USDA Vs. FHA Pro and Con comparison in East-Palestine, Columbiana County, OH
In 2025, the USDA loan limit in East-Palestine, located in Columbiana, OH, is set at $285,000, while the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and determine the required income, creditworthiness, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the best fit for your particular financial needs in .
2025 Loan Limits and Down Payment Essentials in East-Palestine, Columbiana, OH
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in East-Palestine, OH
Lendersa® aims to find you the ideal USDA or FHA loan quickly and seamlessly. Choose one of three entry points to access matching lenders and USDA loan options.
A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also known as a USDA rural development loan. Designed for rural areas only, it differs from FHA loans which require at least a 3.5% down payment, whereas USDA loans require none.
Santa Rosa County Federal Credit Union is committed to getting you the financial services you need when you need them. We have an array of online services which ensure that you are in control of your personal finances at all times. To become a member of Santa Rosa County Federal Credit Union, you must first be eligible for membership.
The Mortgage Firm Gainesville is a local residential mortgage lender offering unmatched customer service and collaboration to ensure our clients’ satisfaction. Our team genuinely cares about our customers and takes the time to listen, identify, and respond to questions and concerns with full transparency
Woodland Bank is a family owned bank that traces its roots back to the logging boom days in Northern Minnesota. The bank was chartered in 1920 as Shovel Lake State Bank by Fred Blais to serve the needs of his logging camp and area community of Shovel Lake, Minnesota. In 1924, the bank acquired and merged with the First State Bank of Swatara
Today’s Bank, commitment to our customers by providing a strong, stable and secure banking experience has been our promise since we opened our doors over 30 years ago. This commitment to individuals, families and businesses in our communities throughout Northwest Arkansas and the Arkansas River Valley is delivered everyday through personal service,
HomeTown Bank has been providing customers with the most innovative financial services & solutions. HomeTown Bank is proud to give back to the communities we serve through donations,volunteering, partnerships & ongoing support. As a community bank, HomeTown Bank Strives to personally get to know customers,build strong relationships they can trust.
The State Bank of Wanda was incorporated as a 30-year charter on July 7, 1902. After the “Bank Holiday” under a new charter dated June 1, 1932, our name was changed to The Wanda State Bank.
With 89 years of banking excellence, The Wanda State Bank has experience you can count on.
RiverWood Bank is a network of community banks located in nine communities in Northern and Central Minnesota, including the cities of: Bagley, Baudette, Baxter, Benson, Bemidji, Big Lake, Crosslake, Monticello, and Morris. Our Mission is to Empowering employee-owners to exceed customer expectations.
We are committed to providing the best in financial products and services, and will search for creative solutions to your needs. Our flexibility and responsiveness to your requests allow us to tailor our services to meet your unique needs and to provide you with the best banking services available.
