USDA Vs. FHA your options comparison in Ontario, Richland County, OH
In the year 2025, the USDA loan limit in Ontario, county of Richland, OH, is $336,500, whereas the FHA limit for a single-family residence is $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. This tool helps identify the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the program that best suits your financial situation in .
2025 Loan Caps and Down Payment Requirements in Ontario, County of Richland, OH
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Ontario, OH
Lendersa® aims to quickly secure the best possible USDA or FHA loans without hassle. You can begin with one of three starting points to find matching lenders and USDA loan programs that suit your needs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans require no down payment.
At Traditions Bank. We’re a full-service community bank that’s committed to helping our customers, communities and team members make their mark on the world. Our sole purpose is to help you succeed, and while our business may be banking, our heart is people.
We’re an honest, intentional financial partner with best-in-class team members
Solutions Credit Union is a member-owned, not for profit financial institution that has served Elmira, Southport, Ashland and the surrounding communities since 1952. Today, with a commitment to serving our members, we have established $36 million dollars in assets as we continue to grow.
7777 Leesburg Pike, Suite 400N, Falls Church, VA, 22043
ABC United Finance mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7115 Leesburg Pike, Suite 208, Falls Church, VA, 22043
Loansteady, we believe in bringing a much-needed dose of humanity to the mortgage process. We’re built on decades of experience, and the idea that price and convenience should not come at the expense of dedicated service. Small-by-design, we’re able to work with greater agility while remaining fully focused on what’s most important – people.
2815 Hartland Rd, Suite 200, Falls Church, VA, 22043
"WCP was founded on a mission to change the lending industry. In 2012 we set out to rewrite the rules of hard money lending, focusing on streamlined technology, exceptional customer service, and assembling an all-star team.
Today we keep our business local to DC, Maryland, and Virginia where we can provide proven expertise.
1127 International Parkway, Fredericksburg, VA, 22406
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
MAC Professional Services, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
At MSB we educate and empower our clients so they can go fearlessly forward in their unique financial journey. Our team is committed to understanding your financial needs and objectives so we can craft solutions to meet your transacting, borrowing, and investing needs in a secure, transparent, and cost-effective manner.
