USDA Vs. FHA Pro and Con comparison in Bellevue, Huron County, OH

For 2025, the USDA loan limit in Bellevue, located in the county of Huron, OH, is $336,500, whereas the FHA limit for a single-family home is $472,030.

The Lendersa® USDA loan calculator helps you compare today's USDA and FHA rates, determining the expected income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage tool presents USDA, FHA, Conforming, and VA programs side by side, guiding you to select the best option for your financial needs, especially in areas like .

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2025 Loan Limits and Down Payment Requirements in Bellevue, Huron County, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Bellevue, OH

The objective of Lendersa® is to quickly find you the most favorable USDA or FHA loan options without hassle. Choose one of three pathways to connect with suitable lenders and USDA loan plans.

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Understanding USDA Loans in OH

A USDA home loan is guaranteed by the Department of Agriculture, commonly known as a USDA rural development loan. These loans are available only in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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