USDA Loan Vs. FHA loan for Sheffield-Lake, OH 2025

In 2025, USDA loan limit in Sheffield-Lake, county of Lorain, OH is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Sheffield-Lake, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(816) 931-4060 Lender's profile and map Reviews Country Club Bank 1 Ward Parkway, Kansas City, MO, 64112 Country Club Bank (Member FDIC, Equal Housing Lender) is a locally owned community bank that offers a total-life lineup of products and services. Visit with our experienced professionals at over 21 locations across the greater Kansas City area. Our expertise includes banking, investments, trusts, mergers & acquisitions, estate planning and much mor
(816) 931-4060 Lender's profile and map Reviews Country Club Bank 1 Ward Parkway, Kansas City, MO, 64112 Founded in 1953 as Ward Parkway Bank, Country Club Bank adopted its current moniker in 1963, with its present holding company, CCB Financial Corporation, established shortly thereafter in 1968. The late Byron Thompson, iconic Kansas City entrepreneur and former chairman, acquired majority stock ownership in 1985.
(816) 394-1196 Lender's profile and map Reviews Encompass Home Loans Inc 800 E. 101st Terrace, Suite 350, Kansas City, MO, 64131 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(913) 257-3900 Lender's profile and map Reviews SimpliFast Lending 4312 Rainbow Boulevard, Kansas City, KS, 66103 SimpliFast Lending has implemented plans to keep our employees safe while we continue to serve our customers through this COVID-19 virus crisis. We are proud to have robust technology in place that enables our employees to efficiently and effectively provide customer service remotely. Our office phones are all still working,
(712) 755-3881 Lender's profile and map Reviews Town & Country Credit Union 1414 Chatburn Avenue, Harlan, IA, 51537 Town and Country Credit Union has been a member-owned financial institution since 1939. Father Duren, of St. Boniface Church, Westphalia, started the credit union in 1939. Town & Country Credit Union now operates two branches in Harlan and Avoca, IA. Town & Country Credit Union is a community credit union.
(712) 755-5112 Lender's profile and map Reviews Shelby County State Bank 508 Court Street, Harlan, IA, 51537 Since 1880, SCSB has delivered financial services with our mission of building relationships that promote family, service, and community. we offer all the personal and business services you need with a local, knowledgeable staff eager to provide you with personal attention and excellent customer service.
(320) 257-0223 Lender's profile and map Reviews ONE Mortgage LLC 101 2nd street NW, Avon, MN, 56310 At One Mortgage LLC, our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(229) 995-4461 Lender's profile and map Reviews Georgia Community Bank 250 E Lee St., Dawson, GA, 39842 Although our multiple branches only began doing business under the name of Georgia Community Bank in 2019, our roots run all the way back to September 8, 1922, when Citizens State Bank opened for business on Winston Street in downtown Reynolds, Georgia. Over the past nine decades,
(229) 995-2141 Lender's profile and map Reviews Bank of Dawson 209 North Main Street, Dawson, GA, 39842 Established in 1911, the Bank of Dawson is a locally owned and managed community bank. Account categories include banclub one, banclub three, regular, special, commercial, public funds, United States government, now commercial, now personal and super now personal and commercial. Facilities also include savings accounts, Christmas club
(816) 444-7440 Lender's profile and map Reviews Catholic Family Credit Union 9237 Ward Parkway, Suite 114, Kansas City, MO, 64114 Catholic Family Credit Union has been serving the financial needs of South Kansas City's Catholic community since 1957. Occupying a single room at St. Elizabeth Parish, CFCU, then known as St. Elizabeth Credit Union, received its charter that year as a parish-based credit union. Since its humble beginnings in that small room, the credit union has g
(785) 356-2195 Lender's profile and map Reviews Bison State Bank 9201 Ward Parkway, Suite 210, Kansas City, MO, 64114 Bison State Bank blends the traditional personalized experience of your local neighborhood bank with an innovative approach, the latest technology, and the expertise of top notch banking professionals. Since 1901, our bank has been dedicated to providing an exceptional experience for our customers.
(816) 965-1400 Lender's profile and map Reviews nbkc bank 8320 Ward Parkway, Kansas City, MO, 64114 At nbkc, we’re making banking what it should be: simple, transparent, and free. And we’re doing it across all of our services — checkings, savings, business accounts, loans, and more. Simply said, what you see is what you get. No bank fees. No fine print. No asterisks. Just great customer service, awesome rates.