USDA Loan Vs. FHA loan for Springboro, OH [Warren County ]

In 2026, the USDA loan limit in Springboro, located within Warren county, OH, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top rates for USDA versus FHA, and assess income, credit, reserves, and document requirements needed to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, guiding you to decide which program fits your financial scenario best in .

Exploring USDA and FHA Loan Choices in Springboro, OH

The aim of Lendersa® is to swiftly arrange the optimal USDA or FHA loan without inconvenience. Choose one of the three methods to discover lenders and USDA program options.

Understanding USDA Loans in OH

The USDA home loan, secured by the Department of Agriculture—often called a USDA rural development loan or mortgage—is available solely in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA mortgage loans need no down payment, appealing to qualifying rural buyers.

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Springboro Lenders
(877) 743-1200 Lender's profile and map Franklin Mortgage Solutions 10 Fairway Dr, Springboro, OH, 45066 Lends in Ohio Headquartered in Springboro, Ohio, Franklin Mortgage Solutions specializes in mortgage refinance and home loans throughout the states of Alabama, Arkansas, Florida, Kentucky, Ohio, South Carolina, & Tennessee. Franklin Mortgage Solutions is a local mortgage broker offering a wide variety of home loan programs.
(937) 748-5750 Lender's profile and map Kentwood Mortgage, Inc. 610 N. Main Street, Springboro, OH, 45066 Lends in Ohio Kentwood Mortgage, Inc our Goal is people's dreams come true and that makes us very proud. We're proud each time we lend someone the money they need, especially if they've been turned away by another lender. We're proud knowing that our Home Equity loans have allowed a child to go to college or a beloved home to be improved.
(513) 420-8640 Lender's profile and map MyUSA Credit Union 3600 Towne Boulevard, Middletown, OH, 45005 Lends in Ohio The mission of MyUSA Credit Union is to assist member-owners in gaining personal financial success by providing and promoting the use of financial services that feature benefits and advantages over those available from other competitive sources. MyUSA Credit Union is an equal opportunity employer and service provider.
(513) 420-5179 Lender's profile and map Atrium Credit Union 6051 Market Avenue, Suite C, Franklin, OH, 45005 Lends in Ohio Atrium Credit Union is a not-for-profit financial coop offering financial services to their membership. Joining the credit union will allow you to access savings, loans, and much more. Atrium CU offers the following services to credit union members. Services available may vary at individual locations.
(937) 660-4106 Lender's profile and map Northern Mortgage 105552 Success Ln, Suite H, Dayton, OH, 45458 Lends in Ohio Northern Mortgage Services (Dayton Group) is a local mortgage company that supports our community. We strive to provide the best client experience through knowledge, customer service, and product. Northern Mortgage Services: Bill Hudson has been in this business locally for 20 years.
(513) 932-1414 Lender's profile and map Columbus First Bank 2 N. Broadway, Lebanon, OH, 45036 Lends in Ohio Serving customers and communities in Southwest and Central Ohio since 1877, LCNB National Bank has a long tradition and respected reputation for building strong relationships with our customers and the communities in which we support and do business. Whether it is personal or business banking, lending services, trust or investment services you need
(513) 932-3221 Lender's profile and map 1st National Bank 1160 E Main St, Lebanon, OH, 45036 Lends in Ohio 1st National Bank is a community bank serving Southwestern Ohio. We offer competitive banking services to fulfill the needs of our community in a friendly, courteous fashion and provide the most convenient banking tools available. It's just how we think about banking and customers
(937) 866-2455 Lender's profile and map Farmers & Merchants Bank 41 South First Street, Miamisburg, OH, 45342 Lends in Ohio Farmers & Merchants Bank was founded in 1923 by a small group of Miamisburg business professionals whose philosophy was to establish a financial institution to provide basic banking services in a friendly and courteous manner. Its market was the residents and the small businesses who were often ignored by the area's larger banks.
(937) 859-6260 Lender's profile and map River Valley Credit Union 505 Earl Boulevard, Miamisburg, OH, 45342 Lends in Ohio River Valley Credit Union has been serving the Greater Miami Valley region for 70 years with state-of-the-art banking & loan services. As a community-chartered credit union, membership is open to anyone in Southwest Ohio who lives, works or attends school in one of these counties: Montgomery, Greene, Butler, Warren, Preble, Clark or Miami.