USDA VS FHA in Sandusky, Erie County, OH

In 2025, the USDA loan limit for Sandusky in Erie county, OH, stands at $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to assess today's top USDA vs. FHA rates, and identify the necessary income, credit, reserves, and documentation required to qualify. With our cutting-edge mortgage calculator, observe USDA, FHA, Conforming, and VA options side by side, enabling you to make an informed decision about the best program in for your financial situation.

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Loan Limits and Downpayment Requirements for 2025 in Sandusky, county of Erie, OH

Loan Type Loan Limit Down Payment (%)
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Sandusky, OH

The objective of Lendersa® is to efficiently secure the most suitable USDA or FHA loan for you smoothly and effortlessly. Choose from three starting points that link you to matching lenders and relevant USDA loan programs.

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Understanding USDA Loans in OH

A USDA home loan is supported by the U.S. Department of Agriculture and is known as a USDA rural development loan or mortgage. Available exclusively in rural areas, this loan contrasts with FHA loans requiring a 3.5% down payment, as a USDA mortgage requires none. This makes it particularly attractive for eligible homes in rural locations.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CONTINENTAL MORTGAGE AND INVESTMENT CORPORATION
  • 1005 North Glebe Road, Suite 100, Arlington, VA, 22201
  • Continental Mortgage has been exceeding our clients’ expectations for all mortgage and financial needs, helping our clients many times over. In fact, much of our business comes directly from repeat clients and their referrals.we focus on building client relationships with an emphasis on customer service rather than racing through the loan process.
  • Georgetown University Alumni & Student Federal Credit Union
  • 3700 O Street NW, Suite 1328, Washington, DC, 20057
  • The mission of the Georgetown University Alumni and Student Federal Credit Union is to grant credit for provident and productive purposes, to provide affordable financial services to its members, and to educate its members and volunteers about the credit union movement through practical business experience
  • Gateway Mortgage Solutions
  • 15320 Spencerville Ct, Suite 201, Burtonsville, MD, 20866
  • We have assembled an experienced and talented team, which quite frankly, gives us an almost unfair advantage over other mortgage companies. Our team continually works to stay fresh in the industry-investing the necessary time to break down each minute step of the mortgage financing process, attending educational events and seminars.
  • BLC Community Bank
  • 206 East Main Avenue, Little Chute, WI, 54140
  • BLC Community Bank is a strong, independent community bank, locally owned and dedicated to our customers and the communities we serve. We have a genuine desire to meet all of your banking needs and are diligent in our efforts to provide the latest in banking services with a friendly and personal, home-town touch.
  • US Mutual Home Loans Inc
  • 201 International Circle, Suite 230, Hunt Valley, MD, 21030
  • We look forward to elevating your experience! At US Mutual Home Loans we don’t launch rockets; we don’t have fancy bells and whistles that drive up the cost of your loan. What we offer is unparalleled personal service, creative mortgage products, and cost effective financing solutions with interest rates that will make you REALLY happy.
  • Alliance Mortgage Funding Inc
  • 111 Warren Road, Suite 10A, Cockeysville, MD, 21030
  • Alliance Mortgage Funding, Inc. has been a 100% Referral Based business. We are locally owned and operated, so you are working with local professionals, not a call center in another state. Licensed in Maryland and Pennsylvania, we help all of our clients make all of the right mortgage financing decisions, for all the right decisions.
  • Freedmont Mortgage Group
  • 50 Scott Adam Rd, Cockeysville, MD, 21030
  • Freedmont Mortgage®, a division of NFM Lending, has set the standard for trust, honesty, and integrity in the industry for nearly two decades. As one of the oldest licensed mortgage firms in the Mid-Atlantic area, we have the experience and reputation to assist homeowners and homebuyers in a variety of situations.
  • Metro Mortgage LLC
  • 7830 Backlick Road, Suite 401, Springfield, VA, 22150
  • At Metro Mortgage LLC, we treat your loan application a dream and work hard to make that dream come true. Our team examines your income, assets and liabilities to formulate a perfect solution for you. Irrespective of your credit score or financial situation our team will help you to make a guided decision for your dream homes.
  • Commonwealth Mortgage Inc
  • 6800 Backlick Road, Suite 201, Springfield, VA, 22150
  • Founded in 2012, Commonwealth Mortgage is your mortgage Company CM’s Mission is to develop strong relationship and deliver exceptional, reliable, next generation mortgage loan and refinance solutions and professional quality services for our client to won comfort, satistifed, and secure future