USDA Vs. FHA your options comparison in Perry-Heights, Stark County, OH

In 2026, within the city of Perry-Heights located in Stark county of OH, the USDA loan limit is set at $285,000. Meanwhile, the limit for FHA loans for a single-family home is $356,362.

Lendersa® provides a USDA loan calculator to compare current USDA and FHA rates. Determine income, credit, reserves, and necessary documents to qualify. The advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA terms alongside each other to decide which program suits your financial circumstances in areas like .

Explore loan offers from 100 lenders

Loan Limits and Down Payments in Perry-Heights, Stark County, OH, for 2026

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Options in Perry-Heights, OH

The goal of Lendersa® is to provide you with the best USDA or FHA loan quickly and without trouble. Choose from three starting points to connect with matched lenders and USDA loan programs.

Lendersa USDA loan request and associated matches

Understanding USDA Loans in OH

A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, commonly called a USDA rural development loan. It is exclusive to rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA home loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Perry-Heights Lenders

  • St. Joseph's Federal Credit Union
  • 1811 Whipple Avenue NW, Canton, OH, 44708
  • Lends in Ohio
  • St. Joseph’s Federal Credit Union was chartered on March 9th, 1942. 1942 marked the beginning of World War II and it was also the beginning of St. Joseph’s Federal Credit Union in January 1942. The nine members of St. Joseph’s Roman Catholic Parish in Canton, Ohio who chartered our credit union with Farm Credit Administration

  • Dollar Bank
  • PO Box 8469, Canton, OH, 44711
  • Lends in Ohio
  • Founded in 1855, Dollar Bank is, well, different. We’re an independent community bank. That means no publicly traded stock and no shareholders. And that means we can focus on what we do best: empowering the people and communities we serve to do the things they hold dearest.

    Over more than 165 years, we’ve grown to become a large

  • DN Community Federal Credit Union
  • 3964 Fulton Drive NW, Canton, OH, 44718
  • Lends in Ohio
  • DN Community Federal Credit Union was founded on June 24, 1954 as Diebold Employees Credit Union. The original field of membership included employees of the Canton and Malvern, Ohio plants of Diebold, Inc. and their immediate families. The credit union was organized with the purpose "to provide a convenient place for employees to save regularly

  • Stark Federal Credit Union
  • 4100 Dressler Rd, Nw Canton, OH, 44718
  • Lends in Ohio
  • In 1960, teachers and administrators at Plain Local Schools wanted an alternative to big, for-profit banks.They got together & opened our credit union on January 16, 1961.There was no online banking, debit cards or even checking accounts.Instead, they operated out of a shoe box. It was a place for some people to save money & others to borrow money.

  • American First Bancorp Inc
  • 4194 Fulton Drive NE, Canton, OH, 44718
  • Lends in Ohio
  • American First Bancorp, Inc. is the most efficient and honest way to purchase or refinance a home. American First Bancorp, Inc. creates the best solution for borrowers from a huge variety of programs. We operate at the highest level of integrity, deliver on our commitments, which builds a foundation of trust with our customers.

  • Signature Mortgage
  • 4790 Douglas Circle NW, Canton, OH, 44718
  • Lends in Ohio
  • Since 1996, Signature Mortgage is an INC 500 fastest growing company and we have closed over $4 billion in residential loans – that’s over 20, 000 satisfied families! We have a 5 STAR Rating on social media for delivering world class customer service and communication throughout the mortgage process

  • The Stoffer Mortgage Company Inc
  • 100 30th St Nw, Suite 106, Canton, OH, 44709
  • Lends in Ohio
  • Stoffer Mortgage is a mortgage services company based in Canton, Ohio. We offer conventional, FHA, USDA, jumbo, and VA mortgages for residential transactions to purchase or refinance one to four-unit dwellings. These properties can be utilized for owner occupancy, vacation/second homes, or investment.

  • PIONEER FINANCIAL SERVICES, INC
  • 2515 Cleveland Ave N, Canton, OH, 44709
  • Lends in Ohio
  • Pioneer Financial Services Inc. is a locally owned and operated company serving all of Ohio. Founded in 2000, we were built on honesty, integrity, and personal service. We offer a wide variety of loan programs with fast and efficient service. Our knowledgeable staff has over 50 combined years of experience originating mortgage loans.

  • Friends and Family Credit Union
  • 3920 Erie Street South, Massillon, OH, 44646
  • Lends in Ohio
  • Friends and Family Credit Union provides loans, savings, checking and other financial services to anyone who lives, works, worships or attends school in Stark County, Ohio. We also provide financial services to businesses and organizations in Stark County.We are a full-service cooperative financial institution with over $90 million in assets