USDA Vs. FHA Pro and Con comparison in Fairborn, Greene County, OH

In 2025, the USDA loan limit in Fairborn, located in Greene county, OH, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA versus FHA rates available today. This tool helps you determine the necessary income, credit, reserves, and documents for qualifying. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the right program in Alabama for your specific financial needs.

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2025 Loan Limits and Down Payment Details in Fairborn, Greene, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Fairborn, OH

The goal of Lendersa® is to swiftly connect you with the most beneficial USDA or FHA loans without hassle. Choose one of three paths that lead to matching with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in OH

A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Capital Credit Union
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  • Capital Credit Union is a not-for-profit financial institution in Northeastern Wisconsin, which focuses on the needs of over 120, 000 members and growing. With over two billion dollars in assets, we are an organization that grows by our philosophy of "Doing the Right Thing"​ through our business practices and community involvement.
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  • Justin Scott is your premier mortgage expert located in Green Bay, Wisconsin. Justin offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Green Bay area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan
  • First Capital Federal Credit Union
  • 1601 Kenneth Road, York, PA, 17408
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