USDA Vs. FHA Pro and Con comparison in Piqua, Miami County, OH

In 2026, the USDA loan limit for a single-family home in Piqua, located in the county of Miami, OH, is $336,500, while the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate and contrast today's leading USDA and FHA rates. Determine the income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side-by-side, assisting you in choosing the optimal program in Alabama for your unique financial situation.

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2026 Loan Limits and Downpayment Requirements in Piqua, Miami, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Piqua, OH

The objective of Lendersa® is to quickly and effortlessly connect you with the best possible USDA or FHA loans. Select one of three starting points that align with matching lenders and suitable USDA loan programs.

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What Defines a USDA Loan in OH?

A USDA home loan is guaranteed by the Department of Agriculture and is also known as the USDA rural development loan. Available only in rural areas, this loan does not require any down payment, unlike FHA loans which have a minimum threshold of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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