USDA Vs. FHA your options comparison in East-Palestine, Columbiana County, OH

In 2025, the USDA loan limit in East-Palestine, located in Columbiana, OH, is set at $285,000, while the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and determine the required income, creditworthiness, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the best fit for your particular financial needs in .

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2025 Loan Limits and Down Payment Essentials in East-Palestine, Columbiana, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in East-Palestine, OH

Lendersa® aims to find you the ideal USDA or FHA loan quickly and seamlessly. Choose one of three entry points to access matching lenders and USDA loan options.

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Understanding USDA Loans in OH

A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also known as a USDA rural development loan. Designed for rural areas only, it differs from FHA loans which require at least a 3.5% down payment, whereas USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • 1st Alliance Mortgage LLC
  • 750 William D. Fitch Pkwy, Suite 330, College Station, TX, 77845
  • 1st Alliance Mortgage is not like other mortgage providers. For us, it’s not just about products and price. It’s about service. Service to our customers and our community. Whether you’re buying your first home or refinancing, 1st Alliance Mortgage is your calm, clear and experienced guide through the mortgage process.
  • 1ST ALLIANCE MORTGAGE, LLC
  • 750 William D. Fitch Pkwy, Suite 330, College Station, TX, 77845
  • At 1st Alliance Mortgage we have the expertise and experience to get you the right mortgage, and to handle your transaction professionally. With our experience, and our rates and programs, you are sure to get the mortgage that is right for you. Whether you are buying, selling, or refinancing, it is important to have an experienced mortgage.
  • Texas Bay Credit Union
  • 12611 Fuqua Street, Houston, TX, 77034
  • Texas Bay Credit Union was established on May 12, 1936, with the sole purpose of providing the resources needed for members to be in the best financial standing possible. We are here to make sure the road to your dreams is smooth and easily traveled. From wherever you are in that journey now, we provide a clear path to your financial dreams.
  • Texan Bank, National Association
  • 12941 Gulf Freeway, Suite 100, Houston, TX, 77034
  • Texan Bank originally received its Federal Thrift Bank Charter as the Sugar Land, Texas, based “Bank of Fort Bend” in December 2007. The bank was purchased on March 30, 2011, by its current owner, Friendswood Capital Corporation, an investor-owned Bank Holding Company. The bank was renamed “Texan Bank” in July 2011
  • Davis Penn Mortgage Co
  • 12650 N. Featherwood Dr, Suite 120, Houston, TX, 77034
  • Since 1974, Davis-Penn Mortgage Co. has dedicated its resources to providing developers and owners the expertise to obtain construction and permanent financing through the FHA/HUD programs. We are a privately held, full-service, direct lender of HUD multifamily loans and healthcare facilities. As a GNMA approved issuer and servicer.
  • Choice Home Loans LLC
  • 12727 Featherwood Dr, Suite 286, Houston, TX, 77034
  • Clear Choice Home Loans LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time,
  • DAR Mortgage Corp
  • 730 FM 1959 Road, Suite 200, Houston, TX, 77034
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Catalyst Funding, LLC
  • 11550 Fuqua St, Suite 210, Houston, TX, 77034
  • Real estate investing requires attention to detail while maintaining a fast-paced mentality.At Catalyst Funding,we not only fulfill your hard money lending needs,but we also provide unrivaled guidance & knowledge throughout the real estate investment journey.Building long-lasting,mutually-beneficial relationships is what sets us apart from the pack