USDA Vs. FHA your options comparison in Huron, Erie County, OH

In 2026, the USDA loan limit for properties in Huron, within Erie county, OH, is $336,500. Conversely, the FHA loan cap for a single-family home stands at $472,030.

Employ the Lendersa® USDA loan calculator to evaluate the latest USDA versus FHA rates, helping determine the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA rates to choose the most suitable program in for your personal financial situation.

Compare loan offers from a wide range of 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Huron, County of Erie, OH

Loan Type Loan Limit Down Payment %
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Huron, OH

The goal of Lendersa® is to rapidly assist you in obtaining the most suitable USDA or FHA loan without the hassle. Choose one of three starting points to connect with lenders and USDA loan options.

Lendersa USDA loan application results

Understanding USDA Loans in OH

A USDA home loan is a government-backed financing option provided by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available exclusively to rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • APG Federal Credit Union
  • PO Box 1176, Aberdeen, MD, 21001
  • "APGFCU’s roots go back to 1938 when a group of local pioneers decided to address the savings and borrowing needs of the military families at the Aberdeen Proving Grounds.
    Now, with the ability to help all those who live, work, worship, volunteer or go to school in Harford and Cecil counties, as well as parts of Middle River, Maryland"

  • CMC-FCPI Employees Federal Credit Union
  • 415 Colfax Avenue, Scranton, PA, 18510
  • The CMC Employees FCU was established in 1975. On January 1, 1991 FCPI FCU merged with CMC Employees FCU creating CMC-FCPI Employees FCU. Our field of membership includes: employees, doctors, medical staff, and technicians of the Geisinger Community Medical Center who work in Scranton.

  • Bay Bank WI
  • 2555 Packerland Drive, Green Bay, WI, 54313
  • Bay Bank was founded in 1995 by the Oneida Nation and a group of five Green Bay area business men. They intended to provide the Green Bay area community with a locally controlled financial institution. This institution would be free from bank mergers and consolidations that were becoming common to the larger financial institutions.

  • Lowland Credit Union
  • 1216 E Main Street, Morristown, TN, 37814
  • The Lowland Credit Union began operation on June 12, 1953 at the Lowland site of the American Enka Company located in Lowland, Tennessee. Active employees of that site were eligible to join. Some years later, the field of membership was expanded to include retired employees and family relations of members.

  • Colonial Loan Association
  • 2645 W Andrew Johnson Hwy, Suite B, Morristown, TN, 37814
  • The Colonial Loan lending team is uniquely positioned to offer local decisions within 24 hours of application. Each lender is experienced and passionate about helping consumers with less than perfect credit secure personal loans.We consider each loan application individually and decisions are not made solely on credit scores.

  • Thrivent Federal Credit Union
  • PO Box 8920, Appleton, WI, 54912
  • Thrivent Credit Union, the marketing name for Thrivent Federal Credit Union, is a member-owned, not-for-profit financial cooperative with locations in Appleton, WI and Minneapolis, MN, serving members throughout the United States over the phone, digital channels, and shared branches.

  • Citizens Bank and Trust Company of Grainger County
  • 8335 Rutledge Pike, Rutledge, TN, 37861
  • We began to serve the citizens of Grainger County as a state-chartered bank on December 19, 1919. At that time, we had 29 depositors with $12, 291.23 in deposits. Since then, we have grown to 5 locations within the County, servicing over 13, 000 customers with total deposits exceeding $200 million.

  • Clinch-Powell
  • 7995 Rutledge Pk, Rutledge, TN, 37861
  • Clinch-Powell has been actively serving our communities since 1989. While we continue in our efforts to conserve local resources and protect the environment around us, we also recognize that the needs of our communities are as diverse and evolving as the ecosystems we strive to preserve.

  • Admiral Mortgage Services LLC
  • 3456 Monarch Drive, Edgewater, MD, 21037
  • Admiral Mortgage Services was designed by loan officers for the benefit of the consumer. Our cutting-edge technology and strategic business relationships allows our customers access to all Conventional Financing options, as well as FHA, VA, USDA and more and even several great options for our self-employed customers

  • Universal Mortgage & Finance
  • 3158 Braverton Street, Suite 204, Edgewater, MD, 21037
  • Universal Mortgage & Finance, Inc. is a direct lending institution and we pride ourselves on making your needs our top priority because we're committed to building long-lasting relationships in the communities we serve. For two decades, we have successfully facilitated the financial service needs of people .