USDA Loan Vs. FHA loan for Columbus, OH [Franklin County ]

In the year 2025, the USDA loan limit for Columbus, in the county of Franklin, OH, is $351,400, whereas for a single-family home, the FHA limit is $488,750.

The Lendersa® USDA loan calculator is a tool you can use to evaluate today's best rates, comparing USDA versus FHA options. It's designed to assist you in understanding the income, credit requirements, reserves, and documentation necessary for qualification. With our sophisticated mortgage calculator, see a side-by-side comparison of USDA, FHA, Conforming, and VA programs to discover what suits your financial scenario best in .

Exploring USDA and FHA loan offerings in Columbus, OH

Lendersa®'s mission is to swiftly connect you with the best USDA or FHA loan options, free from unnecessary complications. Begin by choosing from one of three pathways that align lenders with the appropriate USDA loan programs for your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is exclusive to rural areas and contrary to FHA loans needing a minimum 3.5% down payment, USDA mortgages require none.

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(307) 745-4726 Lender's profile and map Reviews ACPE Federal Credit Union 2835 Grand Avenue, Laramie, WY, 82070 ACPE Federal Credit Union has been in the community for almost 54 years and we are still going strong. We have recently expanded our building to better serve our members. We have a friendly staff waiting to help you with any financial needs you may have. Call or stop in today!Credit Union has been in the community for almost 54 years
(307) 721-5600 Lender's profile and map Reviews UniWyo Credit Union 2020 Grand Ave, Suite 100, Laramie, WY, 82070 At UniWyo, we put people first - our members, our colleagues, everyone in our communities. In all we do - even the smallest interactions - we aim to better people's lives. UniWyo Credit Union offers members unique account and loan options including Auto Loans, Mortgages, Xtraordinary Checking, Credit Cards and much more.
(307) 742-3036 Lender's profile and map Reviews Choice One Mortgage Inc 2900 Grand Avenue, Suite 13, Aspen Square laramie, WY, 82070 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(307) 761-0707 Lender's profile and map Reviews COLONIAL SAVINGS, F.A. 2020 Grand Ave, Suite 100, Laramie, WY, 82070 Colonial is a national provider of banking, home loans and insurance. Founded in 1952, the company has $1 Billion in assets and is privately held by choice to ensure our focus remains on our customers and not the expectations of Wall Street. Colonial is rated “Five Stars – Highly Recommended” as one of the strongest financial institutions
(719) 371-7009 Lender's profile and map Reviews Canon Signature Mortgage 715 Main St, Canon City, CO, 81212 Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.
(432) 688-8400 Lender's profile and map Reviews My Community Credit Union 600 West Louisiana, Midland, TX, 79701 My Community Credit Union was federally charted on February 13, 1952, when a local man visited a bank to request a loan for the purchase of a home and was denied. A small group of co-workers for the Atlantic Refining Company (ARCO) joined together to finance this loan so that he could purchase his home.
(432) 262-1600 Lender's profile and map Reviews Community National Bank (Midland, Texas) 500 W. Illinois Ave., Midland, TX, 79701 Community National Bank, established in 1984, continues to expand upon our original mission to provide a strong, locally owned, community bank. CNB distinguishes ourselves through a focused dedication to the success of the the DFW, Midland, Odessa, & Stanton communities by providing outstanding customer experiences to those we are honored to serve.
(303) 848-2775 Lender's profile and map Reviews ADV Mortgage 12 Rosalie Rd, Bailey, CO, 80421 ADV Mortgage was founded by Richie Frangiosa, a 20 year veteran of the mortgage industry.With an underwriting and processing background, we focus on the best possible service to our clients. We are not salespeople, and will never try to be. Our goal is to make the mortgage process as easy and transparent as possible.
(361) 584-6246 Lender's profile and map Reviews Chemcel Federal Credit Union 5740 County Road 4, Bishop, TX, 78343 Chemcel Federal Credit Union has been serving the families of Celanese employees since 1951. As time went by, we began offering our services to conTractors working at the Celanese sites as well as their families. Now, Chemcel FCU is able to serve residents living, working, worshipping and/or attending school in Jim Wells, Kleberg.
(432) 688-7300 Lender's profile and map Reviews MTCU 1505 N Midland Drive, Midland, TX, 79703 At MTCU, our mission statement guides every action we take and decision we make. We believe in the power of defining our purpose. We've always been dedicated to our members, whether they live in Midland, Texas, or other communities, and our mission statement serves as a daily reminder that they are our priority.
(432) 520-3443 Lender's profile and map Reviews Members Financial FCU 3100 Sunburst Drive, Midland, TX, 79707 Members Financial FCU was federally chartered in 1940 and began providing a very limited array of financial services to a handful of employees at Shell Oil Company here in the Permian Basin. In 2008, we acquired Sid Richardson CU and we continue to grow. Offering many products and services, Members Financial FCU is now YOUR community credit union.