USDA VS FHA in Piqua, Miami County, OH

In 2025, the USDA loan limit for a single-family home in Piqua, located in the county of Miami, OH, is $336,500, while the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate and contrast today's leading USDA and FHA rates. Determine the income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side-by-side, assisting you in choosing the optimal program in Alabama for your unique financial situation.

Explore loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Piqua, Miami, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Piqua, OH

The objective of Lendersa® is to quickly and effortlessly connect you with the best possible USDA or FHA loans. Select one of three starting points that align with matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in OH?

A USDA home loan is guaranteed by the Department of Agriculture and is also known as the USDA rural development loan. Available only in rural areas, this loan does not require any down payment, unlike FHA loans which have a minimum threshold of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Choice Credit Union
  • 1614 E. Fourth Street, Marshfield, WI, 54449
  • First Choice Credit Union is located in Marshfield, Wisconsin, and was founded in 1967. At this location, First Choice Credit Union employs approximately 12 people. This business is working in the following industry: Finance other. Annual sales for First Choice Credit Union are around USD 1, 100, 017.00
  • First Intercontinental Bank
  • 5593 Buford Highway, Doraville, GA, 30340
  • Our Mission is to recognize and respond to the financial needs of our community, To support the development & growth of our community, & To grow & strengthen with our community. First Intercontinental Bank Founded in 2000 and Headquartered in the city of Doraville, Georgia. Bank has Total 10 Branches in the Metro Atlanta area, in TX, NJ, NY and CA.
  • AA US Mortgage LLC
  • 2000 Clearview Avenue, Suite 212, Atlanta, GA, 30340
  • AA US Mortgage LLC is a mortgage company headquartered in Atlanta Georgia. We fulfill the purchase and refinance loans need for individuals and businesses. We have built a strong reputation as an outstanding mortgage broker, serving the mortgage needs of individuals, real estate professionals, investors, and builders over the past years.
  • Family Savings Credit Union
  • 711 E. Meighan Blvd, Gadsden, AL, 35903
  • "Family Savings Credit Union…. Where your money grows with you and your family, and ownership allows all members to prosper. The concept of a credit union is one where people can get better financial services by pooling their resources and working together. In 1951, these principles were brought to Gadsden, AL"
  • Meridian Credit Union
  • 1206 N Jefferson Street, Ottumwa, IA, 52501
  • Meridian Credit Union is a not-for-profit, member-owned financial cooperative that exists to serve its members. Being a not-for-profit cooperative means we return a portion of earnings back to our members by offering competitive rates on deposits & loans. Meridian Credit Union provides a safe place to save & borrow money.
  • South Ottumwa Savings Bank
  • 320 Church Street, Ottumwa, IA, 52501
  • South Ottumwa Savings Bank has grown from a simple currency exchange to a full-service financial institution with acquired offices of Hedrick Savings Bank in 2011, West Liberty State Bank in 2015 and Peoples State Bank in 2020. A community bank, with decisions made locally by people who know the community and surrounding areas.
  • Community 1st Credit Union
  • 235 Richmond Ave, Ottumwa, IA, 52501
  • Community 1st Credit Union is a Not-For-Profit financial cooperative that has been serving members for over 85 years. From a humble beginning, we have grown to serve over 60, 000 members. As a Not-For-Profit financial institution, we give returns to our members in higher savings rates, better services, and lower borrowing rates.
  • Mortgage Core LLC
  • 2340 Perimeter Park Drive, Suite 200, Atlanta, GA, 30341
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Strategic Loan Advisors LLC
  • 1954 Airport Road, Suite 146, Atlanta, GA, 30341
  • We are dedicated to providing a 5 star level of service to our clients and referral partners! We take a concierge style approach with every client to ensure the highest level of customer service! Our mission is to value others ahead of ourselves. We provide strategic mortgage planning to our clients to help meet their needs.
  • FIRM Financial LLC
  • 4151 Silvery Way, Suite 307, Atlanta, GA, 30341
  • FIRM Financial LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you
  • Amerihome Loan Inc
  • 4360 Chamblee Dunwoody Rd, Suite 206, Atlanta, GA, 30341
  • Amerihome Loan Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Home Pointe Mortgage Company
  • 3235 Shallowford Road, Chamblee, GA, 30341
  • Home Pointe Mortgage Company will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you.