USDA and FHA Pro and Con in Wellington, Lorain County, OH
As of 2025, the USDA loan cap for a single-family home in Wellington, located in Lorain county, OH, is $336,500. In comparison, the FHA limit for similar properties is $472,030.
With the Lendersa® USDA loan calculator, you can evaluate and compare today's optimal USDA vs FHA interest rates. It's crucial to assess the income, credit, reserves, and documentation necessary to qualify. Our comprehensive mortgage calculator lays out USDA, FHA, Conforming, and VA loans side by side for a holistic comparison, assisting you in choosing the most advantageous program for your financial circumstances in .
Understanding 2025 Loan Limits and Down Payment Needs in Wellington, County of Lorain, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Wellington, OH
At Lendersa®, our goal is to connect you with the most suitable USDA or FHA loan options quickly and efficiently. Choose from one of three accessible pathways that align you with compatible lenders and USDA programs.
A USDA home loan, commonly known as a USDA rural development loan or USDA mortgage, is a government-backed financing option through the Department of Agriculture, intended for properties in rural areas. It uniquely requires no down payment, differing from FHA loans, which necessitate at least a 3.5% down payment.
Integrity Mortgage Group offers wide range of lending programs, including first time home buyer/FHA loans as well as loans for well-established customers thinking about second homes, vacation homes, investment properties, rental units, and "fixer-uppers." We also have a variety of money-saving refinancing options.
1525 E. Franklin Street, Suite 4, Chapel Hill, NC, 27514
Independent Advantage Mortgage, LLC. is a full-service mortgage company based in Chapel Hill, North Carolina serving the entire state but mostly in Orange County, Durham County and Wake county. Whether you are buying a home or refinancing you owe it to yourself to see what I can do for you.
1506 E. Franklin Street, Suite 201, Chapel Hill, NC, 27514
Carolina Home Mortgage is a family-owned mortgage broker headquartered in Chapel Hill with branch offices in Pittsboro and Fayetteville. Serving all of NC through www.CarolinaHomeMortgage.com, you can take advantage of comparing the products of 10 or more lenders without leaving the comfort of your home. Our company does not lend the money.
"Montgomery Mortgage has an estimated 99% customer satisfaction rate. After nearly 15 years of service, we do not have a single complaint with the New Jersey Department of Banking.
We have the highest rating possible with the Better Business Bureau. Licensed as Mortgage Bankers, not just a Broker"
We are recognized as one of the outstanding credit unions in the state and have an established reputation for excellent service & reasonable rates.CREDIT UNIONS are organizations of PEOPLE, not money. Our mission at Tahquamenon Area Credit Union is to provide you, our member & friend, products & services to meet your needs in a safe & sound manner.
We are very proud to be a part of this great community! We are dedicated to providing our customers with the very best of personalized service by offering a wide array of financial products that can be tailored to fit your needs. As our track record shows, we have always felt the people of our community are the best investment we can make.
The Central Jersey Police & Fire Federal Credit Union is proud to be a member-owned, not-for-profit financial cooperative dedicated to serving its members. Our motto is “People Helping People.” We are all working together to help each other meet our individual financial goals. The credit union is a nonprofit, cooperative financial institution.
To become a member of First Point Federal Credit Union you must be employed by one of our Select Employee Groups (SEGs) or if someone in your immediate family or household is currently a member of the Credit Union. An immediate family member includes a spouse, child, parent, brother or sister, grandparent or grandchild.
3535 Quakerbridge Road, Suite 600, Hamilton Township, NJ, 08619
Hamilton Horizons offers a wide variety of convenient, money saving products and services that are designed to meet all your financial needs. These products include high-yield savings and investment accounts, low-interest loans, and numerous services that let you conduct your financial business when it’s convenient for you.
Century Savings Bank has grown from a small building and loan association in Bridgeton, NJ with just a few thousand dollars, to a friendly, multi-million dollar financial force operating from a network of six branches throughout southern New Jersey with locations in Elmer, Gibbstown, Mullica Hill, Upper Deerfield Twp, and Vineland.
Members 1st of NJ Federal Credit Union was formed in 1938 as the Cumberland Teachers Federal Credit Union. Our founders saw the need for a not-for-profit and democratically operated cooperative that would provide lower cost financial services, as well as represent the best financial interests of its members.
