USDA and FHA Pro and Con in Medina, Medina County, OH

In 2025, the USDA loan limit for Medina in Medina county, OH, is $336,500, whereas the FHA limit for a single-family home stands at $472,030.

Use Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates. Determine the income, credit, reserves, and documents necessary for qualification. Our sophisticated mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, helping you choose the most suitable program for your specific financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Medina, Medina, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Medina, OH

Lendersa® aims to efficiently provide you with the optimal USDA or FHA loan, quickly and without hassle. Start with one of three pathways, guiding you to compatible lenders and available USDA loan programs.

Lendersa USDA loan request results

Understanding USDA Loans in OH

The USDA home loan, guaranteed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. These are available exclusively in rural communities. Different from FHA loans, which demand at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Someday Mortgage
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  • Someday Mortgage takes a modern approach to serving our borrowers best interests! We offer free side-by-side consultations comparing a variety of options to ensure we find the best rates and terms for the next phase of your life. We offer industry leading mortgage services where we actively seek to beat, or at least match, competing rates!
  • Team Lassen
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  • Team Lassen was started by Sarah Lassen, Charles Souza, and Tim Moore and has been in the business of offering professional real estate services since 1999. Since the company’s inception, Sarah, Charlie, Tim, and the rest of the growing Team have worked together from the common values of integrity, reliability, honesty, and commitment.
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  • PB Funding Inc
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