USDA VS FHA in Lexington, Richland County, OH

In 2025, the USDA loan limit in Lexington, situated in the county of Richland, OH, is set at $336,500, while the FHA limit for a single-family home is defined as $472,030.

Employ Lendersa®'s USDA loan calculator to gauge today's top USDA versus FHA rates and establish the required income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side to discern the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Lexington, County of Richland, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Lexington, OH

Lendersa® aims to quickly and efficiently provide you with the best USDA or FHA loan without any hassle. Choose one of three starting options that link you to matching lenders and USDA loan programs.

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Understanding USDA Loans in OH

The USDA home loan is a government-supported mortgage offered by the Department of Agriculture, also known as a USDA rural development loan. It is available solely in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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