USDA and FHA Pro and Con in Park-Layne, Clark County, OH

In 2025, the USDA loan limit in Park-Layne, situated in Clark county, OH, is $285,000. Meanwhile, the FHA limit for a single-family home stands at $356,362.

Leverage the Lendersa® USDA loan calculator to compare the current USDA versus FHA rates, and determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding in selecting the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Park-Layne, Clark, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Park-Layne, OH

The aim of Lendersa® is to efficiently secure the best USDA or FHA loans for you without complications. Start with one of three options that connect you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, also known as a USDA rural development loan. It's available only in rural neighborhoods and, unlike FHA loans that require at least a 3.5% down payment, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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