USDA Loan Vs. FHA loan pro & con Miamisburg, Montgomery County, OH

In 2025, USDA loan limit in Miamisburg, county of Montgomery, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Miamisburg, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(855) 391-3290 Lender's profile and map Reviews National Asset Mtg Servicing 4350 St. Andrews Rd, Suite F, Columbia, SC, 29210 NAM is a leader in the non-QM origination & servicing industry. Whether you are a lender in need of licensed originators to assist with compliant underwriting or a licensed servicing partner for your loans, National Asset Mortgage is able to assist you. NAM is one of the most experienced low-balance, high-touch, complex servicing/subservicing firms
(573) 364-5202 Lender's profile and map Reviews Phelps County Bank 718 North Pine Street, Rolla, MO, 65401 Phelps County Bank is 100% owned by our employees through an Employee Stock Ownership Plan (ESOP). Our mission is to build relationships with purpose, integrity, and fairness through a commitment to teamwork, education, and growth - believing that contributions of time, talents, and service lead to a better community for all.
(573) 308-3113 Lender's profile and map Reviews Riverways Federal Credit Union 1012 Forum Drive, Rolla, MO, 65401 Riverways Federal Credit Union, you’ll have access to all the same services you would use at other financial institutions. The difference is that at Riverways Federal Credit Union, you’ll get a better deal, and you’ll receive better service and also We enjoy helping our members grow financially and work towards their long term goals.
(573) 336-2076 Lender's profile and map Reviews Citizens Bank of the Midwest 1515 Martin Springs Drive, Rolla, MO, 65401 Citizens Bank of the Midwest is a locally owned bank that is dedicated to building the communities we call home. We are committed to providing the best personalized service for all your financial needs. Stop by any of our three convenient locations and speak to our knowledgeable staff to start banking with us today.
(573) 364-5626 Lender's profile and map Reviews Mortgage Store, LLC 11130 Twitty Drive, Suite 120, Rolla, MO, 65401 "We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process. We understand that you have many mortgage consultant options and are prepared to earn your long term trust. We are confident that you will quickly see how commited"
(717) 568-8488 Lender's profile and map Reviews Jonestown Bank & Trust Co. 670 Furnance Hills Pike, Lititz, PA, 17543 Jonestown Bank & Trust Co. (JBT) is a Community Bank with 13 locations serving Lebanon, Northern Lancaster and Berks Counties and surrounding communities. JBT was founded in 1873 and currently has over $657 million dollars in assets. We have been recognized as a top community bank by U.S.
(563) 928-6425 Lender's profile and map Reviews Community Savings Bank 101 E Union, Edgewood, IA, 52042 Community Savings Bank is a FDIC state chartered community bank, established in 1910. We are a locally owned and operated bank chartered in Edgewood, Iowa with over 500 million in assets. Currently, Community Savings Bank has 10 convenient locations throughout Clayton, Delaware, Dubuque, and Linn counties.
(410) 676-5700 Lender's profile and map Reviews Freedom Federal Credit Union 2019 Emmorton Road, Bel Air, MD, 21015 Freedom Federal Credit Union is a federally-insured, community-chartered credit union serving members who live, work, worship, volunteer, or go to school in Harford County, Maryland, and their families, as well as businesses operating in the county. Freedom’s mission is to be a trusted partner by creating a culture of people helping people.
(607) 734-7144 Lender's profile and map Reviews Solutions Credit Union 907 Broadway Avenue, Elmira, NY, 14904 Solutions Credit Union is a member-owned, not for profit financial institution that has served Elmira, Southport, Ashland and the surrounding communities since 1952. Today, with a commitment to serving our members, we have established $36 million dollars in assets as we continue to grow.
(585) 454-4580 Lender's profile and map Reviews WIT Federal Credit Union 22 4th Street, Rochester, NY, 14609 Since our founding in 1962 we have been there for our members through every stage of their lives. Whether starting out with a credit builder loan, student loan, first car… or if moving on to that new car, a Recreational Vehicle for fun, or a home mortgage, WIT has been and will be, here for you.