USDA VS FHA in Bellevue, Huron County, OH

For 2026, the USDA loan limit in Bellevue, located in the county of Huron, OH, is $336,500, whereas the FHA limit for a single-family home is $472,030.

The Lendersa® USDA loan calculator helps you compare today's USDA and FHA rates, determining the expected income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage tool presents USDA, FHA, Conforming, and VA programs side by side, guiding you to select the best option for your financial needs, especially in areas like .

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2026 Loan Limits and Down Payment Requirements in Bellevue, Huron County, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Bellevue, OH

The objective of Lendersa® is to quickly find you the most favorable USDA or FHA loan options without hassle. Choose one of three pathways to connect with suitable lenders and USDA loan plans.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

A USDA home loan is guaranteed by the Department of Agriculture, commonly known as a USDA rural development loan. These loans are available only in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Bellevue Lenders

  • The First National Bank of Bellevue
  • 120 North Street, Bellevue, OH, 44811
  • Lends in Ohio
  • First National Bank has been providing financial services to its local market area since 1875 & is based in Bellevue, Ohio. We believe that by banking locally with your Community Bank, you can make a difference in the lives of your neighbors & the future of your Community. Enjoy the benefits of a Community Bank including superior customer service.

  • Firelands Federal Credit Union
  • 300 North Street, Bellevue, OH, 44811
  • Lends in Ohio
  • Firelands Federal Credit Union had its humble beginnings at the railroad in 1955, when seven Nickel Plate employees joined together to form a financial savings club. Each of them put in $5-$10 and they applied for a charter from the federal government. Chartered in 1957, Firelands Federal Credit Union presently serves over 35,000 members.

  • Impact Credit Union
  • 1455 W. McPherson Hwy., Clyde, OH, 43410
  • Lends in Ohio
  • Impact Credit Union is to help YOU, our member-owners, to manage your financial lives while running a stable credit union by: choosing always to do what is right, caring about your needs, providing financial education, quality products and services that benefit you because we are the stewards of your credit union – and it is your money.

  • HomeFund USA
  • 4106 Maple Avenue, Castalia, OH, 44824
  • Lends in Ohio
  • HomeFund USA is a veteran-owned private hard money lender serving Ohio real estate investors - Akron, Canton, Cleveland, Columbus, Youngstown and statewide. Fast, low-doc fix-and-flip and BRRRR financing up to 70% of ARV, from $50,000 to $500,000, covering purchase and rehab. Business-purpose loans on non-owner-occupied property. Built by investors, for investors. Submit your deal at homefundusa.com/apply.

  • Erie Community Federal Credit Union
  • 1109 E Strub Road, Sandusky, OH, 44870
  • Lends in Ohio
  • Erie Community FCU, a federally insured credit union that was founded in 1958. We are a full-service, not-for-profit financial institution owned by its members. If you have a family member (spouse, sister, uncle, nephew, grandparent, etc.) who is already a member of the credit union, you qualify to join as well, regardless if you live, work, or wor

  • Civista Bank
  • 100 E. Water Street, Sandusky, OH, 44870
  • Lends in Ohio
  • Since 1884 Civista Bank has provided financial solutions to generations of businesses, families and individuals. We're committed to developing life-long relationships built on trust, expertise, and exceptional service.

    As a $3.0 billion organization, our financial resources and commitment to be the community's trusted financial advisor

  • VacationLand Federal Credit Union
  • 2409 E Perkins Ave, Sandusky, OH, 44870
  • Lends in Ohio
  • VacationLand Federal Credit Union is much more than a place for banking. We live and work in northern Ohio, and we’re dedicated to helping our members and our communities prosper and thrive. Every member of VacationLand Federal Credit Union is part of our family. We care about you and your well-being instead of the bottom line

  • Cummings Mortgage Service
  • 2609 Columbus Avenue, Sandusky, OH, 44870
  • Lends in Ohio
  • "We specialize in residential mortgages. We offer Conventional, FHA, VA, First Time Homebuyers, Reverse Mortgages, Rural Development, and nonconforming mortgages with a focus on service and low costs. All loans are processed in our office.
    We are HUD approved and the first licensed mortgage broker in the State of Ohio."

  • Fremont Federal Credit Union
  • 315 Croghan Street, Fremont, OH, 43420
  • Lends in Ohio
  • The Fremont Federal Credit Union's purpose is to provide our members with the best service while offering a full range of financial services at a fair and reasonable cost. Credit Union business will be carried out in a professional image of honesty, integrity, and confidentiality at all times.