USDA and FHA Pro and Con in Miamisburg, Montgomery County, OH

In 2026, the USDA loan limit in Miamisburg, Montgomery county, OH is $336,500, whereas the FHA limit is $472,030 for a single-family home.

Utilize the Lendersa® USDA loan calculator to explore today's best USDA and FHA rates. Determine the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side, aiding your decision for the ideal program in Alabama.

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Loan Limits and Down Payments for 2026 in Miamisburg, Montgomery, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Miamisburg, OH

Lendersa® is dedicated to swiftly finding you the best USDA or FHA loans without hassle. Choose one of three pathways to connect with lenders and examine USDA loan programs suitable for your needs.

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Defining USDA Loans in OH

The USDA home loan is a government-backed mortgage provided by the Department of Agriculture, known also as a USDA rural development loan or mortgage, and is only available in rural zones. In contrast to FHA loans requiring a minimum down payment of 3.5%, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Cardinal Financial Inc
  • 1299 Gilpin Street, Denver, CO, 80218
  • Cardinal Financial makes many kinds of short term real estate loans secured by property in Colorado. Loans include purchases of income property, fix and flip loans loans to LLCs, corporations, trusts and other entities as well as loans to settle estates and auction bidding loans. We can commit to a loan.

  • Porter Federal Credit Union
  • 850 E Harvard Ave, Suite G-45, Denver, CO, 80210
  • Porter Federal Credit Union serves the employees of Centura Health – we are located on the campus of Porter Adventist Hospital in Denver. Our office is located in the Harvard Park West medical building behind Porter Adventist Hospital at: 850 E Harvard Ave G-45, Denver, CO 80210.

  • Move Up Mortgage, LLC
  • 1221 S Clarkson, Suite 430, Denver, CO, 80210
  • We are committed to providing customized mortgage products and services that are tailored to meet your individual needs. Our loan experts are committed to guiding you to the right loan to help you reach your financial goals with integrity and professionalism.

    Move Up Mortgage NMLS #2016625. All Rights Reserved

  • Aslan Home Lending Corporation
  • 1777 South Harrison Street, Suite 903, Denver, CO, 80210
  • Our goal is simple To help every family we serve get to “Yes.” Yes to the loan that unlocks the joy of home ownership. Yes to the lending solutions that meet every client’s unique needs and wants. That’s why we dedicate our every resource to serve as your personal guide through the lending process, solving problems, building confidence.

  • NexHome Lending
  • 1174 South York Street, Denver, CO, 80210
  • NEXHome Lending Offers a wide array of programs and options to meet your Home Financing needs. With over 30 years of experience in all facets of Residential Home Lending you can be assured of great advice and service Jim Van Buskirk is President of the NEXHome Lending A Mortgage Company

  • Downs Financial Inc
  • 1159 South Clayton Street, Denver, CO, 80210
  • We are a Colorado mortgage company approved in multiple states to originate home loan programs like mortgage refinancing, home purchase and home equity mortgages. We recognize the importance of a long term relationship and to help foster such a relationship, we provide our customers with a “Low Rate Guarantee.

  • Lake Dillon Mortgage Services Inc
  • 3801 East Florida Avenue, Suite 630, Denver, CO, 80210
  • We are a full service residential first mortgage lender offering solutions custom tailored to the individual needs of a borrower. We pride ourselves on personal service and we are ready to create your custom mortgage solution today. We are experienced in dealing with the borrower and realtor through every step of the process to ensure

  • Table Mountain Mortgage
  • 5147 E. Weaver Pl, Centennial, CO, 80121
  • "Table Mountain Mortgage is a Colorado owned mortgage company established in 2001. Our goal is to provide our clients with the support and personal attention they deserve.

    We are a full service, licensed company that specializes in all your mortgage needs. Greg Sutherland, President of Table Mountain Mortgage worked"

  • Equity Edge Realty
  • 121 S Tejon Street, Suite 900, Colorado Springs, CO, 80903
  • Equity Edge Realty is built on a foundation of teamwork & dependability in order to help you achieve your dream of owning Colorado real estate. I am focused on providing a personalized home buying experience as you search for homes for sale in Colorado Springs, Denver & the surrounding areas. To Equity Edge Realty, you will never just be a number.

  • SpotOn Financial
  • 525 North Cascade Avenue, Colorado Springs, CO, 80903
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    We offer cash flow loans, asset based loans, commercial real estate finacing, and investor fix and flip loans.