In the year 2026, the USDA loan limit for Columbus, in the county of Franklin, OH, is $351,400, whereas for a single-family home, the FHA limit is $488,750.
The Lendersa® USDA loan calculator is a tool you can use to evaluate today's best rates, comparing USDA versus FHA options. It's designed to assist you in understanding the income, credit requirements, reserves, and documentation necessary for qualification. With our sophisticated mortgage calculator, see a side-by-side comparison of USDA, FHA, Conforming, and VA programs to discover what suits your financial scenario best in
Compare loan offers available from 100 lenders
| Loan Type | Limit | Down Payment |
| USDA | $351,400 | 0% |
| FHA | $488,750 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa®'s mission is to swiftly connect you with the best USDA or FHA loan options, free from unnecessary complications. Begin by choosing from one of three pathways that align lenders with the appropriate USDA loan programs for your needs.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is exclusive to rural areas and contrary to FHA loans needing a minimum 3.5% down payment, USDA mortgages require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
