As of 2026, a USDA loan limit for a single-family residence in Toronto, Jefferson county, OH, is set at $336,500, whereas the FHA limit for the same type of home is $472,030.
Utilize the Lendersa® USDA loan calculator to analyze today's top USDA versus FHA rates. Evaluate the needed income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to efficiently securing the optimal USDA or FHA loan for you without hassle. Opt for one of three methods that link you to matching lenders and USDA loan programs.
The USDA home loan, sometimes referred to as the USDA rural development loan or USDA mortgage, is a government-backed loan issued by the Department of Agriculture. Only available in rural locales, it stands apart from FHA loans by requiring no down payment, whereas FHA loans necessitate a minimum down payment of 3.5%.
Enter your location to find out if it qualifies for USDA rural housing loan?
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