USDA and FHA Pro and Con in Huron, Erie County, OH
In 2026, the USDA loan limit for properties in Huron, within Erie county, OH, is $336,500. Conversely, the FHA loan cap for a single-family home stands at $472,030.
Employ the Lendersa® USDA loan calculator to evaluate the latest USDA versus FHA rates, helping determine the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA rates to choose the most suitable program in for your personal financial situation.
Loan Limits and Down Payment Requirements for 2026 in Huron, County of Erie, OH
Loan Type
Loan Limit
Down Payment %
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Huron, OH
The goal of Lendersa® is to rapidly assist you in obtaining the most suitable USDA or FHA loan without the hassle. Choose one of three starting points to connect with lenders and USDA loan options.
A USDA home loan is a government-backed financing option provided by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available exclusively to rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans have no down payment requirement.
Erie Community FCU, a federally insured credit union that was founded in 1958. We are a full-service, not-for-profit financial institution owned by its members. If you have a family member (spouse, sister, uncle, nephew, grandparent, etc.) who is already a member of the credit union, you qualify to join as well, regardless if you live, work, or wor
Since 1884 Civista Bank has provided financial solutions to generations of businesses, families and individuals. We're committed to developing life-long relationships built on trust, expertise, and exceptional service.
As a $3.0 billion organization, our financial resources and commitment to be the community's trusted financial advisor
VacationLand Federal Credit Union is much more than a place for banking. We live and work in northern Ohio, and we’re dedicated to helping our members and our communities prosper and thrive. Every member of VacationLand Federal Credit Union is part of our family. We care about you and your well-being instead of the bottom line
"We specialize in residential mortgages. We offer Conventional, FHA, VA, First Time Homebuyers, Reverse Mortgages, Rural Development, and nonconforming mortgages with a focus on service and low costs. All loans are processed in our office. We are HUD approved and the first licensed mortgage broker in the State of Ohio."
HomeFund USA is a veteran-owned private hard money lender serving Ohio real estate investors - Akron, Canton, Cleveland, Columbus, Youngstown and statewide. Fast, low-doc fix-and-flip and BRRRR financing up to 70% of ARV, from $50,000 to $500,000, covering purchase and rehab. Business-purpose loans on non-owner-occupied property. Built by investors, for investors. Submit your deal at homefundusa.com/apply.
In 1907, a group of Peninsula residents met and decided their growing community should have the facilities of a local bank. The nearest bank was over an hour away in Port Clinton Ohio.
The Marblehead Banking Company of Marblehead Ohio was organized as a result of this meeting and a charter was granted by the State Banking Department of Ohio
First Federal Savings and Loan Association of Lorain originations date back to 1921, when a financial institution called Lake Erie Savings and Loan Company was formed. The mission of this newly formed company was to provide home ownership and a safe harbor for their customers’ life savings. In 1938
First National Bank has been providing financial services to its local market area since 1875 & is based in Bellevue, Ohio. We believe that by banking locally with your Community Bank, you can make a difference in the lives of your neighbors & the future of your Community. Enjoy the benefits of a Community Bank including superior customer service.
Firelands Federal Credit Union had its humble beginnings at the railroad in 1955, when seven Nickel Plate employees joined together to form a financial savings club. Each of them put in $5-$10 and they applied for a charter from the federal government. Chartered in 1957, Firelands Federal Credit Union presently serves over 35,000 members.
