In 2025, the USDA loan limit for Mansfield, in Richland county, OH, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare and evaluate today's best USDA versus FHA rates. It determines the income, credit score, reserves, and documents required to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side-by-side to choose the best option for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Mansfield, County of Richland, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Mansfield, OH
The mission of Lendersa® is to swiftly secure the best USDA or FHA loan, with ease. Start with one of three options that align lenders with USDA loan programs.
The USDA home loan, backed by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment, making them more accessible for rural homebuyers.
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