USDA VS FHA in Huron, Erie County, OH

In 2025, the USDA loan limit for properties in Huron, within Erie county, OH, is $336,500. Conversely, the FHA loan cap for a single-family home stands at $472,030.

Employ the Lendersa® USDA loan calculator to evaluate the latest USDA versus FHA rates, helping determine the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA rates to choose the most suitable program in for your personal financial situation.

Compare loan offers from a wide range of 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Huron, County of Erie, OH

Loan Type Loan Limit Down Payment %
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Huron, OH

The goal of Lendersa® is to rapidly assist you in obtaining the most suitable USDA or FHA loan without the hassle. Choose one of three starting points to connect with lenders and USDA loan options.

Lendersa USDA loan application results

Understanding USDA Loans in OH

A USDA home loan is a government-backed financing option provided by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available exclusively to rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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