USDA Vs. FHA your options comparison in Franklin, Warren County, OH

For 2025, the USDA loan limit in Franklin, within Warren County, OH, is determined to be $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.

Explore the Lendersa® USDA loan calculator to assess the best rates available today comparing USDA versus FHA. It helps identify the income, credit, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator shows USDA, FHA, Conforming, and VA options side by side to aid in deciding which program is ideal for your financial situation in .

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Loan Limits and Downpayment Specifications for 2025 in Franklin, Warren County, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Franklin, OH

The mission of Lendersa® is to secure the most suitable USDA or FHA loan for you, efficiently and smoothly. Choose one of three initial pathways that connect you with appropriate lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

A USDA home loan is backed by the Department of Agriculture. Known as the USDA rural development loan or USDA mortgage, it is offered solely in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage needs no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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