USDA Vs. FHA Pro and Con comparison in Hilliard, Franklin County, OH
In 2026, the USDA loan limit for Hilliard, county of Franklin, OH stands at $351,400, while the FHA limit for a single-family home is $488,750.
The Lendersa® USDA loan calculator can be a useful tool to compare the best rates currently available for USDA versus FHA loans and to assess the necessary income, credit, reserves, and documentation needed for approval. By using our advanced mortgage calculator, view a side-by-side comparison of USDA, FHA, Conforming, and VA loans to determine the most suitable program in Alabama based on your financial needs.
2026 Loan Limits and Down Payment Information in Hilliard, County Franklin, OH
Loan Type
Maximum Loan
Initial Payment Required
USDA
$351,400
0%
FHA
$488,750
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Paths in Hilliard, OH
Lendersa® strives to swiftly connect you with the best USDA or FHA loan seamlessly. Choose from one of three starting strategies that will match you with lenders offering these USDA loan options.
The USDA home loan, secured by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan or mortgage, and is solely available in rural areas. In contrast, FHA loans require at least a 3.5% down payment, the USDA loan requires none.
At Credit Union of Ohio is to improve our members' standards of living and better their lifestyles." That's a unique mission statement for a financial institution. Some strive to be the preferred financial provider for their members or customers. That's nice, but it only addresses success from their side of the equation.
Traditional Mortgage Banc has grown to become one of the leading Conventional, FHA, VA, and Fannie Mae approved mortgage bankers in Central Ohio. Traditional Mortgage Banc offers the most competitive rates and terms in the market place. We offer Conventional Financing, FHA, VA, and more or an experienced real estate investor.
1880 Mackenzie Drive, Suite 107, Columbus, OH, 43220
Lends in Ohio
Joe Sauk has been Originating mortgage Loans since 1993. Sauk Mortgage licensed in both Ohio and Florida. Sauk Mortgage Group offers many mortgage programs including Conventional, Jumbo, FHA, and VA loans. Sauk Mortgage Group mission is to serve his customer with honesty, integrity.
BMI Federal Credit Union is a not-for-profit financial cooperative owned by its members. The mission of BMI FCU is to improve the financial lives of our members. We provide high quality financial services and products that are competitive, convenient, and responsive to member needs.
Ohio HealthCare was chartered in 1973, to serve the financial needs of Riverside Methodist Hospital employees in Columbus. For years, the credit union operated out of a small office in the basement of the hospital. Eventually, RMH evolved into OhioHealth and also incorporated Grant Medical Center.
Community Choice Financial Inc.™ is a leading retailer of financial services to unbanked and underbanked consumers through a network of over 500 retail storefronts across 15 states and across more than 20 states via the Internet. CCFI focuses on providing consumers with a wide range of convenient consumer financial products and services.
6371 Riverside Drive, Suite 1600, Dublin, OH, 43017
Lends in Ohio
Our emphasis on people, pricing, process and product, has created a customer experience second to none in the mortgage industry. In many cases we have closed loans in 10 days or less. With First National Bancorp you can do an entire mortgage from application to closing without leaving your family room.
Quick App Mortgage LLC Based in Dublin, Ohio and with origination experience of over 1000 loans, we know what programs are best suited for our clients. We are familiar with virtually all home loan types from FHA to Conforming and VA to Jumbo.Conventional 1st Time Home Buyer, Fannie Mae – as little as 3% down and more.
Stratton Mortgage, LLC full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan.
