USDA and FHA Pro and Con in Zanesville, Muskingum County, OH
In 2026, the USDA loan limit for Zanesville in Muskingum county, OH, is $336,500, whereas the FHA limit for a single-family home stands at $472,030.
Use Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Determine the required income, credit score, reserves, and necessary documents to qualify. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA programs are compared side by side, assisting you in selecting the most suitable option in for your financial needs.
Loan Limits and Downpayment Requirements for 2026 in Zanesville, County of Muskingum, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Zanesville, OH
Lendersa® aims to connect you with the optimal USDA or FHA loan quickly and effortlessly. Choose one of three starting points to match you with lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage, and is available solely in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans demand no down payment, offering a more accessible option.
Genesis Employees Credit Union has been open since 1973. The credit union has assets totaling $18.98 Million and provides banking services to more than 3, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Concorde Mortgage is a residential lender that makes a commitment to meet and exceed our customers’ expectations. Our primary customers are Realtors and buyers. Concorde Mortgage was established as an Ohio corporation in 1985. The principle office is at 536 Main St. in Zanesville, Ohio.
Commodore Bank is a customer-driven banking institution that targets business owners, professionals, and residents within its service area. The bank emphasizes customer service by the ability to make decisions locally. The Bank’s structure positions customers directly with front-line personnel.
Harvest Federal Credit Union was established in 1970. Our roots are in serving the workers of Licking County. We were founded by local employees of Rockwell International (now known as Arvin-Meritor). Our first office was in the United Auto Workers union hall in an area not more than 5 by 8 square feet (pictured below).
Hopewell Federal Credit Union (HFCU), one of the leading credit unions serving Licking, Delaware and Franklin Counties, is a not-for-profit financial cooperative that is owned by its members. Hopewell provides a full range of financial services including savings and checking accounts, loan products and business accounts.
Citizens National Bank of McConnelsville was founded in 1886. Located in the historic Stanbery Building in downtown McConnelsville, CNB has been a central part of our community for over 125 years. While banking has undergone many changes over the last century, CNB continues to provide its customers with the latest banking technology
We want to be your First Choice for savings, checking, home mortgages, internet banking, auto loans, personal loans, educational loans - all your banking needs. We are the bank that has served southeastern Ohio since 1863. Now we're working to be your First Choice, too. Services Savings Checking Loans The First National Bank of McConnelsville was c
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At First Federal Savings, we make sure you start strong with a loan process that’s secure and transparent. We’re dreamers like you—so we’re ready to give you just what you need to focus on what matters most: the future you’re ready to build.
Park National Bank is a family of community banking teams that deliver an exceptional breadth and depth of resources to individuals and businesses, with a hands-on, personalized approach to service and strong local leadership that invests deeply in the places we live and work When you call us, we’ll recognize your voice. When you see us, we’ll be w
