USDA Vs. FHA your options comparison in Ravenna, Portage County, OH

For 2025, the USDA loan cap in Ravenna, located in Portage County, OH, is $336,500. By comparison, the FHA limit for a single-family home reaches $472,030.

Utilize the Lendersa® USDA loan calculator to weigh today's top USDA versus FHA rates, helping you assess the income, credit, reserves, and documents necessary for qualification. With our comprehensive mortgage calculator, you'll see USDA, FHA, Conforming, and VA loans side by side, assisting in choosing which program in fits your unique financial situation best.

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Loan Limits and Downpayment Requirements for 2025 in Ravenna, Portage County, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Ravenna, OH

Lendersa® aims to provide you with the best USDA or FHA loan promptly, with minimal effort. Opt for one of three paths to connect with matching lenders and access USDA loan programs.

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Understanding USDA Loans in OH

The USDA home loan, guaranteed by the Department of Agriculture, is known as the USDA rural development loan or USDA mortgage. It is offered only in rural regions and doesn't require any down payment, unlike FHA loans which necessitate a minimum 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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