In 2025, the USDA loan limit in Kettering, located in the county of Montgomery, OH, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to contrast the best rates between USDA and FHA today. Discover the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs to guide you in selecting the best option in for your personal financial circumstances.
2025 loan limits and down payment requirements in Kettering, county of Montgomery, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan choices in Kettering, OH
The ambition of Lendersa® is to secure the most favorable USDA or FHA loan quickly and easily. Choose from three starting methods that link you to lenders and USDA loan programs.
A USDA home loan, endorsed by the U.S. Department of Agriculture, is known as a USDA rural development loan or mortgage. It's available solely in rural areas. Unlike a 3.5% down payment needed for FHA loans, a USDA mortgage requires no down payment.
North Alabama Bank has been a locally owned & operated financial institution serving Madison County and the surrounding areas since 1989. We live, work, & worship in our community. We understand the importance of community. We understand that businesses in todays environment requires advanced technology to get ahead in these ever-changing times.
Rediform Federal Credit Union has been open since 1936 and Rediform Federal Credit Union To become the primary financial institution for our members by promoting savings and providing consumer credit at reasonable rates and to provide the highest level of services while maintaining financial security
801 E Morehead St, Suite 100, Charlotte, NC, 28202
Omni Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
128 South Tryon Street, Suite 20-104, Charlotte, NC, 28202
Primeline Capital is dedicated to helping all our clients find the best rates and guide you throughout the entirety of your financing journey. We help each client reap the rewards of finding the perfect lending solution. Primeline Capital offers a vast network of options paired with local experience and educated guides to match you.
Loan Pronto because we wanted to make refinancing or purchasing your home as easy as it should be. By leveraging the speed and efficiency of digital platforms, we make getting a loan faster, less expensive, and less invasive, without sacrificing the personal service that helps put your concerns at ease.
615 South College Street, Suite 09, Charlotte, NC, 28202
BlackHawk Mortgage is a Veteran owned company founded to provide an easier way to obtain home ownership. We are located in Charlotte, NC, we pride ourselves on client satisfaction and a stress free process. The key to our early on success has been a combination of consistently offering the lowest possible rates.
227 W 4th Street, Office 123, Charlotte, NC, 28202
Lendexa Mortgage LLC is a Mortgage Broker and not empowered to lend. All loans are arranged through third party lenders. LENDEXA MORTGAGE LLC is in the Mortgage Bankers and Loan Correspondents industry in Charlotte, North Carolina. This company currently has approximately 1 to 5 employees.
Pantheon was created in 2012 based on an identified need and opportunity to unite investors wanting a higher rate of return on secured investments with proven, successful entrepreneurs who needed capital to fund their real estate and business expansion projects. Pantheon is a boutique firm that is all about relationships.
4609 Charlotte Highway, Suite 4, Lake Wylie, SC, 29710
Capital South Funding is a full service mortgage company focused on providing wholesale interest rates and superior customer service. Capital South Funding offers home financing throughout North Carolina and South Carolina. As a family owned company with little overhead, they can pass along the savings to you.
Established in 1975, Missouri Valley FCU is a member-owned, community financial institution dedicated to providing quality service and value to Saint Charles County
As a credit union, MOVFCU is member owned and member focused. We are here to help you with your financial needs, whatever those might be.
