MO, 65807 BluCurrent Credit Union is Springfield's largest credit union with over 22, 000 members, 4 branch locations, and over $260 million in assets. We provide access to more than 5, 000 shared branches through our unique CU Service Center affiliation, and nearly 30, 000 free Nationwide ATMs through our CO-OP Network membership.
(417) 942-5250 Lender's profile and map Reviews Home Mortgage Group INC 3608 S Campbell Avenue, Springfield, MO, 65807 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(715) 684-3366 Lender's profile and map Reviews The First Bank of Baldwin 990 Main Street, Baldwin, WI, 54002 In September 1883, in this thriving community of farmers and lumbermen, James A. Decker and Armstrong Taylor established and incorporated the Bank of Baldwin. A national charter request was granted in October 1911, and with that came a new name-The First National Bank of Baldwin.
(888) 252-8932 Lender's profile and map Reviews Heritage Family Credit Union 30 Allen St, Rutland, VT, 05701 The purpose of the Heritage Family Credit Union is to provide friendly, personable, high quality services for the entire family. The Credit Union will strive to offer convenient, cost effective services while maintaining financial stability. Heritage Family Credit Union’s vision is families prospering through cooperation.
(800) 246-9554 Lender's profile and map Reviews Champlain National Bank 3900 NYS Route 22, Willsboro, NY, 12996 Champlain National Bank’s history dates back to 1909 when Lake Champlain National Bank began operations in Westport, NY. The Champlain National Bank that exists today was formed in 1959 as the result of the merger between Essex County National Bank in Willsboro, NY (founded in 1921) and Lake Champlain
(518) 643-9915 Lender's profile and map Reviews Mountain Valley Federal Credit Union 700 Bear Swamp Road, Peru, NY, 12972 Mountain Valley Federal Credit Union is a unique kind of financial self-help, non-profit institution organized in 1963 and the Mountain Valley (Peru) Federal Credit Union our members come first. The credit union exists for the benefit of its members by providing a variety of financial services and products at competitive rates
(641) 923-2801 Lender's profile and map Reviews Reliance State Bank 175 E. 3rd St., Garner, IA, 50438 Reliance State Bank is a local, full-service bank proudly serving Story City, Garner and the surrounding communities. We offer all the traditional banking products and services you need, along with the latest on-the-go banking options you want. Our commitment is to deliver the highest quality service to each and every customer.