USDA Vs. FHA your options comparison in Loveland, Hamilton County, OH

In 2025, USDA loan limit in Loveland, county of Hamilton, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Loveland, county of Hamilton, OH

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Loveland, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Bank of Marion
  • PO Box 1067, Marion, VA, 24354
  • The Bank of Marion is the third oldest bank in Virginia. That says a lot about the stability and success of our bank! Grounded in the principals of customer service and hometown banking, we have never wavered from our original mission We have always embraced the latest proven technologies to ensure the very best in customer convenience.
  • Midwest Family Federal Credit Union
  • 2832 Willowcreek Road, Portage, IN, 46368
  • Midwest Family Federal Credit Union came to be as a result of employees of Midwest Steel looking for convenient ways to do their banking. This vision came to life thanks to George Paulsen and Mel Edwards along with Rudy Geissler, Oscar Klements, Harry Jones, Robert Malis, and Robert Hale.
  • GESB Sheet Metal Workers Federal Credit Union
  • 6450 Ameriplex Drive, Portage, IN, 46368
  • GESB Sheet Metal Workers Federal Credit Union has serviced its members and their families since 1960. We continue to offer very competitive rates and unique services to meet the needs of our members. Membership in the Credit Union is open to anyone working at any of our select employee groups and their immediate family members.
  • Boda Finance LLC
  • 5164 East 81st Street 3rd Floor, Merrillville, IN, 46410
  • We at Boda Finance believe there is no deal that is too big to fund. From refinancing, to construction, and blanket loans, we focus on financing quickly and without hassle. If you are in need of a lending partner, look no further than Boda Finance LLC! We get you funded regardless of the market conditions!
  • ProFinance Federal Credit Union
  • 7700 Broadway, Merrillville, IN, 46410
  • ProFinance Federal Credit Union is a locally owned, nonprofit, community-focused credit union for the cities and towns of Merrillville, Gary, New Chicago,Portage, Hobart, Lake Station, and South Haven. Established in 1938, our financial institution has been proud to offer our members a complete array of financial services including debit
  • Northern Indiana Federal Credit Union
  • 8121 Grand Boulevard, Merrillville, IN, 46410
  • Northern Indiana FCU offers honest service, incredibly competitive rates and flexible terms on a variety of loans to fit your budget and lifestyle. If you have an existing loan with another lender, talk to us about refinancing. We may be able to help you reduce or lower your monthly payments
  • Members Source CU
  • 8580 Virginia Street, Merrillville, IN, 46410
  • Originally established as Northern Indiana Public Service Employees’ Federal Credit Union on August 27, 1935 we offered membership to a group of employees who worked for NIPSCO. In November 2006, we changed our name to Members Source Credit Union and expanded our membership. We now have more than 6,200 members
  • Local 697 FCU
  • 7200 Mississippi Street, Suite 400, Merrillville, IN, 46410
  • Founded in 1959 to serve regular and associate members of Local 697, International Brotherhood of Electrical Workers Local 697 Federal Credit Union is a member owned and operated financial institution guided by a five-member volunteer Board of Directors. Since then the Federal Credit Union has opened its membership to the employees
  • A&M Mortgage Group
  • 8585 Broadway, Suite 600, Merrillville, IN, 46410
  • A&M Mortgage Group is a mortgage broker with operations in two states. A&M Mortgage Group offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and USDA mortgages. Since 2007 we have helped thousands of families get the best terms on their mortgage, and a truly enjoyable mortgage experience.
  • Lake Mortgage Company, Inc.
  • 4000 W Lincoln Hwy, Merrillville, IN, 46410
  • Lake Mortgage Company first opened its doors in 1946 in Gary, Indiana. With more than 75 years in business, we are now the oldest and most established mortgage banking firm in the region. We specialize in dependable pre-approvals and efficient loan processing so you can close your transaction on time.
  • Centier Bank
  • 600 E. 84th Ave, Merrillville, IN, 46410
  • Centier is Indiana’s largest private family-owned bank. Since 1895, the Schrage family has built a legacy of success that extends throughout the communities it serves. As a family-owned bank, Centier stands firmly behind its “Not For Sale” promise, pledging to the families, businesses, and communities of Indiana.
  • SouthShore Region Mortgage
  • 9111 Broadway, Suite H, Merrillville, IN, 46410
  • SouthShore Region Mortgage specializes in Conventional FHA, JUMBO, USDA, and VA financing. We custom tailor each loan program to make sure it is the right fit for our clients. We will walk you through the process to make sure you are informed along the way and have all the adequate knowledge to select the right loan product for you and your family.