USDA Vs. FHA Pro and Con comparison in Mason, Warren County, OH

In 2025, the USDA loan limit in Mason, situated within the county of Warren, OH, is $336,500. Meanwhile, the FHA limit for a single-family residence stands at $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today’s USDA against FHA best rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side to aid in finding the most suitable program in Alabama for your financial situation.

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2025 Loan Limits and Down Payment Details in Mason, Warren, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Mason, OH

The objective of Lendersa® is to quickly connect you with the best possible USDA or FHA loans without any hassle. Select from one of three starting points to match with lenders and access USDA loan programs efficiently.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

A USDA home loan, endorsed by the Department of Agriculture, also called a USDA rural development loan or mortgage, is exclusively offered in rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American Trust & Savings Bank
  • 309 McKinley Avenue, Lowden, IA, 52255
  • American Trust & Savings Bank is a bank with operations in one state. American Trust & Savings Bank offers numerous mortgage programs including conventional, FHA, FHA 203(k), VA, USDA and construction mortgages. American Trust & Savings Bank is a FREEandCLEAR Certified Gold Low Rate Lender and Technology All Star.
  • RVA Financial Credit Union
  • 1700 Robin Hood Road, Richmond, VA, 23220
  • RVA Financial was organized on August 23, 1950 as the Richmond, Virginia Municipal Federal Credit Union to provide financial services to employees of the City of Richmond. The National Credit Union Administration approved the charter the following month, and the first membership meeting was held on September 14, 1950.
  • Richmond Virginia Fire Police Credit Union
  • 900 Hermitage Road, Richmond, VA, 23220
  • The Richmond Virginia Fire Police Credit Union, Inc. is sponsored by the City of Richmond, Virginia's Department of Fire and Emergency Services, Police Department and its affiliates. We are a member-owned, not-for-profit financial cooperative. Our mission is to serve the most precious commodity which is our members and their families.
  • Credit Union of Richmond
  • 1601 Ownby Lane, Richmond, VA, 23220
  • Credit Union of Richmond, Virginia’s longest continuously running credit union. We are a member-owned financial cooperative that is dedicated to building members dreams by offering quality personalized services that go above and beyond to fulfill your financial needs. Every member has different financial needs.
  • Liberty Mortgage Corporation
  • 2501 Monument Ave, Richmond, VA, 23220
  • Liberty Mortgage has been serving the Richmond community with mortgage lending options and superior customer service from experienced local experts. Located in the heart of the fan district in the Branch Museum of Architecture, Liberty Mortgage is one of the only remaining independent mortgage brokers in the city.
  • Interior Federal Credit Union
  • 1849 C Street NW, Room B038, Washington, DC, 20240
  • Interior Federal Credit Union has been the financial solution serving employees, volunteers, and the families of the Department of Interior since 1935. We provide financial wellness through our commitment to customer service and a dedication to provide world-class products and services from banking, lending, insurance, and investments.
  • IDB Global Federal Credit Union
  • 1300 New York Avenue NW, Washington, DC, 20577
  • The IDB Global Federal Credit Union is a not-for-profit, financial service cooperative owned by over 11, 000 members and sponsored by the Inter-American Development Bank community (IDB and IDB Invest and From our humble beginnings over 60 years ago, we have worked steadily together with members.
  • HUD Federal Credit Union
  • 451 7th Street SW, Suite 3241, Washington, DC, 20410
  • HUD Federal Credit Union (HUDFCU) is a not-for-profit financial cooperative headquartered in D.C. with current assets of just under $50 million and over 5, 600 members. Having supported the employees and families of those who work for the common purpose of Housing and Urban Development since 1936.
  • GSA Federal Credit Union
  • 1800 F Street NW, Room 1211, Washington, DC, 20405
  • GSA Federal Credit Union offers a different approach to banking. After our expenses are met, we return profits to our member/owners in the form of higher savings rates, lower loan rates and minimal fees Our Mission To provide financial services that promote the wise use of money To be a benefit of employment
  • Department of Labor Federal Credit Union
  • 2 Massachusetts Avenue NE, Room 2665, Washington, DC, 20212
  • Welcome to DOLFCU, chartered in 1935 and to provide a full range of financial services to its members. We're a member-owned financial institution, serving employees and retirees of the U.S. Department of Labor and their families and many other eligible organizations. DOLFCU - Convenience. Trust. Security.
  • Department of Commerce FCU
  • 1401 Constitution Avenue NW, Washington, DC, 20230
  • At the Department of Commerce Federal Credit Union (DOCFCU), we’ve been serving the best interests of our members for nearly 100 years. Our nation and the world as a whole has changed monumentally since our founding, but we remain true to our goal of serving all of our members well, including those of modest means.
  • Census Federal Credit Union
  • 4600 Silver Hill Road, Washington, DC, 20233
  • The Census Federal Credit Union was established in 1948 to provide financial services to the employees of the Census Bureau. As a member, you share in the ownership of a full service financial institution and being an owner makes a difference.Your ownership entitles you to vote for the individuals who serve on the Credit Union’s Board of Directors