USDA and FHA Pro and Con in Hilliard, Franklin County, OH

In 2025, the USDA loan limit for Hilliard, county of Franklin, OH stands at $351,400, while the FHA limit for a single-family home is $488,750.

The Lendersa® USDA loan calculator can be a useful tool to compare the best rates currently available for USDA versus FHA loans and to assess the necessary income, credit, reserves, and documentation needed for approval. By using our advanced mortgage calculator, view a side-by-side comparison of USDA, FHA, Conforming, and VA loans to determine the most suitable program in Alabama based on your financial needs.

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2025 Loan Limits and Down Payment Information in Hilliard, County Franklin, OH

Loan Type Maximum Loan Initial Payment Required
USDA $351,400 0%
FHA $488,750 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Paths in Hilliard, OH

Lendersa® strives to swiftly connect you with the best USDA or FHA loan seamlessly. Choose from one of three starting strategies that will match you with lenders offering these USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

The USDA home loan, secured by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan or mortgage, and is solely available in rural areas. In contrast, FHA loans require at least a 3.5% down payment, the USDA loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • A Money Matter Mortgage Inc
  • 8229 Boone Blvd, Suite 230, Vienna, VA, 22182
  • We offer the best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, "live" loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan.
  • Mortgage One Solutions
  • 8609 Westwood Center Drive, Suite 200, Vienna, VA, 22182
  • We are a Full-Service Direct Lender who originates all types of residential loans. We have over 20 years of experience in the Mortgage Industry. On-site processing, underwriting, and funding teams committed to closing your loans on time. Our team is dedicated to offer our brokers and borrowers a high standard of customer service.
  • DEVAL LLC
  • 8230 Leesburg Pike, Suite 600, Vienna, VA, 22182
  • At DEVAL LLC we hold ourselves to the highest standards of customer service, working honestly and fairly with all of our customers and clients. We provide services to address our customers’ unique circumstances, including numerous payment options, extended hours of operation and associates who are trained to provide knowledgeable assistance.
  • City Lending, Inc
  • 8150 Leesburg Pike, Suite 405, Vienna, VA, 22182
  • City Lending, we know the importance of investing in a home. We understand it can be a scary & sometimes overwhelming process but we aim to make it easy.Our goal is to help borrowers of all experience levels to overcome hurdles that may stand in their way, so they can quickly & painlessly move forward with all of their home related aspirations.
  • United 1 Mortgage
  • 8100 Boone Blvd Suite 450, Vienna, VA, 22182
  • United 1 Mortgage Corp, our mission is to set a high standard in the mortgage industry.We are committed to quality customer service – about putting the people we serve first.Our goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for you & your family from the many mortgage options.
  • Trustworthy Mortgage
  • 1964 Gallows Road, Suite 350, Vienna, VA, 22182
  • Trustworthy Mortgage is a locally owned & operated both Mortgage lender & broker company serving Virginia, Maryland, District of Columbia, Texas, & Florida. Our cutting edge technology and commitment to superior customer service has set us apart from our competition.We are especially well known & have an excellent reputation in our licensed areas.
  • Buckingham Mortgage, LLC
  • 1593 Spring Hill Road, Suite 100, Vienna, VA, 22182
  • BFGUSA was created from the vision of its founders to provide exceptional mortgage banking services for its residential, commercial, and business clients. Our strong lender relationships allow us to tailor niche loan programs for hard-to-fund loans. Our clientele ranges from high-end boutiques to credit challenged consumers.
  • The Farmers Bank of Mt. Pulaski
  • 130 South Washington Street, Mount Pulaski, IL, 62548
  • The history of The Farmers Bank of Mt. Pulaski, Illinois begins in 1872 when Leonard K. Scroggin, with the assistance of Walter Sawyer, formed a private bank, known as the Scroggin & Sawyer Bank. Mr. Scroggin was a local land owner and had a successful farming business which had grown to such an extent that he decided to open a private bank.