In 2026, the USDA loan limit for Versailles in Darke, OH, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates, and ascertain the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding your decision-making on the optimal program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conforming | $726,200 | 3% |
Lendersa® aims to efficiently secure the best USDA or FHA loan for you, hassle-free. Choose from three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is reserved for rural areas. Unlike FHA loans needing a 3.5% minimum down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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