USDA Vs. FHA your options comparison in Troy, Miami County, OH
In 2025, the USDA loan limit for Troy in the county of Miami, OH, is determined to be $336,500, while the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to effectively compare today’s USDA and FHA prime rates. Assess the needed income, credit score, reserves, and documentation for qualification. With our state-of-the-art mortgage calculator, you can conveniently view USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the program in that best matches your financial needs.
2025 Loan Limits and Down Payment Requirements in Troy, Miami, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Troy, OH
Lendersa® aims to quickly provide you with the most favorable USDA or FHA loan, seamlessly and hassle-free. You can start with one of three pathways that ensure you connect with matching lenders and relevant USDA loan programs.
A USDA home loan is a type of mortgage backed by the Department of Agriculture, often termed a USDA rural development loan or USDA mortgage. It is accessible exclusively in rural communities. Unlike FHA loans requiring a down payment of at least 3.5%, USDA loans necessitate no down payment, offering an advantageous solution for eligible participants.
FERKO Maryland Federal Credit Union was established in 1955 to meet the financial needs of employees of the Frederick County, Maryland Public Schools, the Frederick Community College and members of their immediate families. From the original eight charter members, FERKO has grown to where it services over 4, 000 members.
9099 Ridgefield Drive, Suite 104, Frederick, MD, 21701
Revolutionary Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Charlevoix State Bank is a locally owned and operated community bank. In an industry known for mergers, acquisitions and the commoditization of financial services, we focus on providing fast creative solutions while building long-term relationships. We service businesses, municipalities and consumers in Charlevoix and northern Antrim counties.
Alltru Credit Union is a member-owned, not-for-profit financial cooperative dedicated to helping our members achieve their financial dreams. For over 50 years, Alltru has provided members with a full line of dependable financial products and services such as loans, investment, savings, credit and debit cards, online banking,
First National Bank of Pulaski is a Bank with operations in two states. First National Bank of Pulaski offers numerous mortgage programs including conventional, FHA, VA and construction mortgages As a community Bank with a commitment to help our neighbors, we promise you’ll enjoy convenience without getting lost in the shuffle.
Mortgage Nerds, LLC offers some of the lowest rates and fees available on the market today. Our process has been optimized to insure your loan experience is as efficient as possible. NMLS#1946237vailable on the market today. Our process has been optimized to insure your loan. We are not your average mortgage broker
We’re not just a bank. We’re a really good bank. One that helps you take care of your money without having to work too hard, because you already work hard enough. Whatever you need from your bank, you can find it right here. Bank Star's headquartered in Fulton, MO & also has branches in New Bloomfield, Lake Ozark, and Osage Beach -all in Missouri.
Service Credit Union was created in 1934, when a group of farsighted Wisconsin Public Service employees joined together to help their fellow employees in those desperate days of the Great Depression. In those days, it was not easy to borrow money except at high rates of interest. Provide members with competitive, high quality financial services.
At PCM Credit Union you will always be greeted with a smile & a friendly voice. We truly are “People Caring More” & you will witness the PCM Credit Union difference when you partner with us as a member of the credit union, or within the community. We are dedicated to our Mission & Vision of going above and beyond what other financial institutions.
