In 2025, the USDA loan limit for Lorain in Lorain, OH, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's USDA versus FHA best rates. It helps determine the necessary income, credit rating, reserves, and documents required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side-by-side, assisting you in selecting the best program for your financial circumstances in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa®'s mission is to secure the best USDA or FHA loan for you swiftly and without hassle. Choose one of three initial pathways to connect with matching lenders and viable USDA loan programs.
A USDA home loan, endorsed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, available exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages require no down payment, presenting a more accessible option for certain homebuyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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