USDA Vs. FHA your options comparison in New-Lexington, Perry County, OH
In 2026, the USDA loan cap for New-Lexington, within Perry, OH, is $318,300, whereas the FHA limit for a single-family home is $397,900.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA against FHA rates, determining the necessary income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best fit for your financial situation in .
2026 Loan Limits and Downpayment Requirements in New-Lexington, Perry, OH
Loan Type
Loan Limit
Down Payment
USDA
$318,300
0%
FHA
$397,900
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Opportunities in New-Lexington, OH
The mission of Lendersa® is to connect you swiftly with the best available USDA or FHA loans without hassle. Start with one of three initial tracks to find matching lenders and explore USDA loan programs.
The USDA home loan, also termed a USDA mortgage or rural development loan, is supported by the government's Department of Agriculture and is available solely in rural regions. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none.
Commodore Bank is a customer-driven banking institution that targets business owners, professionals, and residents within its service area. The bank emphasizes customer service by the ability to make decisions locally. The Bank’s structure positions customers directly with front-line personnel.
Citizens National Bank of McConnelsville was founded in 1886. Located in the historic Stanbery Building in downtown McConnelsville, CNB has been a central part of our community for over 125 years. While banking has undergone many changes over the last century, CNB continues to provide its customers with the latest banking technology
We want to be your First Choice for savings, checking, home mortgages, internet banking, auto loans, personal loans, educational loans - all your banking needs. We are the bank that has served southeastern Ohio since 1863. Now we're working to be your First Choice, too. Services Savings Checking Loans The First National Bank of McConnelsville was c
Genesis Employees Credit Union has been open since 1973. The credit union has assets totaling $18.98 Million and provides banking services to more than 3, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Concorde Mortgage is a residential lender that makes a commitment to meet and exceed our customers’ expectations. Our primary customers are Realtors and buyers. Concorde Mortgage was established as an Ohio corporation in 1985. The principle office is at 536 Main St. in Zanesville, Ohio.
Harvest Federal Credit Union was established in 1970. Our roots are in serving the workers of Licking County. We were founded by local employees of Rockwell International (now known as Arvin-Meritor). Our first office was in the United Auto Workers union hall in an area not more than 5 by 8 square feet (pictured below).
Hopewell Federal Credit Union (HFCU), one of the leading credit unions serving Licking, Delaware and Franklin Counties, is a not-for-profit financial cooperative that is owned by its members. Hopewell provides a full range of financial services including savings and checking accounts, loan products and business accounts.
Fairfield Federal Savings and Loan Association of Lancaster
111 East Main Street, Lancaster, OH, 43130
Lends in Ohio
Fairfield Federal Savings & Loan Association is your Fairfield County community bank specializing in Home Mortgage Loans. We've been serving the Lancaster community since 1895. Fairfield Federal is a Member of the FDIC and is an Equal Housing Lender. Stop in and see us today! We are banking that revolves around you
We know what it means to chase a dream with everything you have.
At First Federal Savings, we make sure you start strong with a loan process that’s secure and transparent. We’re dreamers like you—so we’re ready to give you just what you need to focus on what matters most: the future you’re ready to build.
