USDA Vs. FHA Pro and Con comparison in Minster, Auglaize County, OH

In 2026, the USDA loan limit in Minster, located in Auglaize county, OH, is $336,500. The FHA loan limit for a single-family home, in contrast, is $472,030.

Use the Lendersa® USDA loan calculator to contrast today's best USDA and FHA rates and identify the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to help determine which program in suits your financial needs best.

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2026 Loan Limits and Downpayment Requirements in Minster, Auglaize, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Minster, OH

Lendersa® aims to provide the best USDA or FHA loan for you quickly and without hassle. Start by selecting one of three paths to connect with suitable lenders and USDA loan programs.

Outcomes from Lendersa USDA loan requests and matches

What is a USDA Loan in OH?

The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans needing a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • LoanUnitedcom LLC
  • 1770 Indian Trial Lilburn Road, Suite 300, Norcross, GA, 30093
  • Loan United, we specialize in FHA Home Loans, VA Home Loans for Veterans and Conventional Home Loans. Purchase a Home or Refinance your Mortgage. Reduce your interest rate, Consolidate Debt or Get cash out and also Services may not be available in all states or areas. Some products may not be available in all states or areas.

  • SHELTER HOME MORTGAGE, LLC
  • 1770 Indian Trail Lilburn Road NW, Suite 400, Norcross, GA, 30093
  • Shelter was founded in 1984 and has been originating loans in Georgia since 1993. We partner with real estate companies to offer you a convenient one-stop experience for your home buying and financing needs. Today, we are recognized as the industry leader in mortgage partnerships because we are experts in our business

  • Valley State Bank
  • 15565 Highway 43 Bypass, Russellville, AL, 35653
  • Valley State Bank is a locally owned and operated bank that was formed with one simple operating principle: To provide the members of our community with the best financial services to help them achieve their financial goals.Our staff here at Valley State Bank has decades of experience in banking.

  • Community Spirit Bank
  • 14009 Highway 43, Russellville, AL, 35653
  • Community Spirit Bank was the town of Red Bay’s first bank. We opened with the name Bank of Red Bay on June 11, 1908 in the Red Bay Hotel. Our roots run deeper than any other business in this community. We pride ourselves on being a true community bank and serving the citizens of our communities.

  • CB&S Bank
  • 200 Jackson Avenue South, Russellville, AL, 35653
  • CB&S Bank is a leading community Bank with over $2 billion in assets, headquartered in Russellville, Alabama. We operate 56 branches in the Alabama, Mississippi, and Tennessee markets and employ more than 500 people. We are a local, community Bank with proven success and staying power.

  • Lakewood Credit Union
  • 1003 Railroad Street, Rib Lake, WI, 54470
  • Lakewood Credit Union was chartered May 19, 1961, serving the community surrounding Rib Lake, Wisconsin. The local business leaders created the credit union in order to help those that live within the area. The name of the credit union was determined through a vote by the Rib Lake High School students.

  • Emerald Credit Association FCU
  • 2117 Kateway, Greenwood, SC, 29646
  • Emerald Credit Association FCU, you’re not just a customer but part-owner of your credit union.Member assets are pooled to provide loans & other financial services to fellow members.Credit unions are not-for-profit, which means that instead of dividends going to shareholders, profits are put back into the credit union to bring members lower fees.

  • CountyBank
  • 419 Main St, Greenwood, SC, 29646
  • Founded in 1933, CountyBank is a full service community financial institution whose family of companies includes CountyBank, CountyBank Mortgage, CountyBank Trust Services, Countybanc Insurance Services, Inc., Countybanc Investment Services, Inc., and Greenwood Capital Associates, LLC.

  • Cedar Point Federal Credit Union
  • 22745 Maple Road, Lexington Park, MD, 20653
  • Cedar Point Federal Credit Union (CPFCU) is organized to serve people who live, work, worship, go to school and do business in St. Mary’s, Calvert, and Charles counties. As a community-based financial institution owned and operated by our members, our purpose is to provide financial advice.