USDA Vs. FHA your options comparison in Waynesville, Warren County, OH
In 2025, the USDA loan limit set for Waynesville within Warren county, OH, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates and determine the necessary income, credit, reserves, and documents for qualification. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding your decision on which program in best meets your financial needs.
2025 Loan Limits and Downpayment Requirements in Waynesville, Warren, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming
$726,200
3%
Options for USDA and FHA Loans in Waynesville, OH
Lendersa® aims to quickly and efficiently link you with the most favorable USDA or FHA loan available. Choose one of three starting points to connect with matching lenders and explore USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, known as a USDA rural development loan or mortgage, and is specific to rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require zero down payment.
Alliant Bank strongly believes we are partners with our communities. Helping those in our communities pursue their dreams is what we are all about. Our goal is to be the place you come to when you set out to achieve your dreams.
No matter what you are trying to achieve; buying a new home
We believe in providing quality service beyond what is traditionally expected. At Connections Bank, you are guaranteed to find friendly customer service representatives to assist you with your lending and savings. We have an experienced lending staff offering a wide range of both consumer and commercial loan products.
Mortgage America has been the #1 lender in Eastern PA and Berks County for over 30 years with 8 billion dollars in originations and thousands of loans serviced. From your first call to after closing, Mortgage America is here to serve you.Mortgage America has been the #1 lender in Eastern PA
Established in 1941, Peninsula Federal Credit Union has grown from 231 members to over 11, 000 members with assets in excess of $142 million.
Founded as an occupational credit union we began as the Escanaba Paper Company Employees Federal Credit Union. The name changed to Mead Corporation, Escanaba Division Employees Federal Credit Union
Upper Peninsula State Bank was formed in 1902 for the purpose of providing banking services to the citizens of Delta and surrounding counties. From humble beginnings, our founders and their successors built one of the finest financial institutions in the Upper Peninsula. For 119 years we have made loans to start or expand local businesses.
Iron Workers Bank understands the importance of loyalty in maintaining local business and local clients. Founded in 1879 in Chester, PA, Iron Workers Bank was the original peoples' bank. Named after the local artisans' that built the iron-clad ships in the local ship yard, the name is derived from the people it served in the early days.
"Sun East Federal Credit Union is a cooperative financial institution, owned and operated by its members. We’re committed to serving your financial needs and exceeding your expectations.
We’re proud to serve approximately 52, 000 members and more than 1, 000 select employer groups with more than $744 million in assets."
Lehigh Valley Educators Credit Union came into existence on January 19, 1934, chartered in the State of Pennsylvania as a State Credit Union. Its purpose was to promote thrift among its members and make a means of credit available for provident and productive purposes. The original field of membership consisted of teachers
Allentown Federal Credit Union has been open since 1955. The credit union has assets totaling $88.95 Million and provides banking services to more than 6, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state
People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient, personalized atmosphere.
1255 S. Cedar Crest Blvd, Suite 1630, Allentown, PA, 18103
Bright Financial Group is a Mortgage Brokerage. We pride ourselves on exceeding our customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package, we realize you are unique and we’ll work with you.