USDA and FHA Pro and Con in Ontario, Richland County, OH
In the year 2025, the USDA loan limit in Ontario, county of Richland, OH, is $336,500, whereas the FHA limit for a single-family residence is $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. This tool helps identify the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the program that best suits your financial situation in .
2025 Loan Caps and Down Payment Requirements in Ontario, County of Richland, OH
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Ontario, OH
Lendersa® aims to quickly secure the best possible USDA or FHA loans without hassle. You can begin with one of three starting points to find matching lenders and USDA loan programs that suit your needs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans require no down payment.
NexGen Home Loans was created simply to bring something different to the mortgage industry. Mortgage customers for years have had to choose between low rates through an online digital platform with a lack of customer service or a local loan officer that can provide great service but at a higher cost.
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ECU Credit Union is a not-for-profit financial cooperative. That means our members own us. No stockholders to worry about just our members/owners. Convenient services with competitive dividends and interest rates are our prime responsibilities. As a member of ECU Credit Union, your entire family is eligible to join.
All In One Lending, we believe in speed, service, and transparency. Whether you are a first-time homebuyer or an experienced real estate investor, we want to provide you the education and loan options to help you meet your specific goals. We have a passion for putting our clients’ interests first,
Security Mortgage Corporation specialize in Home Purchase Loans (FHA & Conventional)
FHA 203K Home Purchase Rehabilitation Loans
Refinance & 125% Mortgage Relief Refinance Loans
Reverse Mortgages
Low Rate 30 year and 15 year fixed mortgages and
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"The team members at Champions Mortgage have many years of experience in mortgage lending. We have worked in both the retail mortgage industry for the consumer and in the wholesale mortgage industry for the lender. We understand the loan products and are well equipped to guide you through any home loan scenario… from application to close.
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We are a team of hard working and knowledgeable professionals. We understand the mortgage business inside and out,"
6251 44th Street N, Suite 3, Pinellas Park, FL, 33781
A Smart Senior understands that a Reverse Mortgage is a home loan that enables homeowners 62 and older to access the equity in their home with no monthly payment. You may choose from several payment options, including a lump sum, equal payments over time, a line of credit or a combination of the fore mentioned.
Long gone are the days where your savings account was located under your mattress. You need a bank you can depend on to provide the best and most beneficial financial services for the security of you and your family. Bank of Sunset and Trust Co. is just the financial institution to do so. This Louisiana-based bank, opened more than 100 years ago.
