USDA Vs. FHA your options comparison in Ravenna, Portage County, OH
For 2026, the USDA loan cap in Ravenna, located in Portage County, OH, is $336,500. By comparison, the FHA limit for a single-family home reaches $472,030.
Utilize the Lendersa® USDA loan calculator to weigh today's top USDA versus FHA rates, helping you assess the income, credit, reserves, and documents necessary for qualification. With our comprehensive mortgage calculator, you'll see USDA, FHA, Conforming, and VA loans side by side, assisting in choosing which program in fits your unique financial situation best.
Loan Limits and Downpayment Requirements for 2026 in Ravenna, Portage County, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Ravenna, OH
Lendersa® aims to provide you with the best USDA or FHA loan promptly, with minimal effort. Opt for one of three paths to connect with matching lenders and access USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, is known as the USDA rural development loan or USDA mortgage. It is offered only in rural regions and doesn't require any down payment, unlike FHA loans which necessitate a minimum 3.5% down payment.
We opened in Kent in 1898 as a state-chartered building & loan association called Home Building & Loan Company. Early services were limited to financing area homes. After many years as a successful building & loan, we changed our name in 1953 to Home Savings and Loan Association, having taken on more in the way of services to savers and borrowers.
CJ Simpson is the President of Transformation Home Loans, LLC. As a mortgage broker, Transformation Home Loans will help you find a mortgage with both great rates and service, with one point of contact, clear communication and a streamlined process.broker, Transformation Home Loans will help you find a mortgage with both
323 East Garfield Road, Suite 10, Aurora, OH, 44202
Lends in Ohio
Blue Loans is committed to providing you outstanding customer service. We know getting a mortgage is very important to you, and we are here to help you every step of the way Whether you are buying a home or refinancing, we are here for you. We are dedicated to serving the Northeast Ohio area. This is our home, and we are eager to help.
SUPERIOR FINANCIAL SERVICES, INC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
"We are an independent mortgage broker serving all of Ohio's home buyers and homeowners with their mortgage needs. MISSION Help consumers get access to the best mortgage, with transparency and professionalism VISION Educate and serve all mortgage consumers in our service area while preserving the true wholesale to broker model"
Akron Fire Department Credit Union more than 80 years ago. Our name later became Akron Firefighters Credit Union & membership expanded to firefighters & their families throughout Northeast Ohio. In 2016, we merged the Akron Police Department Credit Union into our membership. Membership is now open to include all First Responders in the state
GenFed Financial Credit Union is a not-for-profit financial institution that serves areas of Ohio, Illinois, and Indiana. We are owned by our account holders (also called members) and we exist for their benefit. Credit unions don’t have stockholders like banks and are able to return any profits to the members in the form of better rates, lower fees
Schmidt Mortgage Company was originally established in 1940 as “Frank A. Schmidt & Son’s” in Cleveland, Ohio, originating and servicing residential and commercial real estate loans. It was incorporated in January, 1959. It is one of the first 100 lenders in the country to become approved as a seller / servicer of Fannie Mae.
Goodyear Employees Credit Union has been open since 1961. The credit union has assets totaling $5.63 Million and provides banking services to more than 900 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
