USDA Vs. FHA Pro and Con comparison in Fairborn, Greene County, OH
In 2026, the USDA loan limit in Fairborn, located in Greene county, OH, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA versus FHA rates available today. This tool helps you determine the necessary income, credit, reserves, and documents for qualifying. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the right program in Alabama for your specific financial needs.
2026 Loan Limits and Down Payment Details in Fairborn, Greene, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Fairborn, OH
The goal of Lendersa® is to swiftly connect you with the most beneficial USDA or FHA loans without hassle. Choose one of three paths that lead to matching with lenders offering USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
Our team of professional REALTORS ® and staff use the latest in technology to communicate, market and make your real estate deal a smooth one. Our decades of experience equips us to handle your needs with confidence and integrity. Combining technology with hometown experience means "We're Home For You"
3560 Pentagon Boulevard, Suite 301, Beavercreek, OH, 45431
Lends in Ohio
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