USDA Vs. FHA your options comparison in Medina, Medina County, OH

In 2026, the USDA loan limit for Medina in Medina county, OH, is $336,500, whereas the FHA limit for a single-family home stands at $472,030.

Use Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates. Determine the income, credit, reserves, and documents necessary for qualification. Our sophisticated mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, helping you choose the most suitable program for your specific financial circumstances in .

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2026 Loan Limits and Down Payment Requirements in Medina, Medina, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Medina, OH

Lendersa® aims to efficiently provide you with the optimal USDA or FHA loan, quickly and without hassle. Start with one of three pathways, guiding you to compatible lenders and available USDA loan programs.

Lendersa USDA loan request results

Understanding USDA Loans in OH

The USDA home loan, guaranteed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. These are available exclusively in rural communities. Different from FHA loans, which demand at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Medina Lenders

  • Veritas Financial Group LLC
  • 1060 Ledge Road, Medina, OH, 44256
  • Lends in Ohio
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • COMMONWEALTH DIVERSIFIED LENDING
  • 5000 Gateway Drive, Medina, OH, 44256
  • Lends in Ohio
  • Our business specializes in making every client feel like family. For my clients with every challenge that may be put in front of me, it is just an obstacle to get over, so that my clients will meet there goals, whether it is buying a home, financial freedom, real estate investing, or buying a business.

  • Consolidated Funding Corp
  • 2425 Medina Road, Medina, OH, 44256
  • Lends in Ohio
  • CHM Lending is a local mortgage broker founded in 1992 and located in Medina, Ohio. Our company offers a full range of mortgage loan products including Conventional, FHA, VA, USDA, Construction, and Renovation loans. Our team has a combined over 45 years of experience in the mortgage industry.

  • Crossroads Home Loans
  • 2530 Medina Road, Suite 100, Medina, OH, 44256
  • Lends in Ohio
  • "At Crossroads Home Loans. We are a web based Mortgage Firm.

    We know that each customer has specific needs, so we strive to meet those needs with a wide array of products and services.

    Buyers, Sellers or Refinancing. We pride ourselves on our consistent referral base from Past Clients Real Estate Agents, Broker Firms, Attorneys"

  • Medina County Federal Credit Union
  • 1353 Reimer Road, Wadsworth, OH, 44281
  • Lends in Ohio
  • Medina County Federal Credit Union provides savings, checking/debit, loans, credit cards & other financial services to the people of Medina County, Ohio. We have three branches located in Medina County to serve our Members. Credit Union provides savings, checking/debit, loans, credit cards & other financial services to the people of Medina County,

  • Westfield Bank, FSB
  • 2 Park Circle, Westfield Center, OH, 44251
  • Lends in Ohio
  • Established in 2001 and headquartered in Westfield Center, Ohio, Westfield Bank currently serves customers in Cuyahoga, Richland, Medina, Stark, Summit, and Wayne counties as well as insurance agencies across the country. We deliver financial roadmaps and solutions so families, businesses, and insurance agencies can thrive.

  • Towpath Credit Union
  • 2969 Smith Road, Fairlawn, OH, 44333
  • Lends in Ohio
  • Towpath Credit Union, formerly Akron Teachers Credit Union, was established in 1936 for employees of the Akron Public Schools. By 1969, the Akron Teachers Credit Union had outgrown the small Akron office. Many other employee groups had also realized the benefits of being credit union members.

  • Riverview Mortgage Corp
  • 2919 West Market Street, Suite C, Akron, OH, 44333
  • Lends in Ohio
  • We have a full range of products for all of your mortgage financing needs. At Riverview Mortgage, we know how overwhelming the mortgage process can be without the proper guidance. Like any other service based industry, most companies claim to offer quality service but few actually follow through on their promises.

  • The Mortgage Guys
  • 50 Baker Blvd, Suite 6A, Fairlawn, OH, 44333
  • Lends in Ohio
  • Jeff Jaklitsch & the The Mortgage Guys have been originating home loans for over the past 21 years. Contact Jeff to purchase your dream home. The Mortgage Guys is ready to make the loan application process less stressful. Based in Fairlawn, OH, this company provides comprehensive & personalized mortgage services to borrowers in the Cleveland, Akron