USDA Vs. FHA Pro and Con comparison in South-Lebanon, Warren County, OH
In 2026, the USDA loan limit for South-Lebanon, located in the county of Warren, OH, is $285,000. On the other hand, the FHA loan limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to differentiate today's USDA and FHA rates. Evaluate the necessary income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the program that aligns best with your financial situation in .
2026 Loan Limits and Down Payment Requirements in South-Lebanon, County of Warren, OH
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Evaluating USDA and FHA Loan Options in South-Lebanon, OH
The goal of Lendersa® is to seamlessly secure the best USDA or FHA loan for you. Choose from three options that link you to compatible lenders and USDA loan programs.
A USDA home loan is a government-guaranteed loan through the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, no down payment is necessary for USDA mortgages.
Peoples First Savings Bank, believed to be the oldest local company in Mason, OH, is a rock solid, full-service banking institution serving residents and businesses in Warren County, as well as neighboring Hamilton and Butler counties, Ohio. Founded in 1909 as a mutual savings and loan, we continue to be supported by local business and community le
Trust Federal Credit Union. In 2002, our current membership base was further expanded to include Sunglass Hut. In 2004, the National Credit Union Administration granted Members Trust a charter expansion to include associates from Cole National. This new group included associates from Pearle Vision, Target Optical, BJ’s Optical, Sears Optical
Serving customers and communities in Southwest and Central Ohio since 1877, LCNB National Bank has a long tradition and respected reputation for building strong relationships with our customers and the communities in which we support and do business. Whether it is personal or business banking, lending services, trust or investment services you need
1st National Bank is a community bank serving Southwestern Ohio. We offer competitive banking services to fulfill the needs of our community in a friendly, courteous fashion and provide the most convenient banking tools available. It's just how we think about banking and customers
At Union Savings Bank, we believe that buying a home should be affordable for all of our neighbors.
Providing a high-quality home mortgage lending and servicing experience is at the root of everything we do. It’s the reason we are the #1 mortgage lender in the communities we serve. We funded more than $6.2 billion
Emery Federal Credit Union is a full service financial cooperative, dedicated to serving its Members. We’re a fast growing, progressive Credit Union that offers Members a full range of banking products and services, including deposit accounts, loan products/services, and commercial services.
7870 E Kemper Road, Suite 280, Cincinnati, OH, 45249
Lends in Ohio
Rapid Mortgage is a Cincinnati area owned and operated mortgage lender offering competitive rates in a wide range of loan products such as Conventional, FHA, VA and USDA Rural Development. Whether you are a 1st-time homebuyer or a seasoned veteran, A+ credit or in need of some credit assistance, we have programs for borrowers of all types.
Middletown Teachers Credit Union. The purpose of the credit union was to give employees of the school system and their families an efficient place to do banking. Today, only our name has changed. We are committed to providing our members with efficient, quality service. We are a small credit union, and we like it that way.
8763 Union Centre Boulevard, West Chester, OH, 45069
Lends in Ohio
Kemba provides all of the services, products and resources of a bank. So you can save with us, borrow from us, invest through us. All with the same sense of security and stability you expect from a financial institution. But the reason to come to Kemba isn't because of the things we do like a bank, it's because of the things we do differently.
