USDA Vs. FHA Pro and Con comparison in Miamisburg, Montgomery County, OH

In 2025, the USDA loan limit in Miamisburg, Montgomery county, OH is $336,500, whereas the FHA limit is $472,030 for a single-family home.

Utilize the Lendersa® USDA loan calculator to explore today's best USDA and FHA rates. Determine the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side, aiding your decision for the ideal program in Alabama.

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Loan Limits and Down Payments for 2025 in Miamisburg, Montgomery, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Miamisburg, OH

Lendersa® is dedicated to swiftly finding you the best USDA or FHA loans without hassle. Choose one of three pathways to connect with lenders and examine USDA loan programs suitable for your needs.

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Defining USDA Loans in OH

The USDA home loan is a government-backed mortgage provided by the Department of Agriculture, known also as a USDA rural development loan or mortgage, and is only available in rural zones. In contrast to FHA loans requiring a minimum down payment of 3.5%, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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