USDA Loan Vs. FHA loan for Versailles, OH 2025

In 2025, USDA loan limit in Versailles, county of Darke, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Versailles, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(765) 935-5222 Lender's profile and map Reviews Wayne Bank 145 W Main St, Cambridge City, IN, 47327 Founded in 1882, Wayne Bank and Trust Co. is a well-established, reputable community bank, serving Wayne County, Indiana for over 130 years. As Indiana’s oldest family owned bank, Wayne Bank has successfully served its clientele for over a century by maintaining the core values of providing the finest personal banking services,
(937) 558-9070 Lender's profile and map Reviews KH Credit Union 7740 Paragon Road, Dayton, OH, 45459 At KH Credit Union, we do the same by taking care of the financial needs of our members; the healthcare professionals of Kettering Health and their families. We are committed to providing the best possible service, efficiently and inexpensively. KH Credit Union is a not-for-profit financial institution.
(765) 284-1015 Lender's profile and map Reviews Thrive Credit Union 4501 South Delaware Drive, Muncie, IN, 47302 Thrive Credit Union was founded in 1940 by the employees of Delco Battery. These employees joined together to establish a financial service dedicated to serving the hard working, faithful employees of Delco Battery and their families. Over the past 81 years, Thrive Credit Union has been a part of the Delaware County community.
(765) 284-3471 Lender's profile and map Reviews First County Federal Credit Union 1100 W 11th Street, Muncie, IN, 47302 First County Federal Credit Union in Muncie, Indiana is where free checking still rules and loan deals run wild. With physical branches on Muncie's diverse south and east sides, First County FCU provides real help for real people.Membership is open to anyone who lives, works, goes to church or goes to school in Delaware County, Indiana. And members
(260) 724-1338 Lender's profile and map Reviews Central Soya Federal Credit Union 1200 N 2nd Street, Decatur, IN, 46733 Central Soya FCU has served its members and their families since 1940. We continue to offer very competitive and unique services to meet the needs of our members.We also offer full family membership opportunities and lifetime membership regardless of your employment change (once a member, always a member).
(937) 767-7377 Lender's profile and map Reviews YS Federal Credit Union 217 Xenia Avenue, Yellow Springs, OH, 45387 Since 1948, YSCU has been serving members with the highest quality, easy-access financial services. We provide a complete line of efficient, cost-effective financial services and tools to meet the speed and need of your life. As a not-for-profit cooperative, owned and operated by our members,
(513) 726-6471 Lender's profile and map Reviews Somerville Bank 197 South Main, Somerville, OH, 45064 Our Mission is to Be a low-cost provider of financial products and services. Provide our shareholders with an above average return on their investments while managing a well-capitalized local bank. Provide a place of quality employment where employees are treated with dignity and respect.
(419) 286-2527 Lender's profile and map Reviews The Fort Jennings State Bank 120 North Water St., Fort Jennings, OH, 45844 Leo J Wildenhaus was a teacher at Fort Jennings High School in Fort Jennings, Ohio, when he decided to pursue a career as a banker. He began working at a Coldwater Bank to learn the trade. In 1915 he started a bank in Darke County, Ohio, which was named Osgood State Bank, which remains in existence today.
(513) 422-8697 Lender's profile and map Reviews Sorg Bay West FCU 400 North Broad Street, Middletown, OH, 45042 Sorg Bay West Federal Credit Union Web Site. The Sorg Bay West FCU offers a full range of financial services. We are member owned, which means we can offer savings with more services, and more advantages to our members. Whether you are looking for a loan, checking account, savings
(513) 423-2921 Lender's profile and map Reviews Butler Heritage Federal Credit Union 660 N University Boulevard, Middletown, OH, 45042 BHFCU is owned and governed by its members. Members exercise their democratic control of the credit union by attending the credit union's annual meeting and electing the Board of Directors from amoung their number. The Board's function is to provide general direction and control of the affairs of the credit union
(513) 544-8391 Lender's profile and map Reviews ACF Home Loans LLC 1081 North University Boulevard, Suite C, Middletown, OH, 45042 ACF Home Loans, a professional mortgage company specializing in residential mortgages.ACF Home Loans, we will find a loan that fits each borrower.Unlike big banks that have order takers helping you with your loan, we have highly skilled & trained loan consultants.Our consultants know what it takes to get through underwriting quickly & efficiently.
(937) 660-4106 Lender's profile and map Reviews Northern Mortgage 105552 Success Ln, Suite H, Dayton, OH, 45458 Northern Mortgage Services (Dayton Group) is a local mortgage company that supports our community. We strive to provide the best client experience through knowledge, customer service, and product. Northern Mortgage Services: Bill Hudson has been in this business locally for 20 years.