USDA Vs. FHA Pro and Con comparison in Heath, Licking County, OH

For 2025, the USDA loan limit in Heath, part of Licking County, OH, is $351,400. Meanwhile, the FHA loan ceiling for a single-family home is $488,750.

Utilize the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA options, examining the required income, credit, reserves, and necessary documents for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to help you identify the best program in for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Heath, Licking County, OH

Loan Type Loan Limit Down Payment
USDA $351,400 0%
FHA $488,750 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Heath, OH

The objective of Lendersa® is to efficiently secure the best USDA or FHA loan for you, free of hassles. Choose one of three paths to match with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in OH

The USDA home loan, supported by the Department of Agriculture and also known as the USDA rural development loan or mortgage, is specifically available in rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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