USDA and FHA Pro and Con in Newton-Falls, Trumbull County, OH

In 2026, the USDA loan limit for Newton-Falls, in Trumbull county, OH, is $285,000, whereas the FHA limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to evaluate current USDA and FHA best rates. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you select the optimal program for your financial situation in .

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2026 Loan Limits and Down Payment Details in Newton-Falls, Trumbull, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Newton-Falls, OH

The aim of Lendersa® is to secure the best USDA or FHA loan for you efficiently. Choose one of three starting points that link you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, known as a USDA rural development loan. It's exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Newton-Falls Lenders

  • 7 17 Credit Union
  • 3181 Larchmont Ave NE, Warren, OH, 44483
  • Lends in Ohio
  • 7 17 Credit Union makes it easier for members to reach their financial goals by offering low interest home and auto loans, higher interest and free checking accounts, saving accounts and more. With 13 conveniently located branches, 7 17 provides banking services to members in Trumbull, Mahoning, Columbiana, Summit, Portage and Stark counties.

  • Indirect Lending Services
  • 2923-A Youngstown Rd. SE, Warren, OH, 44484
  • Lends in Ohio
  • Our goal at Indirect Lending Services is to protect and maintain a well-balanced indirect loan portfolio for your credit union. With over 30 years of experience in the indirect industry we know best how to deal with each unique dealer and get you the highest quality loans. Indirect Lending Services​ works closely with dealers

  • ASECU
  • 1690 South Canfield Niles Road, Youngstown, OH, 44515
  • Lends in Ohio
  • ASECU is a not-for-profit financial institution, which means Members enjoy low interest rate loans, high savings yields and low or no-fee money management services. Deposits at ASECU are federally insured to $250, 000 by the National Credit Union Administration. ASECU membership is available to anyone in Mahoning, Trumbull or Columbiana Counties.

  • Farmers National Bank
  • 20 S. Broad St, Canfield, OH, 44406
  • Lends in Ohio
  • Founded in 1887, Farmers is a diversified financial services company headquartered in Canfield, Ohio, with $4.1 billion in banking assets. Farmers National Banc Corp.’s wholly-owned subsidiaries are comprised of The Farmers National Bank of Canfield, a full-service national bank engaged in commercial

  • Hometown Bank OH
  • 142 North Water Street, Kent, OH, 44240
  • Lends in Ohio
  • We opened in Kent in 1898 as a state-chartered building & loan association called Home Building & Loan Company. Early services were limited to financing area homes. After many years as a successful building & loan, we changed our name in 1953 to Home Savings and Loan Association, having taken on more in the way of services to savers and borrowers.

  • Mahoning Valley Federal Credit Union
  • 15 Colonial Drive, Suite 14, Youngstown, OH, 44505
  • Lends in Ohio
  • Mahoning Valley Federal Credit Union is committed to providing friendly accurate prompt & professional financial services to all our members. It is our responsibility to provide these benefits to our members & maintain adequate capital reserves. We will promote an atmosphere in which our employees are stimulated to achieve outstanding performances

  • DOY Federal Credit Union
  • 1500 Gypsy Lane, Youngstown, OH, 44505
  • Lends in Ohio
  • DOY is not driven by the profit motive. There are no outside shareholders to satisfy. DOY's main purpose is to serve their membership in two primary areas: saving and borrowing. Therefore, DOY has a very strict and conservative lending and investment policy.

    DOY confines its lending to its own creditworthy members

  • Valley Economic Development Partners
  • 4319 Belmont Ave, Youngstown, OH, 44505
  • Lends in Ohio
  • Valley Economic Development Partners is a private, non-profit organization focused on the social well-being of the Mahoning Valley and its surrounding regions. Our mission is to be a leader in developing employment opportunities through business creation, expansion, and retention in collaboration with other regional organizations.

  • Transformation Home Loans LLC
  • 333 Jade Blvd, Streetsboro, OH, 44241
  • Lends in Ohio
  • CJ Simpson is the President of Transformation Home Loans, LLC. As a mortgage broker, Transformation Home Loans will help you find a mortgage with both great rates and service, with one point of contact, clear communication and a streamlined process.broker, Transformation Home Loans will help you find a mortgage with both