USDA and FHA Pro and Con in Columbiana, Columbiana County, OH

For the year 2025, the USDA loan limit in Columbiana, situated in Columbiana county, OH, is set at $336,500. Meanwhile, the FHA limit for a single-family dwelling reaches $472,030.

Employ the Lendersa® USDA loan calculator to weigh up today's premium rates for USDA compared to FHA loans. Determine necessary income, credit scores, reserves, and required documents for eligibility. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, helping you choose the best program suitable for your financial needs in regions like .

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2025 Loan Limits and Down Payment Requirements in Columbiana, Columbiana County, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Columbiana, OH

The mission of Lendersa® is to efficiently deliver the finest USDA or FHA loan options to you swiftly and without complication. Choose from one of three pathways that match you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Is a USDA Loan in OH?

A USDA home loan is backed by the government Department of Agriculture, often known as a USDA rural development loan. Available exclusively in rural areas, these loans differ from FHA loans, which require a minimum of a 3.5% down payment, as USDA loans need no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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