USDA and FHA Pro and Con in Waynesville, Warren County, OH

In 2025, the USDA loan limit set for Waynesville within Warren county, OH, is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates and determine the necessary income, credit, reserves, and documents for qualification. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding your decision on which program in best meets your financial needs.

Explore loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Waynesville, Warren, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming $726,200 3%

Options for USDA and FHA Loans in Waynesville, OH

Lendersa® aims to quickly and efficiently link you with the most favorable USDA or FHA loan available. Choose one of three starting points to connect with matching lenders and explore USDA loan programs.

Results from Lendersa's USDA loan requests and matches

Understanding USDA Loans in OH

A USDA home loan is backed by the Department of Agriculture, known as a USDA rural development loan or mortgage, and is specific to rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Professional Financial Mortgage Inc.
  • 18431 Yorba Linda Boulevard, Suite 3, Yorba Linda, CA, 92886
  • Professional Financial Mortgage, it is our mission to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Citizens Direct
  • 18431 Yorba Linda Boulevard, Yorba Linda, CA, 92886
  • Citizens Direct was founded in May 2008 during a time when many other mortgage companies were radically down-sizing or even closing. We saw the need to assist homeowners when no one else seemed interested in helping. This usual lending environment and the obvious need from customers to get help was the inspiration for our name, Citizens Direct
  • United Catholics Federal Credit Union
  • 160 E College Street, Covina, CA, 91723
  • United Catholics Federal Credit Union (formerly St. Christopher’s FCU) was chartered in 1957. Monsignor Bramble and a group of parishioners recognized the benefits of a credit union and through their perceptive vision of finding a way to assist the parish community with their financial needs United Catholics Federal Credit Union was formed.
  • Reve Mortgage
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  • At Reve Mortgage, we are committed in providing the reliable source to your lending solutions; by making lending simple and efficient. Our goal is to go that extra mile to build a lifelong relationship based on integrity, trust, and gratitude. Our one team in-house operations will create an efficient
  • Radiant Financial Inc.
  • 169 E College St, Covina, CA, 91723
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
  • Action One Financial
  • 800 S. Barranca Blvd, Suite 210, Covina, CA, 91723
  • Action One Financial, headquartered in Covina, Ca., is a registered bank holding company dedicated to providing banking and wealth management services to businesses and consumers in its local markets. The Company offers financial products and services to meet the financial needs of its current customers, and potential customers.
  • New Century Realtors & Home Loans- Yesenia Ruvalcaba-Garcia, Realtor, Mortgage Lender, Covina
  • 254 E Rowland St, Covina, CA, 91723
  • Yesenia Ruvalcaba-Garcia, your Covina, CA Real Estate agent can help you find your perfect home. Learn about Covina, CA neighborhoods, Covina, CA suburbs, and the best places to live in Covina, CA. You will find a wealth of useful Real Estate information for home buyers and sellers on my website!
  • Olive Tree Lending Inc
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  • Futura Financial Inc.
  • 750 Terrado Place, Suite 114, Covina, CA, 91723
  • The Futura Financial Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Bluefields Real Estate Services Inc.
  • 324B East Rowland Street, Covina, CA, 91723
  • Bluefields Real Estate vision of success is to offer to you highly competitive products so you can benefit the most from them and at the same time that we are not outbid by other lenders We offer to Home Buyers and Home Owners real estate loans to purchase and refinance your property. The loan types we offer are: FHA, VA and Conventional Loans
  • Lopez Financial
  • 315 E San Bernardino Rd, Covina, CA, 91723
  • Lopez Financial In business founder of the George Lopez is the Mortgage Broker of company since 1993 broad range of residential and commercial loans. We specialize in first time buyers.Residential and Commercial Financing. Offering all types of loans from Conventional, FHA, and VA loans. Face to Face customer service.