USDA and FHA Pro and Con in Lincoln-Village, Franklin County, OH
In the year 2026, the USDA loan cap in Lincoln-Village, located in Franklin County, OH, is $318,300. For a single-family home, the FHA limit is $397,900.
Use the Lendersa® USDA loan calculator to compare the top USDA versus FHA rate options available today. It helps identify the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, facilitating your decision on the best option in for your financial needs.
Loan Limits and Downpayment Requirements for 2026 in Lincoln-Village, Franklin County, OH
Loan Type
Loan Limit
Down Payment
USDA
$318,300
0%
FHA
$397,900
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Lincoln-Village, OH
Lendersa® strives to offer you the best USDA or FHA loan solution rapidly and effortlessly. Choose one of three pathways to find matching lenders and USDA loan offerings.
The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA loan requires no down payment at all.
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