For 2025, the USDA loan limit in Vermilion, located in Erie County, OH, is set at $285,000, while the FHA limit for a single-family home amounts to $356,362.
Utilize Lendersa® USDA loan calculator to see and compare the best current USDA and FHA rate options, determining the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® strives to quickly secure the most favorable USDA or FHA loan without unnecessary hassle. Choose one of three methods to link to suitable lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and also known as the USDA rural development loan or mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans that necessitate a minimum 3.5% down payment, the USDA mortgage requires none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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