USDA Vs. FHA Pro and Con comparison in Lexington, Richland County, OH
In 2025, the USDA loan limit in Lexington, situated in the county of Richland, OH, is set at $336,500, while the FHA limit for a single-family home is defined as $472,030.
Employ Lendersa®'s USDA loan calculator to gauge today's top USDA versus FHA rates and establish the required income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side to discern the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Lexington, County of Richland, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Lexington, OH
Lendersa® aims to quickly and efficiently provide you with the best USDA or FHA loan without any hassle. Choose one of three starting options that link you to matching lenders and USDA loan programs.
The USDA home loan is a government-supported mortgage offered by the Department of Agriculture, also known as a USDA rural development loan. It is available solely in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage demands no down payment.
Our Mission is To provide lending solutions & educational services that supports the development, growth, & preservation of underserved small businesses, affordable housing, & sustainable communities. We are financing businesses and strengthening communities. We have developed a range of financial products-including loans for financing business.
Affordable Housing Resources, Inc. (AHR) is a non-profit organization whose mission is to create affordable housing & strong neighborhoods. For over 30 years, AHR has been laying a foundation for successful homeownership for Middle Tennessee’s workforce. AHR is committed to providing homeownership opportunities for low-to moderate-income families
Volunteer mortgage Group are a located in Nashville, TN. We are licensed in TN, MO, AL, FL, IL, SC, VA, CA, WI, IN, and GA. We specialize in home purchase, home refinance, Reverse Mortgages, First Time Home Buyer programs. Our goal is to offer the best rates and lowest mortgage payments in minutes.
North Penn Federal Credit Union (NPFCU) was established in 1955 by a group of employees of North Penn Transfer, a trucking company in Lansdale PA. We are federally chartered by NCUA. We are a non-profit financial cooperative owned and controlled by the members and operated for their benefit by promoting savings and providing low-cost loans. We have
Carolina Home Mortgage is a family-owned mortgage broker you can take advantage of comparing the products of 10 or more lenders without leaving the comfort of your home. Our company does not lend the money, so we are not motivated to push you into a set product or cross sell financial accounts.
1414 Raleigh Rd, Suite 400, Chapel Hill, NC, 27517
"At CIMG, giving back to our local community is an integral part of the company culture. You could say it’s part of our DNA. Since 1997, we have put over $1.2 million back into the communities we operate in through sponsorships and other charitable contributions.
We see ourselves as a small business with a big responsibility
5842 Fayetteville Road, Suite 113, Durham, NC, 27713
Whether looking for your first home or selling your fifth, we bring the same excitement and level of service to every client. We are a very personable group, from our agents to our admin staff who strive to make the process of buying or selling less stressful and even enjoyable for our clients. We are a locally owned.
RTP MORTGAGE LLC is in the Mortgage Bankers and Loan Correspondents industry in Durham, NC. Specializing in residential home purchases, investments, and refinancing. We are licensed mortgage professionals. We act as your Loan Officer, but we have the freedom to work with multiple different lenders.
PIAS Credit Union has been open since 1991. The credit union has assets totaling $5.61 Million and provides banking services to more than 700 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
1321 Murfreesboro Pike, Suite 200, Nashville, TN, 37217
Accurate Mortgage Group is a division of Acopia, LLC, which is a locally owned and operated mortgage lender in Middle Tennessee. But, really, we’re pretty much like you. Many of us grew up in this area and, those who didn’t, are quick to say how happy they are to have moved here. We’re proud to say that we live
