USDA Vs. FHA your options comparison in Medina, Medina County, OH

In 2025, the USDA loan limit for Medina in Medina county, OH, is $336,500, whereas the FHA limit for a single-family home stands at $472,030.

Use Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates. Determine the income, credit, reserves, and documents necessary for qualification. Our sophisticated mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, helping you choose the most suitable program for your specific financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Medina, Medina, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Medina, OH

Lendersa® aims to efficiently provide you with the optimal USDA or FHA loan, quickly and without hassle. Start with one of three pathways, guiding you to compatible lenders and available USDA loan programs.

Lendersa USDA loan request results

Understanding USDA Loans in OH

The USDA home loan, guaranteed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. These are available exclusively in rural communities. Different from FHA loans, which demand at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Team USA Mortgage
  • 1709 Tullamore Ave, Suite D, Bloomington, IL, 61704
  • "Team USA Mortgage is a national mortgage company offering retail mortgages and employment opportunities for qualified groups and individuals. Team USA Mortgage is committed to serving customers in all licensed states. Our core values of Honesty, Integrity, and Transparency flow from the corporate office
  • FIRST STATE MORTGAGE
  • 502 N. Hershey Road, Bloomington, IL, 61704
  • First State Mortgage (FSM), a subsidiary of First State Bank, Member FDIC, was founded in 2007 by a group of veteran bankers who have been working together in the residential First State Mortgage industry for more than 20 years. Our goal is to provide a comprehensive range of mortgage products, competitive pricing, and high quality.
  • First State Mortgage Services, LLC
  • 502 North Hershey Road, Bloomington, IL, 61704
  • First State Mortgage was founded in 2007 by a group of veteran bankers who have been working together in the residential mortgage services industry for more than 20 years. Our goal is to provide a comprehensive range of mortgage products, competitive pricing, and high quality, ethical mortgage services.
  • ANCO COMMUNITY CREDIT UNION
  • 154 Third Street, La Salle, IL, 61301
  • Anco Community Credit Union was incorporated as a state chartered credit union by the state of Illinois on February 1, 1955. The Credit Union was established for all of the employees of American Nickeloid Co. located in Peru, Illinois. The Credit Union was and is sponsored by American Nickeloid Co. The Charter Contained 18 Members.
  • Hometown National Bank
  • 260 Bucklin Street, La Salle, IL, 61301
  • Hometown National Bank has been deeply rooted in the Illinois Valley for three centuries. Finding its heritage in the late 19th Century, the early stockholders of the bank first assembled on December 16, 1880 at the Harrison House Hotel (located on the corner of First and Wright Streets in Downtown La Salle). The bank was formerly named La Salle Na
  • La Salle State Bank
  • 654 First Street, La Salle, IL, 61301
  • La Salle State Bank’s start was humble. With modest quarters, established inside a small two-story structure on the site of our present location. We are a full service banking institution and we have consistently received a 5 Star Rating from Bauer Financial, recognizing us as one of the strongest financial institutions in the country.
  • First State Bank of Illinois
  • 706 Washington St, Mendota, IL, 61342
  • Since 1940, First State Bank has been a locally owned bank committed to providing value-added offerings, backed by exceptional service to the local communities we serve. We do so by providing a combination of cutting edge banking products and conveniences and also employing local professionals.
  • Liberty Bell Bank
  • 145 North Maple Avenue, Marlton, NJ, 08053
  • Liberty Bell Bank, A Division of The Bank of Delmarva has 3 convenient branches serving Camden and Burlington counties. The Bank of Delmarva has 11 branches located throughout Salisbury and Ocean City (MD), along with Sussex County, DE. Please click on a branch below for more information about that branch
  • Acre Mortgage & Financial Inc.
  • 70 E Main Street, Marlton, NJ, 08053
  • Since 2002, Acre Mortgage & Financial Inc. has provided one of the most efficient online mortgage experiences in the industry. From first-time home buyers to real estate investors, Acre Mortgage uses today's latest decision and application tools in order to provide clients the easiest and most efficient mortgage loan process from start to closing.
  • Evesham Mortgage, LLC
  • 103 Route 70 East, Suite 2, Marlton, NJ, 08053
  • "Evesham Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools"