USDA and FHA Pro and Con in Ravenna, Portage County, OH

In 2025, USDA loan limit in Ravenna, county of Portage, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Ravenna, county of Portage, OH

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Ravenna, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • F Street Group
  • 1134 N 9th Street, Suite 200, Milwaukee, WI, 53233
  • Founded in 2008, F Street Group invests and maintains ownership stakes in businesses across a number of verticals, including housing, lending, real estate development, and hospitality. Our focus continues to be on finding opportunities that maximize returns and wealth creation.Our goal has always been to help support and build the communities.
  • Milwaukee Hard Money
  • 1130 N 9th St, Milwaukee, WI, 53233
  • Milwaukee-based hard money lender. Our lending program is a vehicle through which real estate investors can realize their investment goals and be competitive in their market. We focus on lending to investors who perform rehabs to single-family, multi-family, or commercial real estate for investment purposes only.
  • INTERCOUNTY MORTGAGE NETWORK CORP.
  • 3400 Highway 35, Suite 1, Hazlet, NJ, 07730
  • Intercounty Mortgage Network Corp operates the related mobile applications for the solicitation, origination, servicing, and sale of mortgage loans. This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data.
  • The First National Bank of Oneida
  • 18418 Alberta St., Oneida, TN, 37841
  • First National Bank of Oneida is dedicated to building partnerships and supporting progress since 1904. Blessed throughout the years with insightful visionaries and leaders with strong and sound philosophies, First National Bank is not only the oldest bank but also the only locally owned bank in Scott County
  • Columbia Savings and Loan Association
  • 2020 W Fond Du Lac Ave, Milwaukee, WI, 53205
  • Columbia Savings & Loan Association, since its founding in 1924, has been dedicated to the task of ensuring a better quality of life for the citizens of Milwaukee’s inner city, particularly the growing minority population. Columbia Savings & Loan Association stands as a guiding light for progress in the community, providing a viable opportunity.
  • Bank of Clarkson
  • 101 E. Main Street, Clarkson, KY, 42726
  • Bank of Clarkson is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service. This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
  • Credit Union 1
  • 200 E Champaign Avenue, Rantoul, IL, 61866
  • Our History: In 1958, Chanute Military Credit Union opened its doors on the Chanute Air Force Base in Rantoul, Illinois to serve military personnel and their families. With the government's announcement of plans to close the Chanute Air Force Base, plans were made to expand the credit union in order to continue to serve those faithful.
  • Community Plus Federal Credit Union
  • 526 E Champaign Avenue, Rantoul, IL, 61866
  • Community Plus Federal Credit Union is a community credit union serving East Central Illinois. Its mission is to guide members on their Path to Financial Freedom. CPFCU is a US Treasury-certified Community Development Financial Institution. While the credit union serves members from all walks of life.
  • Bank of Rantoul
  • 201 E. Champaign Ave., Rantoul, IL, 61866
  • Our management is always available and ready should you need our assistance with any financial matters. Just give us a call, or send us a secure e-mail. Depending on the complexity of the matter at hand, there’s a good chance we can help you the same day that you call. Please do not include your account numbers.
  • H&E Telephone Federal Credit Union
  • 201 West Passaic Street, Floor 3, Suite 304, Rochelle Park, NJ, 07662
  • H&E Telephone Federal Credit Union is a federally insured financial cooperative serving employee groups since 1967. It was originally formed for employees and family members of New Jersey Bell and AT&T. Now, H&E also serves HPAE at Englewood Hospital and several other member groups.