USDA Vs. FHA your options comparison in Franklin, Warren County, OH
For 2026, the USDA loan limit in Franklin, within Warren County, OH, is determined to be $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.
Explore the Lendersa® USDA loan calculator to assess the best rates available today comparing USDA versus FHA. It helps identify the income, credit, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator shows USDA, FHA, Conforming, and VA options side by side to aid in deciding which program is ideal for your financial situation in .
Loan Limits and Downpayment Specifications for 2026 in Franklin, Warren County, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Franklin, OH
The mission of Lendersa® is to secure the most suitable USDA or FHA loan for you, efficiently and smoothly. Choose one of three initial pathways that connect you with appropriate lenders and USDA loan opportunities.
A USDA home loan is backed by the Department of Agriculture. Known as the USDA rural development loan or USDA mortgage, it is offered solely in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage needs no down payment.
The mission of MyUSA Credit Union is to assist member-owners in gaining personal financial success by providing and promoting the use of financial services that feature benefits and advantages over those available from other competitive sources. MyUSA Credit Union is an equal opportunity employer and service provider.
Atrium Credit Union is a not-for-profit financial coop offering financial services to their membership. Joining the credit union will allow you to access savings, loans, and much more. Atrium CU offers the following services to credit union members. Services available may vary at individual locations.
Headquartered in Springboro, Ohio, Franklin Mortgage Solutions specializes in mortgage refinance and home loans throughout the states of Alabama, Arkansas, Florida, Kentucky, Ohio, South Carolina, & Tennessee. Franklin Mortgage Solutions is a local mortgage broker offering a wide variety of home loan programs.
Kentwood Mortgage, Inc our Goal is people's dreams come true and that makes us very proud. We're proud each time we lend someone the money they need, especially if they've been turned away by another lender. We're proud knowing that our Home Equity loans have allowed a child to go to college or a beloved home to be improved.
Middletown Teachers Credit Union. The purpose of the credit union was to give employees of the school system and their families an efficient place to do banking. Today, only our name has changed. We are committed to providing our members with efficient, quality service. We are a small credit union, and we like it that way.
Sorg Bay West Federal Credit Union Web Site. The Sorg Bay West FCU offers a full range of financial services. We are member owned, which means we can offer savings with more services, and more advantages to our members. Whether you are looking for a loan, checking account, savings
BHFCU is owned and governed by its members. Members exercise their democratic control of the credit union by attending the credit union's annual meeting and electing the Board of Directors from amoung their number. The Board's function is to provide general direction and control of the affairs of the credit union
1081 North University Boulevard, Suite C, Middletown, OH, 45042
Lends in Ohio
ACF Home Loans, a professional mortgage company specializing in residential mortgages.ACF Home Loans, we will find a loan that fits each borrower.Unlike big banks that have order takers helping you with your loan, we have highly skilled & trained loan consultants.Our consultants know what it takes to get through underwriting quickly & efficiently.
Serving customers and communities in Southwest and Central Ohio since 1877, LCNB National Bank has a long tradition and respected reputation for building strong relationships with our customers and the communities in which we support and do business. Whether it is personal or business banking, lending services, trust or investment services you need
