USDA Loan Vs. FHA loan for Ravenna, OH 2026

For 2026, the USDA loan cap in Ravenna, located in Portage County, OH, is $336,500. By comparison, the FHA limit for a single-family home reaches $472,030.

Utilize the Lendersa® USDA loan calculator to weigh today's top USDA versus FHA rates, helping you assess the income, credit, reserves, and documents necessary for qualification. With our comprehensive mortgage calculator, you'll see USDA, FHA, Conforming, and VA loans side by side, assisting in choosing which program in fits your unique financial situation best.

Explore USDA and FHA Loan Options in Ravenna, OH

Lendersa® aims to provide you with the best USDA or FHA loan promptly, with minimal effort. Opt for one of three paths to connect with matching lenders and access USDA loan programs.

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Understanding USDA Loans in OH

The USDA home loan, guaranteed by the Department of Agriculture, is known as the USDA rural development loan or USDA mortgage. It is offered only in rural regions and doesn't require any down payment, unlike FHA loans which necessitate a minimum 3.5% down payment.

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(307) 857-9000 Lender's profile and map Reviews Wyoming Community Bank 1700 N. Federal Boulevard, Riverton, WY, 82501 In 1998 the only independent bank in Riverton, was sold to a large national bank, which left a void in banking services in Fremont County. Kent Shurtleff and several local business people recognized the county’s financial needs and the opportunity to form a local community bank that would be owned and managed by people living in Fremont County
(956) 631-7890 Lender's profile and map Reviews Rio Bank 701 E. Expressway 83, McAllen, TX, 78501 Rio Bank opened its doors for business in February of 1985. It began as a retail oriented bank primarily catering to consumers for both deposit and loan business. In 1995, the bank opened its second banking center in North McAllen. The original ownership and management has changed since that time as well as the focus and direction of the bank.
(956) 682-2500 Lender's profile and map Reviews Path Finder Mortgage Solutions 1109 Nolana Ave, Suite 203, McAllen, TX, 78501 Path Finder Mortgage Solutions gets you the perfect loan that will fit your budget & lifestyle. With personal attention, we work closely with you to provide you with the mortgage solutions that you deserve. A trustworthy source and reputable mortgage company, Path Finder Mortgage Solutions is headed by Hilda Cardoza and her team of dedicated Team.
(512) 905-5090 Lender's profile and map Reviews Pacific Capital Mortgage, Inc. 4900 West Expressway 83, Suite 208, McAllen, TX, 78501 Pacific Capital Mortgage, Inc., offers a comprehensive suite of Fix&Flip, Rental, and Multifamily products. Our leverage, competitive rates, transparency, and top-notch customer service sets us apart from the pack. We are here to help you fund and succeed in your Real Estate Investment Business.
(956) 630-7346 Lender's profile and map Reviews Harrison Lending Group, Inc. 801 West Nolana, Suite 335, McAllen, TX, 78501 Harrison Lending Group, we provide custom-tailored lending programs to fit the needs of each borrower and property type. Our many years of experience helps us match your financial profile and property type to the lender's requirements and willingness to fund a particular commercial mortgage loan.
(956) 340-4400 Lender's profile and map Reviews Structure Finance LLC 3313 N. McColl Road, McAllen, TX, 78501 Structure Finance is a direct mortgage Broker committed on helping our customers envision what home should feel like. Here we are to serve you with any mortgage loan need you have.Our team is committed to help you better understand the maze of mortgage finance. We take the time to listen to your mortgage needs and find the right loan that suits you
(956) 765-4302 Lender's profile and map Reviews Zapata National Bank PO Drawer 100, Zapata, TX, 78076 Zapata National Bank is the institution with the longest servitude to the South Texas community of Zapata County. As the oldest bank in Zapata, we have strong deep roots committed to the community and its prosperity. Since its foundation in 1961, we have strived to assist the citizens of Zapata by offering competitive products and services
(956) 487-4044 Lender's profile and map Reviews Starr County Teachers Federal Credit Union 1322 E San Benito Street, Rio Grande City, TX, 78582 The Starr County Teachers Federal Credit union was founded in 1968 by a group of educators. The purpose of organizing a credit union was to provide school district employees with a financial institution of their own. This institution could offer them better rates on loans and a better return on their deposits.
(956) 787-2774 Lender's profile and map Reviews NAFT Federal Credit Union 901 N Veterans Boulevard, Pharr, TX, 78577 In 1956 P-SJ-A Federal Credit Union was formed to provide a savings and loan program to employees of the Pharr-San Juan-Alamo Independent School District. In 1994 we changed our name to NAFT (Neighbors and Families Together) Federal Credit Union and opened our field of membership to better serve low-income designated areas.
(956) 787-2701 Lender's profile and map Reviews Highway District 21 Federal Credit Union 600 W Ferguson Street, Pharr, TX, 78577 At Highway District 21 Federal Credit Union, we are committed to providing you with the highest-quality financial services possible. It is our goal to encourage thriftiness, impose the value of savings, and spread the wise use of credit among our qualifying members. Whether you apply for a vehicle loan, our credit union is here to serve you.