USDA Vs. FHA Pro and Con comparison in New-Carlisle, Clark County, OH
In the year 2025, the USDA loan limit for New-Carlisle in Clark county, OH is $285,000, while the FHA limit for a single-family home stands at $356,362.
By using the Lendersa® USDA loan calculator, you can effectively compare today's top USDA and FHA rates, and understand what income, credit level, reserves, and documents are necessary for qualification. Our advanced mortgage calculator also lets you compare USDA, FHA, Conforming, and VA loans side by side, aiding your choice of which program in aligns best with your financial needs.
Loan Limits and Down Payment Requirements for 2025 in New-Carlisle, Clark County, OH
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in New-Carlisle, OH
The goal of Lendersa® is to secure you the finest USDA or FHA loan with minimal delay and effort. Begin with selecting one of the following three pathways to pair with lenders and USDA loan opportunities.
The USDA home loan, backed by the Department of Agriculture, known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans, which demand a minimum downpayment of 3.5%, USDA mortgages require no downpayment, making them an attractive option for eligible buyers.
All In One Lending, we believe in speed, service, and transparency. Whether you are a first-time homebuyer or an experienced real estate investor, we want to provide you the education and loan options to help you meet your specific goals. We have a passion for putting our clients’ interests first,
"The team members at Champions Mortgage have many years of experience in mortgage lending. We have worked in both the retail mortgage industry for the consumer and in the wholesale mortgage industry for the lender. We understand the loan products and are well equipped to guide you through any home loan scenario… from application to close.
"Generation Mortgage Associates have and extensive background in mortgage financing. Most of our Loan Originators have over 15 years experience in the Residential Lending industry.
We are a team of hard working and knowledgeable professionals. We understand the mortgage business inside and out,"
7901 4th St N STE 300, Saint Petersburg, FL, 33702
Phoenix Capital connects real estate investors with private capital for fix-and-flip, BRRRR, and new construction projects. As an independent brokerage, we specialize in matching investors with direct lenders offering up to 90% purchase and 100% rehab financing, with closings typically completed in 10–15 days.
7901 4th St N, Suite 10265, Saint Petersburg, FL, 33702
Ridge Street is the lender for real estate entrepreneurs! We provide efficient capital for acquiring, renovating, building, and holding real estate. Partnering with local investors across the US, we're transforming real estate financing with a simple process, fair pricing, and no bureaucracy.
9800 4th Street North, Suite 200, Saint Petersburg, FL, 33702
BD Mortgage Group is an outstanding mortgage brokerage company serving the lending needs of individual home buyers and first-time home buyers. Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently,
7901 4th Street North, Saint Petersburg, FL, 33702
Our mortgage originators are experienced and knowledgeable. We use the latest comparative analysis software allowing us to research and compare various loan programs to find the best options that meet your needs. We have streamlined the loan fulfillment process ensuring quick approvals and fast closings.
New Dwelling Mortgage,we use a personalized approach that makes us the perfect mortgage broker for home buyers.We believe a mortgage should be about building relationships & helping people achieve their goals & dreams of being a homeowner.We manage our clients' process by applying for loans with different lenders, finding competitive interest rates
