USDA and FHA Pro and Con in Port-Clinton, Ottawa County, OH
In 2025, USDA loan limit in Port-Clinton, county of Ottawa, OH is $285,000 while FHA limit is $356,362 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Port-Clinton, county of Ottawa, OH
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Port-Clinton, OH
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Briar Cliff Financial Services has made over $29 million in commercial mortgage loans on all types of collateral, including single-family, multi-family, retail, office, mixed-use, light industrial, and undeveloped land. Briar Cliff is a direct, privately owned mortgage lender specializing in small to medium size commercial mortgage loans on propert
Over 100 years ago, the Bay Port State Bank of W.H. Wallace and Company was established to serve the financial needs of the area. Bay Port State Bank is proud to be part of this growing community and looks forward to many more years of service. Bay Port State Bank Shall always be mindful of the need to increase shareholder value.
Middletown Teachers Credit Union. The purpose of the credit union was to give employees of the school system and their families an efficient place to do banking. Today, only our name has changed. We are committed to providing our members with efficient, quality service. We are a small credit union, and we like it that way.
Thumb Bank & Trust has been providing customers with fast, efficient, outstanding service for over one hundred years. Whether we are the new face in your town or an old friend you can count on, know that we believe in building for the future. At Thumb Bank & Trust we actively participate in the communities we serve and strive to meet the challenges
The board of directors, officers & employees of the First State Bank strive to provide the Decatur community & the surrounding area with quality financial services.The bank intends to accomplish this objective by focusing on the community’s expectations.The bank’s operations, products & services are designed to meet or exceed customer expectations.
Community West Credit Union is a federally insured credit union committed to serving those who reside, are employed, attend school or worship in Allegan, Barry, Ionia, Kent, or Ottawa counties in West Michigan.
Because we are a member owned, not-for-profit organization, we are able to offer our members services like auto loans
At Mortgage 1. We have been proudly serving home owners for over 25 years. We look forward to helping you with your home finance.
At Mortgage 1, we understand what owning a home means to our customers. That’s why we offer the most flexibility at the best possible rates and back it with friendly, professional customer service
Our team is committed to providing our clients with the highest quality financial services combined with competitive rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
3330 Broadmoor Ave. SE, Suite B, Grand Rapids, MI, 49512
Member Advantage Mortgage leads the mortgage lending industry with exceptional service and expert solutions. As a trusted partner, we work with each of our members to understand their unique needs today and as they evolve in the future. Our team provides the transparency, knowledge, and support you need to make the best financial decisions.
Founded in 1900, Mars Bank has invested and served the same communities in which we live. Primarily focused on Southern Butler, Eastern Beaver and Northern Allegheny counties, we are committed to this area and its communities.
Mars Bank is committed to remaining a relationship driven, independent community bank which offers competitive products
