In 2026, the USDA loan limit in East-Palestine, located in Columbiana, OH, is set at $285,000, while the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and determine the required income, creditworthiness, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the best fit for your particular financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to find you the ideal USDA or FHA loan quickly and seamlessly. Choose one of three entry points to access matching lenders and USDA loan options.
A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also known as a USDA rural development loan. Designed for rural areas only, it differs from FHA loans which require at least a 3.5% down payment, whereas USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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