USDA Loan Vs. FHA loan for Columbus, OH [Franklin County ]

In 2025, USDA loan limit in Columbus, county of Franklin, OH is $351,400 while FHA limit is $488,750 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Columbus, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(844) 660-5626 Lender's profile and map Reviews Home Loan Enterprise 5151 California Ave, Suite 100, Irvine, CA, 92617 Home Loan Enterprise is a mortgage lending company that helps everyone get competitive mortgage rates and fees. Using the best technology tools enables clients to get through the home buying and refinance process as easy as possible. We believe everyone can minimize the cost of their mortgage.
(714) 832-9104 Lender's profile and map Reviews Kertin Mortgage Group 5151 California Avenue, Suite 100, Irvine, CA, 92617 We are committed to providing outstanding customer service and the lowest home loan rates to our clients. Whether you are purchasing a new home, or refinancing your existing residence, Kertin Mortgage Group offers you the best available loan programs, trustworthy advice, and will handle your loan in a professional manner.
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(562) 698-0101 Lender's profile and map Reviews CBM Home Loans 6737 Bright Avenue, Suite B2, Whittier, CA, 90601 CBM Real Estate & Home Loans is a company based on Old Fashioned Values and Principles. We are here to assist our Neighbors with Integrity, Honesty and Professionalism. We service all Homeowners and Buyers in Downey, Whittier or any of the surrounding cities such as Norwalk, Pico Rivera, Bellflower, South Gate, Santa Fe Springs.
(562) 693-0336 Lender's profile and map Reviews Money Wise Investments, Inc. 6528 Greenleaf Avenue, Suite 128, Whittier, CA, 90601 We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all our lending specialists are dedicated to finding the right loan-with the best rates, terms & costs-to meet your unique needs.
(213) 598-6779 Lender's profile and map Reviews Paragon Realty Services 5427 Norwalk Blvd, Suite B, Whittier, CA, 90601 We are a boutique Real Estate and Mortgage Loan Company. Our focus is providing fast, honest, and professional guidance to our clients. We are committed to top tier personalized service. Whether you are looking to sell your home, purchase, refinance or are looking to be pre-approved for a loan, we are here to help make it easy for you.
7609006116 Lender's profile and map Reviews Keyswag Lending 100 E MacArthur Blvd Unit 108, Santa Ana, CA, 92707 Introducing Keyswag Lending! Our expert team, led by Jeremiah Ibrahim, is dedicated to offering tailored loan options that fit your unique needs. With our top-notch advice and unbeatable service, we ensure your home buying journey is seamless, no matter your location. Connect with us today for a stress-free lending experience! Contact us at jeremia
(714) 417-9000 Lender's profile and map Reviews California Loan Source 4 Hutton Centre Drive, Suite 760, Santa Ana, CA, 92707 The California Loan Source, you will be served by professional real estate financing professionals who are dedicated to help you achieve success in getting your loans. We offer a wide range of home loan options that you can choose; from traditional home loans to buyer specialty loans, VA loans and even reverse mortgages. Whatever you need, we will
(888) 365-1522 Lender's profile and map Reviews OGI Mortgage Bankers 6 Hutton Centre Dr, Suite 1030, Santa Ana, CA, 92707 Founded in 2009, ONY GLO, Inc. dba. OGI Mortgage Bankers is an independent, full-service, residential mortgage Banker, located in Orange County, California, the nation’s capital of the mortgage lending industry. We are fully staffed with a team of mortgage professionals, ensuring your loan is turned around quickly and efficiently.
(844) 432-0717 Lender's profile and map Reviews Residential Lending Solutions Co. 4 Hutton Centre Dr, Suite 500, Santa Ana, CA, 92707 Residential Lending Solutions employs professional real estate financing professionals who are dedicated to helping you achieve success in getting your loans. We offer a wide range of home loan options that you can choose; from traditional home loans to buyer specialty loans, VA loans and even reverse mortgages.
(888) 365-1522 Lender's profile and map Reviews Capitalend Home Loans 6 Hutton Centre Dr, Suite 1030, Santa Ana, CA, 92707 Founded in 2009, ONY GLO, Inc. dba. Capitalend Home Loans is an independent, full-service, residential mortgage banker, located in Orange County, California, the nation’s capital of the mortgage lending industry. We are fully staffed with a team of mortgage professionals, ensuring your loan is turned around quickly and efficiently.