USDA Vs. FHA Pro and Con comparison in Steubenville, Jefferson County, OH

In 2025, the USDA loan limit for Steubenville, situated in Jefferson county, OH, is $336,500. In contrast, the FHA cap for a single-family home is $472,030.

With the Lendersa® USDA loan calculator, you can evaluate today's top rates for USDA versus FHA loans, checking required income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA side by side, helping you select the ideal program for your financial situation in .

Review offers from 100 lenders

2025 Loan Limits and Downpayment Requirements for Steubenville, County of Jefferson, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discovering USDA and FHA Loan Options in Steubenville, OH

Lendersa® aims to connect you with the best USDA or FHA loan quickly and effectively. Choose one of three pathways to link with lenders and explore USDA loan programs.

Lendersa USDA loan request and results

What is a USDA Loan in OH?

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require none, benefiting eligible rural buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Heritage Financial Corporation
  • 3478 Kennedy Blvd, Jersey City, NJ, 07307
  • Heritage Financial Corp. has helped hundreds of families achieve their dreams of homeownership. Our team lives in the same communities we serve, understanding the in-depth challenges faced by families and individuals. From residential to commercial financing our team has the experience and expertise to be true partners to our clients.
  • Freedom Bank
  • 99 West Essex Street, 2nd Floor, Maywood, NJ, 07607
  • Freedom Bank is an independent, full-service commercial bank that's committed to providing individuals and businesses with ways to achieve their financial goals. From checking and IOLTA accounts to CDs and low-cost loans, we have it all! We are dedicated to high-tech delivery of competitive products,
  • CLASSIC MORTGAGE, L.L.C.
  • 25 E Spring Vall9y Ave, Suite 205, Maywood, NJ, 07607
  • Classic Mortgage, LLC specializes in all types of mortgage loans including: FHA , VA , New Construction and traditional loans. Established over 16 years ago, Classic Mortgage a New Jersey Mortgage Firm has become one of the fastest growing residential lenders in the northeast.A full service mortgage banker licensed in New Jersey, New York,
  • ABNB Federal Credit Union
  • 830 Greenbrier Circle, Chesapeake, VA, 23320
  • ABNB Federal Credit Union celebrating over 62 years of serving members. As a member owned financial institution, we’ve grown to over 78, 000 members, have over $780 million in assets, and are a regional financial institution serving members in Greater Hampton Roads and Northeastern North Carolina through the Outer Banks.
  • Reverse Mortgage.Pro
  • 1512 Technology Drive, Suite 103, Chesapeake, VA, 23320
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Tidewater Home Funding, LLC
  • 1108 Eden Way North, Chesapeake, VA, 23320
  • Tidewater Home Funding, LLC has been helping neighbors across Hampton Roads and Northeast North Carolina realize the dream of homeownership. Processing, underwriting, loan closing, and funding functions are local and performed in-house enabling our team to provide the utmost in customer service.
  • Atlantic Financial Services
  • 2147 Old Greenbrier Rd, Suite A, Chesapeake, VA, 23320
  • Atlantic Financial Services is a family-owned company that has provided traditional installment lending for more than 20 years. Burnie Staples is the founder and President of Atlantic Financial Services. We are committed to valuing and enriching our customers and employees and being a leader in innovation and technology.
  • Mortgage Now Inc.
  • 1161 Broad St #212, Shrewsbury, NJ, 07702
  • Mortgage Now Inc. , where we specialize in residential mortgages. At Mortgage Now Inc. , we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Midwest Family Federal Credit Union
  • 2832 Willowcreek Road, Portage, IN, 46368
  • Midwest Family Federal Credit Union came to be as a result of employees of Midwest Steel looking for convenient ways to do their banking. This vision came to life thanks to George Paulsen and Mel Edwards along with Rudy Geissler, Oscar Klements, Harry Jones, Robert Malis, and Robert Hale.
  • GESB Sheet Metal Workers Federal Credit Union
  • 6450 Ameriplex Drive, Portage, IN, 46368
  • GESB Sheet Metal Workers Federal Credit Union has serviced its members and their families since 1960. We continue to offer very competitive rates and unique services to meet the needs of our members. Membership in the Credit Union is open to anyone working at any of our select employee groups and their immediate family members.
  • NKC Lending Group
  • 344 Grove St Suite 218, Jersey City, NJ, 07302
  • We Close On Time.
  • BLVD Real Estate
  • 372 Pacific Ave, Jersey City, NJ, 07302
  • BLVD Realty Group is the premier luxury and commercial real estate firm in Jersey City. We specialize in providing our clients with the Boutique look and feel coupled with a very strong team of professionals. With the tools and technology used by only the large commercial firms, BLVD Realty Group creates a unique model.